C1148

"Boss Xiao! To tell you the truth, I didn't expect that you should be so young and rich Zhang sighed.

Chen Jing has been taken away by the people of the Commission for Discipline Inspection. Xiao Peng and president Zhang have become closer to each other. Can they not be happy when they have a breath together?

Xiao Peng shrugged: "what kind of wealth am I? More than I have. "

Only now did he know how much money he had. It was less than 40 billion yuan. How much was it? Blumberg is still in Qianliyan. His wealth is more than 400 billion yuan in RMB, which does not count his intangible influence. Compared with those capital tycoons, he now makes so much money, which is also a pediatrics.

Like Bezos, the richest man in the world, his wealth is 1106.9 billion RMB! Xiao Peng compared with him? A child!

However, it is also related to Xiao Peng's freedom to make money. He donated one billion dollars to charity before he had much money. In his eyes, the amount of money is really a number.

But the words in president Zhang's ears, it became Xiao Peng's refusal to keep the money in ABC: "boss Xiao, you are too modest. I never thought anyone could make so much money at such a young age. "

"Zuckerberg!" Xiao Peng didn't even think about it, so he directly replied, "I was born in 84 years ago. What about now? It is also worth more than 400 billion yuan. If the share price of Facebook goes up again, his wealth will turn up at any time. "

President Zhang felt that there was no way to talk this day. You're one of the richest people in the world. He'd better change the subject: "boss Xiao, why don't you go public?"

Xiao Peng blinked: "I'm just a small fish farm. Am I still on the market? Are you kidding? "

After hearing this, president Zhang said with a smile: "how many companies in Shanghai and Shenzhen have less than 50 employees? Those are basically shell companies for money. I have paid attention to the sales volume and market scale of Sihai fishery. There is no problem in listing. "

Xiao Peng shook his head: "why should I go public? I'm not short of money. I don't want to be famous. I'm a fish farmer. How much money do I do? Besides, if an enterprise wants to be listed on the stock market, it is necessary to disclose its operation data regularly. If there is an economic recession, the pressure of the capital market is coming, and I have to take all kinds of things I didn't want to do in order to cater to the market. Is that my fishing company or someone else's? No, no! I'm not short of money, and I can't go to the market to circle money. "

President Zhang heard Xiao Peng say that "it's not short of money". As soon as his eyes turned, he began to go straight to the theme: "boss Xiao, you don't need money, but after all, our country is a big agricultural country. Although the current economic development is very good, but our country's three rural issues are still very serious, this rural agricultural farmers problem, but our agricultural bank has been to pay attention to the problem. How to increase farmers' income? How to develop agriculture and make the countryside stable, but our bank has to face it all the time. In recent years, we have been continuously deepening the financial services for agriculture, rural areas and farmers, supporting the urbanization construction, adopting the service mode of "new rural community plus Agricultural Industrial Park", and strengthening the service for leading enterprises of agricultural industrialization. We now have 53 leading enterprises in agricultural industrialization who have established business relations! The credit balance was 5.06 billion and the loan balance was 2.64 billion. More than 96% of the leading agricultural enterprises in the city have been covered! "

Hearing this, Xiao Peng Leng said, "96%

President Zhang grinned bitterly and nodded: "yes, the only thing not covered is the four seas fishery..."

Xiao Peng scratched his head: "this, I don't seem to need it."

His four seas fishing is really the most convenient, why his account is not only in and out? In fact, he didn't need any capital flow at all: the feed was produced by himself; the fish was raised by himself; the fry was bred by himself, which was absolutely right in production and marketing.

President Zhang complained: "boss Xiao, you did well there, but what about others? Although it is my first time to see you, I still know something about the four seas fishery. Our national agricultural department even held a special meeting to study the mode of the four seas fishery. As you can see, last year, our country has approved 42 National Marine ranch demonstration areas. Just imagine that you can achieve regional fishery resources conservation, ecological environment protection and comprehensive development of fisheries Industrial upgrading of marine fisheries. It is estimated that by 2025, 120 national marine ranching demonstration areas will be built in the coastal areas of our country! There are three marine ranching demonstration areas along the ocean line of our city alone. "

Xiao Peng thumbed up: "this is a good thing! Benefiting the country and the people can make the ocean develop for a long time. "

Zhang Xingchang said with a sad face: "the slogan of almost all marine ranch demonstration areas is" catch up with Qianliyan ". But when it came to operation, it was found that there were too many problems: what kind of disease breeding mode to choose? We all crossed the river by feeling the stone head. In addition, the establishment of marine ranches has great investment and slow cost recovery, which puts too much pressure on the Agricultural Bank of China. It is said that it is difficult for a skillful woman to cook. We are now feeling that, not counting the other leading enterprises in agricultural industrialization, these three marine ranches alone occupy a large amount of loan lines of our bank. "

