Chapter 1133： ?Bank business

Outside the shiny bronze gate of Harris Wizards Bank, the guards stand straight and stand straight at the door. Many of the main bodies are painted in dark blue, the edges are bronze, and the backs are also painted with bronze numbers. The gentleman bowed politely when the wizards entered for simple guidance.

Walking into the lobby, you can clearly see the signage dividing different functional areas at the door.

This tall marble hall provides hundreds of different business windows. The wizard staff sitting behind these long counters are all wearing uniform uniforms. All male staff wear short hair or tie their long hair into ponytails, while women The staff members put their long hair behind their heads and wear a uniform hairnet, looking very energetic.

Today is not Sunday, but Hogwarts students are also arranged to come to this spacious lobby. During breakfast, Allen announced that the bank will be opened today and all Hogwarts students will get a bank Free account opening accounts-although there are many little wizards who feel that their principals are a little bit of suspicion of acting for personal gain.

In fact, the students were not able to leave at this time except for being opened outside. They were arranged to sit on the seats in the hall where the Magical Innocence Curse was cast, sitting with the umbrellas and pro-Harris wizards. Together, we collected the number of people for today's press conference.

The Harris Wizarding TV station does not seem to have been affected by the recent ban on broadcasting in some foreign countries. The live cameras of several cameras are facing Hermione and Fleur on the podium from various angles, compared to the TV media when the TV station was just emerging. People also prepared several cameras to capture the expressions of the audience under the podium.

"Dear viewers in front of the TV, we all just learned about the appearance and basic plan of Harris Wizarding Bank through the lens, so regarding its internal operation, we are very fortunate to have invited the CEO of the Umbrella Group, who is also Harris. The bank’s planner, Miss Hermione Granger, accepted our interview.” Furong stretched her hand to the side gracefully, and Hermione stepped onto the temporary stage of the press conference. Although she was still a student, she was able to With a confident smile naturally, he raised his hands and greeted the audience behind the camera lens.

"Miss Granger, Bonjour! We all know that Gringotts has always been the only bank in the magic world before the establishment of the Harris Wizarding Bank, so I want to do business with Gringotts, which is trusted and recognized by the wizards. Can you tell us some of the advantages of Harris Bank?" As a professional host and a member of Harris, Fleur compiled an interview in advance to match the content that Hermione needs to express .

"Of course, Ms. Delacour, in fact, our bank's operating model is different from the traditional fairy Gringotts Wizarding Bank in terms of operating purposes. It is based on our reference to Muggles’ financial business. , Has been given more functions, although it also provides customers with traditional personal wealth savings business, but it is no longer based on it.” Hermione’s outspoken remarks revealed that she thinks Muggles are ahead of wizards in finance. judgment.

Furong raised the microphone and continued to ask: "Miss Granger, can you explain a little bit for us? You know, many wizards here and behind the TV don't know much about Muggle financial business..."

"Of course, Harris Wizards Bank will be based on the intelligence of the Muggle Central Bank and policy banks. It will perform some monetary detections and adopt different policies such as tightness and looseness according to economic development in different periods. Overall macro-control of the magic world economy, cooperating with the Ministry of Magic to formulate and implement economic policies, directly or indirectly engage in policy financing activities, and act as a financial institution for the magic government to develop the economy, promote social progress, and conduct macroeconomic management tools." Hermione took out a brochure prepared by Harris Bank and displayed it in front of the camera, "You can go to Harris Bank to get such a brochure, which explains the bank’s various businesses and handling methods in detail. If you don’t understand or want to learn more, you can go to the bank’s inquiry desk, and our bank staff will answer it patiently for you."

"So many kinds of business...Miss Granger, please answer some questions for the audience who can't see the manual in front of our TV. How will Harris Wizards Bank charge? I mean, this doesn't sound like a profit. Structured..." On the preaching stage, Furong asked about the topics that wizards might be most concerned about before the preset screen before their interview.

"Not so. As I said earlier, traditional savings services exist. In addition to adopting the treasury model of the Gringotts Wizarding Bank, which is traditional in the wizarding world, we charge a management fee for the security of the things you store in it. It can be guaranteed that no one except the customer and the wizards authorized by him can get from these vaults what does not belong to him." Hermione turned the brochure to the savings page, "Now the Harris Wizarding Bank itself In business, its main business scope also includes absorbing wizards’ deposits, issuing loans, and investment and financial management... wizards only need to choose the savings model as our new model, and put Jin Jialong directly in our bank instead of personal vaults. In fact, Harris Wizards Bank not only does not charge customers, but also pays you an interest of varying proportions based on whether your savings mode is regular or current mode... because it will allow customers to save Use the gold in the bank in a reasonable and safe ratio, and cooperate with the Ministry of Magic or Hogwarts to invest in the development of the magical world, so as to accelerate the progress of our wizarding world..."

This kind of wizards who have been living in the wizarding world have never seen the Muggle business make wizards take a breath-although there is no lack of similar loan projects in the financial field of the wizarding world, it is more similar to the Muggle Middle Ages and Muggle The personal models of the Renaissance that were not professionally rigorous and peculiar.

"Miss Granger, everyone is very familiar with the traditional Gringotts operation...but I don't quite understand the new model. Presumably there are many viewers in front of the TV like me, and they don't understand this... "Furong made a puzzled look at the right time, and asked in a very sincere tone, "If the bank uses the customer's funds, then the customer may be out of money when they need to withdraw? And if the wizard who saves regular service encounters Isn't it possible to withdraw money if an accident is urgently needed?"

"Of course this is not the case. UU reading is like what I said above. It will be within a reasonable and safe range. Muggles have had many years of experience in this kind of business, umbrellas and magic. The experts of the Ministry have formulated similar regulations based on the actual situation in the magical world... If a regular customer urgently needs money, of course he can withdraw his original wealth, but the bank will pay the current interest." Hermione said. He took out a pendant from her neckline and showed it to the audience in front of the camera, "Under the communication between Ms. Ravenclaw and her voter Alan Harris..." Hermione was a little uncomfortable and said strictly. A lie that is not a lie, "Harris Wizarding Bank has also cooperated with the Ravenclaw Temple. Using this omniscience mark, when you store non-monetary wealth in the bank, the bank will issue you such a pendant and store it in the pendant. With encrypted information, it records how much money you have stored, and because of the temple’s assistance in the production, with the protection of Ms. Ravenclaw’s supernatural power, the bank’s customers no longer have to worry about being falsely claimed... Of course, if you are a believer of Ms. Ravenclaw, you can also use this pendant to pray directly like Ms. Ravenclaw."

As he said, there was a wizard dressed as a Ravenclaw temple cultist nearby, and used the magic hookah to magnify the pendant held by Hermione to the venue with a smoke illusion. This pendant is very beautiful. The shape represents the omniscient eye of the Harris family. It is accompanied by a thin bronze necklace. Of course, after the bank implements this policy, this expression is also destined to be linked to money, wealth and goddess. . (Author's note: It's like the all-seeing eye on the dollar.)

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