Chapter 307 Lending, The Shen Family's Business?



"Thank you, big brother, for helping me. I have to go now. After you finish eating, you should run as well. These people are not to be messed with!"

After wiping the blood off his head, Xu Tao looked terrified and was about to leave.

He didn't dare to stay here any longer and just wanted to leave, preferably the city itself.

"No need to rush. With me here, no one can harm you."

Wang Chao held onto Xu Tao, pressing him back into his seat, and said, "Let me ask you, what kind of online loan did you borrow? How did the interest rates become so high?"

Shen Bing also looked at Xu Tao and said, "Yes, Xu Tao, tell us. Maybe we can help you."

"You want to help me?" Xu Tao's eyes lit up with joy.

He had been thinking about running away with his girlfriend, leaving the city.

From their appearance and behavior, Wang Chao and Shen Bing were clearly not ordinary people!

If Wang Chao and Shen Bing could help him, maybe he could truly overcome this ordeal.

"You have to be clear, if the other party is engaging in illegal lending, then I can help you." Wang Chao said seriously.

"Is it campus lending?" Shen Bing asked.

Xu Tao nodded and said, "Yes, yes, Fairy Sister, you're absolutely right, it's campus lending!"

As he spoke, his eyes turned red.

Wang Chao handed him a glass of water.

Xu Tao took the glass and drank from it before continuing, "Initially, it was my girlfriend who borrowed the money. She came from a rural area and had never seen the world before, so she had a strong sense of comparison."

"She saw her roommates using brand-name skincare products, cosmetics, perfumes, dresses, and so on, things she didn't have, and she felt extremely inferior."

"At first, she went out to do part-time tutoring jobs to earn money, but the amount she earned was very little, not enough to buy all those things. I don't know how she came across online loans, but she got trapped."

"It started with a few hundred, then thousands, and it kept increasing."

"That's how it went, her debts kept piling up, and in the end, she owed 120,000 yuan!"

"She lied to me, saying that she only owed a few thousand, and I gave her all my food expenses, scholarships, and financial aid to help her repay."

"But later on, even after giving her all my money, it still wasn't enough. Only then did she finally tell me the truth and begged me to borrow another 3,000 yuan for her."

"It was because of this 3,000 yuan that I was completely dragged down."

"Wuwuwuwu~"

As he spoke, he couldn't control his sadness anymore, and tears streamed down his face.

Shen Bing asked, "You haven't mentioned which online loan it is."

Xu Tao wiped his tears and choked, "It's True Dream Loan."

"True Dream Loan?"

"Yes, their promotion is all about dreams coming true. They specifically target university students, claiming to provide funds to fulfill their dreams. When we first arrived at the school, they handed out these kinds of cards to us."

Hearing Xu Tao's words, Shen Bing's expression changed.

"Campus loan?" Wang Chao's eyes turned cold.

Such high interest rates and ruthless debt collection methods, this wasn't lending, it was simply harming people.

At the same time, he felt sorry for Xu Tao.

This young man was obviously someone who valued loyalty and love, going to such lengths for his girlfriend. It was commendable.

However, his girlfriend was truly lacking. She was vain and dragged her boyfriend into this mess.

"Brother, how should I address you?" Xu Tao asked.

"My surname is Wang, you can call me Brother Wang from now on."

Wang Chao remained calm and fetched another set of bowl and chopsticks, placing them in front of Xu Tao. He said, "Xu Tao, let me give you some advice. Break up with that girlfriend of yours."

"Why did not you report it to the police?" Shen Bing suddenly spoke, interrupting Wang Chao's words.

Upon hearing this, Xu Tao's face grew even more mournful, filled with fear. He said, "Reporting to the police is useless. I've reported it before, but after the police left, those people came back and beat me up."

"Moreover, according to what those people said, they have the backing of the Shen family, a prominent family in Canton City!"

"Faced with such a behemoth, I can't afford to provoke them."

The Shen family?

Wang Chao was taken aback and looked at Shen Bing.

"You guessed right," Shen Bing nodded.

She came to Conghua District because she knew that the Shen family's business had encountered problems here, so she specifically came to take a look.

Originally, she wanted to bring Zhang Long with her, but Zhang Long was not in Canton City, so she had to find Wang Chao to accompany her.

Unexpectedly, she encountered this incident right at the entrance of the university before she even had a chance to visit the company.

She put down her bowl and chopsticks, looked at Xu Tao, and said, "Mr. Xu, is the owner of the online loan you borrowed from named Shen Yizong?"

"How do you know? Their boss is Shen Yizong. I heard that this person is also a direct descendant of the Shen family in Canton City. He's extremely arrogant, even the district mayor of Conghua has to give him some face and dare not interfere with his affairs."

Xu Tao looked astonished and said, "Many students from universities in Conghua District have been involved, in my estimation. I believe that the entire district's schools have fallen under his clutches."

"From what I know, apart from me and my girlfriend, many women have had their nude photos taken by him. Unable to repay the loans, they were forced to work in his entertainment establishments as a form of debt repayment."

"It is said that they are engaged in illicit prostitution."

Upon hearing this, Shen Bing's face turned dark.

She knew that the Shen family had business in Conghua District and was doing quite well, making significant profits every month. She never imagined it would be this kind of business.

This was pure harm inflicted upon people!

"Mr. Xu, you do not need to be afraid. Such lending is illegal to begin with, and you don't have to repay. I assure you, there will be no problem," Shen Bing said.

"Really?"

Xu Tao was overjoyed, but soon became discouraged again, his face filled with sorrow. He said, "Beautiful sister, I appreciate your kind intentions."

"But even if you say that, it won't matter. It all depends on Shen Yizong."

"They uttered they would seek revenge, right? We'll wait for them right here," Wang Chao said.

"Yes, we'll wait for them," Shen Bing nodded.

"Three of you, this meal is on me. I'm begging you, please leave quickly," the owner of Meizhou Restaurant approached, his eyes filled with pleading.

"Boss, we haven't finished our meal yet," Wang Chao said.

The owner looked terrified, apprehensively saying, "No, sir, you do not understand the situation. The group of people you just drove away were from the Shen family. They're ruthless and cruel, especially when it comes to their actions."

"If you do not leave, once they come knocking, it won't just be you who will suffer. Our small shop will also be in danger."

"I beg you to leave quickly, otherwise, we won't fare well."