"With the reform of the bank, the development of ABC is to build itself into a first-class modern commercial bank as its goal. It is also speeding up the transformation and upgrading to promote the high-quality and efficient development of various businesses. Now we should not only control the direction and focus of credit structure adjustment, but also actively meet the needs of the real economy, and at the same time strengthen the differentiated financial services for agriculture, rural areas and other regions The combination of urbanization and serving agriculture, rural areas and farmersXiao Peng couldn't stand it, and interrupted president Zhang: "president Zhang, let's talk about something I can understand, OK? I don't know anything about finance. "

After hearing this, president Zhang said two words: "lack of money!"

Xiao Peng is short of money? Are you teasing me

President Zhang nodded his head and said: "now the era of the central mother's large-scale release of water has long passed. Now, the capital has been tightened continuously, the whole people are in debt, the enterprises are short of money, and the bank is also short of money! To tell you the truth, more than two years ago, our bank clerks could not sleep for finding overnight funds. "

"What is overnight funding?" Xiao Peng asked curiously.

"It's the money borrowed today and returned tomorrow, so I can't borrow it for one night." Zhang said.

Xiao Peng puzzled: "why is the bank short of money?"

Zhang sighed: "Alas, the CBRC's assessment, the central government's inspection, and the monetary fund all have new regulations; even interbank certificates of deposit have to be included in the CBRC's investigation project, and now many banks can only pull deposits to sell financial management. But now it is not easy to sell financial management. What yu'ebao P2P people have robbed the Bank of the market. So it's the most practical way to get deposits, but it's hard for ordinary people to deposit! Your deposit is really a big help to our bank. "

Xiao Peng shrugged: "it can't be blamed for the common people. How many banks have been negative, new and smelling recently? Either the depositor's deposit is lost, or the deposit is pledged for no reason, or else it is a variety of financial products flying single bank does not recognize the account...... In a lawsuit, the result is that the responsibility is put on the criminal employees, and the bank is not responsible. For example, the Tiger King opened a bath house for the fox, and the fox hired several mice to wash the customer's bath. One day, the customer fell into the bathroom and drowned. The tiger king was very angry. After sending the police to investigate the situation, he scolded the fox and caught the mouse. However, the customer could only admit that he was unlucky. There are so many financial methods now, and what Alipay, Yi Fubao, and Baidu purses have their own advantages, people do not believe that banks are not surprised.

After listening, president Zhang didn't know how to answer, because Xiao Peng said the truth: "boss Xiao, you are our super customer, and your property safety is our top priority. Anyway, we have been serving you for so long. You transferred the money because of such misunderstanding. It's really a big blow to our bank. You see

Xiao Peng said with a wry smile: "I just transferred the money to Yang Ma. Do you want me to turn it back? President Zhang, we have a good chat now, but I really can't do it. As you know, such a large amount of capital transfer must be done by looking for help. It's easy for me to transfer the money to the central mother, but it's difficult to transfer it from the mother's hand. "

Zhang Xingchang looked beseeching: "boss Xiao, I know what you said, but I really want boss Xiao to help me. Well, boss Xiao, you are our super customer. I will give you a policy. No matter what the interest rate is at that time, we will give you 0.2% more than the standard interest rate. For example, if the interest rate is 1.75, we will give you 1.95!"

Xiao Peng shook his head: "now just transferred the money to the central mother, and then take the money back is not appropriate."

President Zhang slightly frowned and thought: "boss Xiao, how about this? At that time, we analyzed your capital flow. Every month, a few large amounts of money will enter your account of Agricultural Bank of China. In the future, will this capital flow continue to go to our account of Agricultural Bank of China? "

After hearing this, Xiao Peng nodded: "well, president Zhang, this requirement can completely satisfy you. It happens that many customers only know about my account, and if they want to change it, it will be troublesome. "

After hearing this, president Zhang widened his eyes: "boss Xiao, do you know how much water you have in a month?"

Xiao Peng shook his head: "I am not sensitive to numbers, there is no number, now money is a number for me."

President Zhang takes a deep breath. OK, you will pretend to be forced: "boss Xiao, do you know? Your account is tens of millions a month when it is less, and hundreds of millions when it is more. It's all made by selling fish? Do you sell millions of tons of fish a month? "

"Ah? Millions of tons? I'm selling dozens of tons of fish a month "I value quality over output," Xiao said lightly

"What? I'll go, boss Xiao. Is your fish made of gold

Xiao Peng said faintly: "gold is not counted, it is almost made of silver."

“。。。。。。”

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