Chapter 272: Ten million buys peace of mind

Chapter 272: Ten million buys peace of mind

The people present are all billionaires, and they are not ignorant. In fact, if you think about it carefully, they are not completely unable to understand this exaggerated credit limit. For example, there is a very special credit card called "Unlimited Credit Card". It also has another name called "Black Card".

The earliest "black card" issued refers to the Centurion series black card issued by China Express Company. The whole body of the card is made of titanium alloy. As long as you hold this card, you can use it unlimitedly within a month. There is no limit on the number of times and no limit.

Later, major banks in China also followed suit, such as Minsheng's Centurion Black Gold Card, Pudong Development Bank's Super Platinum Card, etc. China Merchants Bank also has one, called "VISA Unlimited Credit Card".

However, under normal circumstances, the "black cards" issued by major banks in China still have their own upper limit, ranging from 2 million to 10 million.

However, because the processing of "black cards" is based on an invitation system, the credit limit of each customer is different, and some may exceed this standard. It will be "unlimited" in a relative sense, but it will only be within 1 % of the group of customers rated as super-quality customers by banks.

In the current situation, although China Merchants Bank did not directly issue a card to Zhou Wang, it is obvious that he is among the 1% group in the eyes of China Merchants Bank.

In fact, it cannot be said that they guessed wrong. Considering that Zhou Wang's personal qualifications are too good, China Merchants Bank has indeed sent him an invitation to apply for a card, and will give him a minimum credit card overdraft limit of 30 million.

After Zhou Wang heard what Xu Wenqian said, he thought it was pretty good. After all, the 220 million loan was calculated on a daily basis just like a loan, but the 30 million consumption limit in the credit card would be interest-free for up to 33 days. Expect.

It is no exaggeration to say that with a black card from China Merchants Bank, even if Zhou Wang swiped out all 30 million yuan and put it into Yu'e Bao to earn interest, he would get one to two thousand yuan a day, which is equivalent to getting nothing.

Big money gives birth to small money, it's that simple.

(This is just an example. It is illegal to cash out a credit card. I don't recommend that you learn it randomly.)

As for Zhou Wang, adhering to the principle of not giving up money for nothing, he agreed to the invitation to open a credit card account, but the card has not been applied for yet. The quota was applied for first.

In short, after roughly figuring out the inner links, the eyes of everyone present changed when they looked around.

The bank is not a fool. If it dares to directly lend Zhou Wang 200 million, it can only mean that the high-quality assets in Zhou Wang's hands that can be realized at any time far exceed 200 million. According to the credit ratio, generally speaking, Zhou Wang must at least have assets in this area. If it exceeds 500 million, the bank will only grant him 200 million, and he cannot have other liabilities...

"Mr. Zhou is really... young and promising, and he keeps it hidden!"

Liao Jianli didn't have so many scruples and responded. After coming over, he finally shook his head and smiled.

Because they almost showed ridicule just now, everyone else was a little embarrassed, so they didn't say anything, especially Huo Chengrui, whose face was the darkest.

Where did this person named Zhou Wang come from...

How come I've never heard of him before?

After all, at Zhou Wang's age, if his assets could already be counted in 1 billion, he would have been blown up by the media long ago, right?

Huo Chengrui was a little confused.

No matter what others were thinking, Yang Liping really felt the surprise at this time.

Because this phone call has proven that Zhou Wang is not bragging, he can really pay 100 million in cash at any time.

"Mr. Zhou, then..."

Just when Yang Liping calmed down her excitement and wanted to say something, Huo Chengrui, who was still a little unwilling next to her, gritted his teeth and said again:

"Teacher Yang , what if I'm willing to give you another five million?"

"What?"

Yang Liping was startled.

"The total price is 125 million. Moreover, I can gain more support from the family and the entire amount can be paid within three weeks."

Huo Chengrui glanced at Zhou Wang and said quickly.

"This..."

Yang Liping couldn't help but feel a little moved when she heard this.

After all, there is a difference of 25 million between 100 million and 125 million. Although she is very urgent, it only takes more than 20 days. If she grits her teeth and gets through it...

At this time, Zhou Wang patted his head again and said :

"By the way, Teacher Yang, I almost forgot to say, if you can accept payment in three weeks, then I can offer you a price of 130 million."

