Chapter 1159： Insurance company Benbao, Dr. Stephanie

Seattle Hospital.

"Adam, how is Lexi?"

Richard, the director of surgery, also hurried over by plane at this time.

"The situation is temporarily stable."

Adam walked out of the operating room, nodded to him, and rushed to the ward.

He will also go to see Dr. Sheputt's hand.

For a top neurosurgeon, the importance and life of the hands are not much different.

The director of surgery was taken aback, he naturally felt Adam's indifference, but he didn't think much about it for a while, so he quickly followed.

Ward.

The mood is down.

The excitement after being rescued in time to ensure the safety of life has long since receded over time, and the injuries faced have regained the first place.

But Dr. Shept's hand has serious nerve damage, and it is difficult to guarantee 100% function after it is healed.

"Nerve transplantation, using living nerves can be faster and better."

"No! I can't accept that my family will donate leg nerves to me at the risk of impaired physical function. I can wait."

"No, time is very important for your hand recovery, so someone must donate it. I called Leah and the others. They are your sisters. You must know about this."

"No! I will never accept it!"

Dr. Shept and Meredith quarreled.

Meredith wants her husband and sisters to donate, but Dr. Sheputt disagrees.

"What are you arguing about?"

Adam was surprised when he walked in, and when he knew the ins and outs, his expression immediately became serious: "You must have a brain MRI right away."

"what?"

The Merediths shouted in unison.

"Nerve transplants are best autologous transplants, so that rejection is the lowest."

Adam said with a solemn expression: "Derek's hand is damaged, and the nerves on his arm are not enough. If he rashly intercepts and transplants it into the palm of his hand, it may cause more damage to the arm.

So you can’t use the nerves in your arm.

But this does not mean that we cannot use his leg nerves for transplantation.

On the contrary, this should have been the optimal solution.

Meredith didn't know that it was forgivable.

But Derek how can you forget?

Why are you all paying attention to allograft transplantation and are still arguing whether to use the Derek sisters’ leg nerves for transplantation?

This can't be the purpose of deliberately highlighting the relationship between brothers and sisters like in TV dramas, right?

So I suspect that your brain nerves are damaged, and you must do a brain MRI immediately. "

"..."

Dr. Shept and Meredith were speechless.

Yes.

Why do they suddenly forget these and argue about options that they didn't have to consider before?

Are they really like the actors controlled by the screenwriter in our days of medical soap operas?

At this moment, they suddenly had a sign that they were about to break the fourth wall.

"Okay, let's get ready, Derek's hand, must be operated on as soon as possible."

Adam was relieved when he saw that they were really confused and thoughtful.

It seems that this is not the unknown brain damage caused by the plane crash, but just the residual impulse of people in the American drama world being controlled by the screenwriter outside the world.

This problem is not big.

Leave the ward.

"Adam, did I do something wrong?"

The director of surgery chased up again and asked puzzledly.

"What do you think?"

Adam stopped to look at him.

"I have no idea."

The director of surgery smiled bitterly.

"Just a reminder, do you know which airline the crashed plane belonged to?"

Adam said lightly.

"..."

The director of surgery was in a daze.

"It seems you don't know anymore."

Adam nodded: "It's Starland Airlines, have you heard of it? No, right? That's right.

Because this is only a small airline, it is also a small airline with a very high mechanical failure rate.

Delta Air Lines, which was previously contracted by our hospital, is a completely different concept. "

As a person who is less and less flying, but knows all airline information well, when he saw the airline logo on the wrecked body at the scene of the plane crash, he immediately understood the ins and outs.

"After you left, the board of directors decided to reduce a certain amount of expenses... but we signed Skyline afterwards!"

The director of surgery suddenly remembered a new contract he had signed before, and he was puzzled.

"Don't you understand?"

Adam saw it through at a glance: "Because of the price, although Skyair signed the contract, they must have outsourced this contract to small airlines like Starlane Airlines.

And this should have been something you thought of and prevented. "

"...And I didn't expect it, so I signed it directly."

The surgeon's expression began to feel pained.

