Chapter 575: Don't be a guarantor

Friends bar.

"Adam."

Lily and the others greeted warmly as soon as they passed.

"Bacchus, Lily."

Adam teased.

"what is this."

Lily said proudly.

"Ted, don't you introduce me?"

Adam looked at an extra woman at the table.

"How do you know that Heather is my sister..."

Before Ted finished speaking, he glared at Lily: "Needless to say, Lily must have told you..."

Lily has a big mouth and has no sense of secrecy.

You told her the secret a second ago, and the whole world knew it the next second.

You don't let her say, you can suffocate her.

This is a skill.

emmm.

The little aunt passed it down perfectly.

"It's not me this time!"

Lily cried aggrievedly.

"It wasn't Lily that told me this time."

Adam smiled and said, "You have a lot of similarities in appearance."

"is it?"

A smile appeared on Ted's face: "Adam, I'll introduce to you, this is my sister Heather, Heather, this is Adam."

"Hello, Heather."

Adam smiled and greeted her.

"Hello, Adam."

After Heather and Adam said hello, they complained to their old brother Ted: "You have so many good friends, why never tell me?"

"You know the reason."

Ted murmured, seeing Heather glaring at him, raising his hands in a surrender gesture: "OK, I know you have grown up and matured. I won't talk about you anymore. Now I will introduce you to you. Adam is a doctor and has nothing to do with your financial career."

"Who said this?"

Heather retorted: "Doctors are all high-quality customers. Knowing one more will have more contacts, and Adam is not an ordinary doctor at first sight, is he?"

"how do you know?"

Ted couldn't help it again.

"Please!"

Heather looked at his brother mockingly: "The average doctor comes in and so many people circle around him, cheering for him?"

"Uh."

Ted looked at his ineffective sister in amazement.

Is this still his little sister who is the number one for petty theft, why can't he have fun, and can't even figure out whether the door is pushed or pulled?

When are you so savvy?

There is a girl in my family who has just grown up.

At this moment, Ted's eyes were full of relief.

"It seems that I did the right thing."

"Oh?"

Adam sat down next to Robin and asked curiously, "What did you do?"

"Heather wants to come to New York to work hard and rent a house in New York, and he needs someone to co-sign the lease."

Lily was finally able to cut in.

"Ted was unwilling at first?"

Adam thoughtfully.

Ted's sister is probably not reliable.

A joint signature or something is actually a guarantee.

In the current life, Asia has seen many such things, but in fact, he understands that even if relatives speak, they cannot do such things as guarantees for the other party.

Once the other party ran away or lay down to pretend to be a salted fish, the other party’s debt will be weighed on you.

And this probability is not low.

Adam has a classmate who is very righteous. If his friend asks him for help, he has never said anything else.

A few years after graduation.

A good friend of his said that doing business requires a temporary turnaround and asked him to borrow some money for himself.

The number is not small.

He doesn't have that much money himself, but a good friend speaks, and he has always done serious things, and his business is booming.

The money is a big number for him, and it is nothing to a good friend. It is understandable to make a temporary turnover.

So at the begging of a good friend, he asked relatives, friends and some acquaintances in the village who loaned a lot of money and gave it to good friends.

emmm.

In the name of a good friend, the signed IOU is also a formal IOU written by a good friend, but if he borrows it beforehand, there is no doubt that he is the guarantor.

Otherwise, who knows who his best friend is?

Then his nightmare came.

After a good friend got the money, he didn't know what he was doing. I heard that it was a gambling, so he lost all the money and the business collapsed. People went directly to other places and said they wanted to work to pay back the money.

One year, two years, and three years passed.

The other party can't even see anyone. Every time I call, it is a sentence and I am working hard.

Adam, a righteous classmate, was miserable.

The money of relatives and friends is cheeky and can be delayed. The money that can be borrowed must be repaid, and it must be repaid as soon as possible, otherwise it will be very profitable and it will be over in a lifetime.

A few years ago, all his savings were gambled away by his good friends. He desperately started earning money with nothing, but he worked hard to earn money, where there was money to make money quickly.

After three years of work, it was only enough to repay the interest.

The girlfriends who were going to get married are not surprisingly divided.

Relatives and friends complained endlessly.

Less than 30 years old, a sunny and sturdy man who lost a few tens of catties in three years with a vicissitudes of life, although he could not reach the level of "Zhen Shiyin reveals the state of the second half of the life".

But the whole person is numb.

Adam went through the meeting and heard that he had also figured it out. He lay down there and said to the acquaintances in the village who loaned: "I will pay the principal, but I have no interest, and no money.

They are all acquaintances, no one knows who.

Seeing that this classmate Adam has been forced into this, these acquaintances who lend money are also very helpless. Anyway, the high interest has been charged for three years, and if it is forced to become a bad debt, he promised to only pay the principal now.

But it's the principal. With the speed of making money at Adam's classmate, without eating or drinking, it hasn't been a decade, so don't even think about it.

He was originally a good person with a good personality and strong ability. He found a good job as soon as he graduated. There was also a beautiful girlfriend who talked about in college and was about to get married. Almost all the classmates envied him.

But now because of the momentary enthusiasm, he fell directly into the pit.

This is the harm of guaranty.

Because you never think of what uncontrollable things the other party will do.

Speaking back to Ted's sister Heather, the lease is to be co-signed with the contractor.

In the United States, renting a house not only requires a co-signer, but also requires the person’s annual salary to be dozens of times the monthly rent and a good credit record for five years as a guarantee.

If it's just that the rent is not paid, it doesn't matter to Ted.

I was afraid that his sister Heather would do something wrong in the house, such as damaging the house, that would not be something Ted could handle casually.

Looking at Ted's appearance, his sister probably is not reliable at ordinary times.

He was unwilling at first, it made sense.

"Please!"

Ted complained: "Can you blame me? She spent six years attending three universities, broke two cars, experienced a five-day marriage, and stayed in a tree for nine weeks.

Last time I said I would transfer to New York University, but on the day of the admission interview, I secretly sold my TV and sofa. The TV alone was worth $2,000 I took the money and went to Spain to participate in a concert meeting. "

"Huh!"

Heather yelled, "I thought they were going to cut down that tree. I was doing it for environmental protection!"

"But no one wants to cut down that tree."

Ted was helpless.

"..."

When Adam heard this, he endured very hard.

Heather and Phoebe are a bit like, they are both environmental fighters, doing some dumbfounding things.

Nine weeks in a tree?

emmm.

In this way, it is better than Phoebe.

Sure enough, it's not reliable.

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