"..."

Huo Chengrui really wanted to ask Zhou Wang, no, You are such a sticky monster. What do you think of me? Don't you have your own ideas?

Zhou Wang felt Huo Chengrui's unkind eyes, but he really had no intention of targeting him. This was indeed Zhou Wang's original thought.

If Yang Liping cannot accept the base price of 100 million and is willing to wait longer, Zhou Wang can also accept 130 million.

Because judging from the true valuation of 170 million, 130 million is also a lot of money.

And if he could wait three weeks, he would be able to borrow less money. By then, the annual dividends from Wuyou Media would have arrived, plus the credit card he had applied for. Maybe if he could get it together, he wouldn't need to borrow money from the bank. .

Yang Liping didn't know what to say, but things turned around and things finally developed in the direction she expected, and her mood naturally improved.

After careful consideration, Yang Liping looked at Huo Chengrui: "Mr. Huo, thank you for coming to Baicheng as a guest. I promised you in advance the Hong Kong Island performance you mentioned before. Please send me a formal invitation later. "

Huo Chengrui's face turned ugly when he heard this, because Yang Liping said so, obviously she wanted to sell the two properties to Zhou Wang.

He just said a faint "Yeah" and didn't say anything more.

This made Zhou Wang a little surprised. He thought Huo Chengrui would increase the price... It seemed that he was overthinking. How could anyone be so stupid in reality?

Of course, even if Huo Chengrui really offered a higher price out of anger, Zhou Wang would just give up. This kind of face is nothing to fight for.

Immediately, Yang Liping looked at Zhou Wang and said with a smile: "Mr. Zhou, if possible, I will ask someone to bring you the contract right now?"

"Teacher Yang, are you sure you don't want to wait any longer?"

Zhou Wang knew that Yang Liping had already I made my choice, but still asked one more question: "Thirty million is not a small amount."

"My situation no longer allows me to drag it out. Without the injection of funds, I may lose more than 30 million by then." ..."

Yang Liping just smiled bitterly and shook her head helplessly.

Zhou Wang thoughtfully said, "Okay, let's do this...I'll give you 110 million. After signing the contract, I'll pay 20% first. I'll settle the remaining money immediately after completing the property rights registration. Do you think that's okay?"

"One hundred million for one. Ten million?"

Now it was Yang Liping's turn to be surprised, and then she asked in huge surprise, "Are you really willing to pay this price? Wait, are we talking about paying it off in one day..."

"Yes, 110 million. You heard it right. If there is no problem, please ask Teacher Yang to prepare the contract. I will ask my lawyer to come over right away."

Zhou Wang smiled and nodded.

Yang Liping, who couldn't believe it, confirmed again and again. Although she was confused, she couldn't help but excitedly hugged Zhou Wang and then Xia Xiwei. Then she turned around and left quickly to arrange for her assistant to prepare the contract.

"He is from Yunnan Province. Young and rich are both correct."

Huo Yingxiong did not take the initiative to explain, and Huo Chengrui did not dare to ask. I can only answer honestly.

"That's it."

Huo Yingxiong murmured on the other end of the phone, his tone suddenly becoming stern, "Let me ask you, what did you do to investigate him? Did you offend him?"

"Ah, it's not... it's not offending either. I just didn't like him, but no direct conflict broke out..."

Huo Chengrui, who was startled, quickly explained.

"What happened? Tell me the process. If you hide anything... you will lose your inheritance rights."

Huo Yingxiong just said coldly.

Lost your inheritance?

Huo Chengrui was stunned.

No, did I kill someone or set a fire? Why did I lose the right to inherit...

But he knew that his father would never joke with him, so although he was extremely puzzled and confused, Huo Chengrui quickly narrated it. It was so detailed that he even described what he was thinking when he said which sentence and Zhou Wang's reaction...

Huo Yingxiong, who has always believed in "time is money", seemed extra patient this time, even He would constantly interrupt him midway and ask for certain details.

In short, by the time Huo Yingxiong fully understood what had happened, almost half an hour had passed.

Then, there was Huo Yingxiong's long silence.

While Huo Chengrui waited uneasily, after several more minutes, Huo Yingxiong finally spoke:

"I know the matter, you don't need to worry about it anymore, but remember, from this moment on, stop all thoughts that you shouldn't have, and Don't take any action against Zhou Wang, otherwise..."