He is getting older and his energy is not as good as before. He has to continue the operation and manage the entire major surgery. Recently, he has a new relationship.

The secretary asked him to sign the content, but he hasn't checked it over and over again for a long time, and many of them just signed it directly.

The same is true for the airlines that the hospital cooperates with this time.

Adam knew that this was definitely not intentional by the director of surgery.

Because this kind of contract involves the entire hospital owner.

If he knew that the plane he was flying was outsourced to a small airline, or that the mechanical failure rate and crash rate were among the best, he wouldn't be able to sign if he was killed.

So he really didn't know.

Now that such a big accident has happened, there are all his relatives, friends and subordinates. After being awakened by Adam, he must be in deep pain.

But this is also the pain it deserves.

Because if it wasn't for Meredith and the others with the protagonist's aura, they would definitely be dead.

If there is no Adam’s ability to use money immediately, greater tragedy will inevitably fall on Lexi and them.

So the director of surgery who caused all of this doesn't hurt, how can he do it!

Adam did not comfort him, and turned away.

"Say over there and cancel the trip."

Adam called the chief secretary Ruth and said solemnly.

"My fault."

Juno apologized: "I shouldn't let you take Little Sweet Bear to Xiangjiang."

"You are not to blame."

Adam shook his head and said, "The plane we booked has landed in Xiangjiang safely! This time it was just an accident."

"But it also shows that you have been reluctant to fly. It is the right choice."

Juno sighed: "I shouldn't persuade you about this kind of thing, we can wait for David and the others to come back, and then take Emma there."

"It is indeed the best choice not to fly."

Adam nodded and sighed: "If the future is not a life-and-death crisis, I will definitely not fly."

At the same time, he said silently in his heart: "If it were not for life and death, I would never think of going to the other side of the ocean."

Although the plane he was planning to take landed safely in Xiangjiang, when he was about to board the plane, the sudden appearance of the plane still stung his sensitive nerves.

The other side of the ocean is a mysterious place.

So even if the crisis warning did not give any reminder, he should believe in his subconscious and completely cut off the idea of ​​‘returning home.’

This accident may be a clear indication.

After being free from the influence of the soap opera, Dr. Shept and his wife quickly made the right choice and agreed to Adam's surgical plan.

The operation was very successful.

Lexi also regained consciousness over there.

Adam stayed with them here for a week, and then each went back to each house.

tbbt4a apartment.

"Adam, let me introduce to you. This is my girlfriend Stephanie. She is also a doctor."

Leonard excitedly introduced Adam to the rare new woman in this apartment: "Stephanie, this is Adam."

"Doctor Duncan, ha ha ha..."

Stephanie wanted to say hello to Adam, but the smile was so brilliant that she stammered a bit.

"You are Leonard's girlfriend, Leonard is my good friend, so call me Adam."

Adam smiled and said, "Sit down, where are you a doctor?"

"Pasadena Hospital."

Stephanie still smiled cautiously: "I am a surgical resident."

"Not bad."

Adam nodded in admiration and said, "Leinard, you can, you can find such an excellent girlfriend."

"Hehehehe."

The curvature of Leonard's mouth was as usual, grinning to the back of his ears, hehe silly.

"By the way, how did you meet each other?"

Adam couldn't help teasing him.

"Uh…"

Leonard was at a loss for words.

"They met in the school's NASA Mars Laboratory."

Sheldon said straightforwardly: "Stephanie was originally Howard's female companion. In Howard, the rover was..."

"Hey!"

Leonard interrupted immediately: "This is a secret! It cannot be leaked."

Then he waved to Adam and said with a smile: "Strictly speaking, Stephanie is not Howard's female companion."

"Oh?"

Adam looked at Stephanie.

"no."

Stephanie said immediately: "I just heard Howard said that he could take me to Mars for a drive, so I was curious to follow it.

There is no meaning of disrespect, but how can I date someone like him. "

"The reason is sufficient."

Adam smiled and nodded: "But can Howard accept it?"

"I want to apologize to him. Although it's not our fault, Howard obviously doesn't think so."

Leonard smiled bitterly.

"They are already dead with Howard."

Sheldon added.

"It's ok."

Adam joked: "Stephanie only needs to give a female companion, and you can be resurrected instantly with Howard.

A thoughtful little knowledge, remember to introduce the female friend you want to break with Howard. "

"Hahaha, Adam, you are so funny, you are so funny..."

Stephanie suddenly gave an unusually exaggerated smile.

Leonard still laughed at first, but it didn't feel right to smile.

He didn't like Stephanie's attitude towards Adam.

"Tell us about things in Seattle, right?"

Leonard immediately changed the subject: "Are your friends okay?"

"Are they the top doctors at the New York Medical Center who suffered plane crashes?"

Stephanie was also attracted attention.

"Um."

Adam nodded: "They are God bless, there is no big problem.

However, the mental distress caused by the subsequent fear will definitely last for a long time. "

"They can sue the airline and get a large amount of compensation, right?"

Stephanie asked.

"uncertain."

Adam shook his head.

"uncertain?"

Leonard was surprised: "Why?"

Shelton was also curious.

"This is the mystery of capital."

Adam mocked: "First of all, it should be compensated. Isn't it right?

Even who should pay the compensation has a final conclusion, it must be the insurance company.

After all, the United States has always been able to access insurance for everything, and everything can be pushed to insurance.

It is absolutely impossible that airlines do not have their own insurance company.

right? "

"Um."

Leonard nodded together.

As purely native residents, this is rooted in their subconscious knowledge.

"But here comes the problem. Although it hasn't started yet, I'm sure that the insurance company will never indemnify it."

Adam smiled and said: "The compensation formula based on the income basis is a lot of money.

They will do everything they can to find loopholes in the contract, and then refuse to pay.

Does it sound familiar? "

Leonard couldn't help looking at Shelton, and vomited: "I said how do I feel that you are familiar.

It does not count as setting up all the conditions that are beneficial to you. When it is really necessary for you to pay, you will do everything possible to find the so-called loopholes and justly refuse to implement them.

It turns out that you are an insurance company! "

Sheldon couldn't help staring at Leonard.

"Ha ha."

Adam couldn't help smiling and said: "Yes, to some extent, Shelton is the insurance company's principal insurance.

But he is also a baby version of an insurance company, and his shamelessness cannot be compared with a real insurance company. "

"Even if the insurance company finds a loophole and does not pay, someone will always have to pay it?"

Stephanie cared.

As a doctor, she has a sense of substituting this and really wants to know the follow-up.

"Um."

Adam nodded: "Ninety percent of insurance companies can find reasons to refuse to pay.

And if they really need to pay this sky-high compensation, they have another trick, and that is bankruptcy and liquidation.

For a small insurance company, the shareholders of the company can completely abandon the company, let it go bankrupt, and then start anew.

And these two axes are also applicable to other institutions that are found.

For example, the hospital with the second highest responsibility.

Looking for loopholes, hospitals are not easy to find, after all, it is a medical exchange sent by the public.

But the second bankruptcy liquidation is not impossible. "

"impossible."

Stephanie was dumbfounded: "That's the New York Medical Center, the number one teaching hospital in the country. If you say it goes bankrupt, you go bankrupt?"

"The most valuable thing in a hospital is the doctor."

Adam smiled reservedly: "The value of the medical center in the past guaranteed that the board of directors would not consider bankruptcy and liquidation for billions of points in compensation.

Because the brand value of the medical center far exceeds that billion points of compensation. UU reading www.uukanshu. com

But now things are a little different.

The board of directors of the medical center may not be able to accept this loss.

That's why I said that everything is still uncertain. "

Having said this, he sighed: "Once as I guess, they will be in a very tangled dilemma in the future.

Don't pay so much compensation, sorry to yourself.

For so much compensation, in case the hospital's board of directors disagrees, choose bankruptcy liquidation.

Then the hospital so many colleagues who get along with them day and night will be unemployed because the hospital is bankrupt and closed.

When the news comes, the blame will fall on them.

Not everyone can resist this kind of mental pressure. "