"Otherwise" Huo Yingxiong didn't say anything. He just said the last sentence lightly and hung up the phone directly.

Huo Chengrui, who had been holding his cell phone, breathed a sigh of relief until now. He pulled off his sticky clothes and realized that cold sweat had soaked his back at some point.

He doesn't understand...

why?

That Zhou Wang, his father not only knew him, but also seemed to take him seriously?

No, it was not just attention, but more like some kind of fear. This was Huo Chengrui's own judgment.

Let's think about Zhou Wang's age and the unknown confidence in him that is far beyond ordinary people.

Could it be that...

random thoughts passed through Huo Chengrui's mind one after another, making him a little restless.

I don't know how long it took, but while Huo Chengrui was waiting in agony, the phone finally rang. Huo Chengrui quickly picked it up carefully:

"Hello?"

"It's me, your dad has left..."

The voice on the other end of the phone rang. It was Jessie's voice that also made Huo Chengrui relax.

He couldn't wait to ask: "Sister Jessie, what's going on? This Zhou Wang..."

"You're not going to give up, are you?"

Jessie said seriously, "Arui, your father not only warned you, He also warned me and asked me to keep an eye on you to prevent you from doing anything stupid again. "

"Sister Jessie, my father has already talked about it to this extent. How can I dare to do anything? I'm just curious..."

Huo Chengrui said with a bitter smile . .

"That's okay, but actually I don't know...or maybe I only know a little bit."

Jessie was silent for a while, and then hesitantly said.

"Can you tell me?"

Huo Chengrui asked impatiently.

"I've watched you grow up. With our relationship, there's nothing I can't say, otherwise I wouldn't have called you."

Jessie then slowed down her tone, thought for a while, and said: " In fact, this is what I just found out when I turned on the computer... Do you remember the international hospital called Jiahui? "

"Of course you do. Why did you suddenly mention this hospital?"

"This hospital has 30% of the equity. An inland company called Wangzhou Culture, and Zhou Wang is the wholly-owned legal person of this company.

"How is this possible?"

Huo Chengrui was stunned when he heard this.

The total investment of the completed Jiahui Hospital in the Magic City exceeds 4 billion. From the surface information, the company behind it belongs to a private equity fund on Hong Kong Island, but Huo Chengrui naturally knows the truth -

this private equity fund is actually one of several major hospitals in Hong Kong Island. The consortium took the lead in establishing it, and it gathered almost all the top capital representatives in Hong Kong Island. Or to put it another way, this private equity fund is equivalent to about half of the Hong Kong Island business community.

Magic City Jiahui, as one of the foundation's key investment projects in the interior, Huo Chengrui heard his father mention it more than once when he was at home.

As the head of the Huo Family Consortium, Huo Yingxiong is one of the nine giants in the foundation. In fact, the Magic City Jiahui and the Northern Capital Jiahui under construction are both projects led by the Huo family, so Jessie and Huo Chengrui will understand so clear.

Huo Chengrui still remembers that there were not many investors who wanted to get on the bus, and there were many of them with mysterious backgrounds. However, with the foundation's confidence, Huo Yingxiong naturally rejected them all.

In other words, this private equity fund is naturally exclusive and belongs to the internal carnival of Hong Kong capital. All major external investment projects of the foundation will not accept the participation of outsiders.

But now, Jessie told him that Zhou Wang actually held 30% of the shares of Jiahui International Hospital in Shanghai. Huo Chengrui naturally felt it was extremely ridiculous.

"The equity acquisition took place about a month ago. I checked the internal records and found that from the initiation to the completion of the acquisition, it took less than a week. This is simply unbelievable!"

Jessie couldn't help but marvel, "Ah. Rui, you should also know that an equity acquisition of this size will take a long time just in terms of preliminary negotiations. As for Zhou Wang's equity acquisition of Jiahui Hospital, the whole process was so fast that I felt like it was just... Like..."

"Like what?"

Huo Chengrui, who was also attracted, asked subconsciously.

Jessie was silent again, as if she couldn't find the right words for a while. After a long time, she said quietly:

"It's like...he asked for it and they gave it to him."