The dining hall was still bustling with noise and excitement, but Zheng Feiyue's table was completely silent.
Brother Loong, who was dressed as a salesman, was confidently narrating the company's long-term plans. There were some things that even Zheng Feiyue did not know in time.
"Feiyue's Lending Company is not an ordinary Lending Company. Its main customers are those who are always shrouded in the shadow of the gangs. "Oh, let me put it simply, those people who borrow usury."
The word usury very accurately hit a certain spot on Zhang Xiaohsing's body.
Her eyes lit up as she said, "This idea is not bad. Not only does it position the customer base, but it also frees those people from high debts. It can also suppress the arrogance of the gangs."
As expected of an expert, he was able to see through the essence of the matter with a single glance.
But then she asked, "Not a bad idea, but it doesn't mean it can be carried out. The words of the society... "It's not easy to mess with, what's your company's competitive advantage?"
"I think it's more appropriate for the boss to answer this question." The Brother Loong laughed.
Zheng Feiyue answered: "We can provide all the advantages that a usury can provide, but the interest rate is far lower than a usury. This is our advantage."
"As far as I know, most of the people who took advantage of the loan were people who were blacklisted and desperate. These people's debts are not easy to collect. The gangs can use violence, but what about your company? " Zhang Xiaohsing asked.
The question hit the nail on the head.
Feiyue Lending Company could give up a portion of their profits to open up the market, but how to collect their debts was a huge problem.
If he really did that, the company would not be open for too long.
The Brother Loong was prepared for this and replied, "Miss Zhang, difficult accounts always exist. It could even be said that there is no way to take back the ones that were released. To tell you the truth, I was a professional cashier before, so I can tell you very clearly that violence is not the best way to collect money. "
"Oh?" Zhang Xiaohsing opened her mouth wide in confusion.
The Brother Loong smiled confidently, "Every professional cashier's rule is that violence will only make things worse. And, of course, dung and paint. I've been travelling for so many years, and the main survival capability is not violence. "
Zhang Xiaohsing asked curiously: "What did Brother Loong do before?"
Zheng Feiyue laughed and replied: "Before he was forty years old, he was a private financial consultant. After the age of forty, he took his place as a gang leader. Now, he's the executive director of my company. "
Zhang Xiaohsing, "..."
Brother Loong laughed: "Please believe that Boss and I have sufficient strength and experience to solve the problem you have raised. "There are even more grand plans for follow-up. I believe that with Ms. Zhang's participation, all of this will become even more magnificent."
Zhang Xiaohsing fell into deep thought.
The atmosphere became inexplicably tense.
Zheng Feiyue and Brother Loong looked at each other, unsure of what they should do.
Zhang Xiaohsing thought for a good cup of coffee before replying, "I admit that this job is very interesting, but I'm still sorry, I still choose to reject."
"Why?" Brother Loong asked.
Zhang Xiaohsing: "To be honest, I'm a bit tired of the corporate atmosphere where money is everything. In contrast, I prefer work that is socially meaningful, such as environmental protection or new energy sources. Your company's position does not fit my original intentions. "
"Environmental protection? New energy source? " Zheng Feiyue frowned, and asked: "Does Miss Zhang have any relevant experience in this field?"
Zhang Xiaohsing shook his head, "No, but I can learn it. "Actually, it's not just these two. I'm interested in trying anything that is positive for society and challenging to work with."
Brother Loong said: "Actually, from your perspective, Feiyue's loan company also has a positive meaning towards society."
"I admit that your company does have a positive meaning in the fight against gangs. However, compared to 'environmental protection', a change that could benefit several generations was still too narrow-minded. If, for example, there is a problem with your company's operations, the tragedy caused by usury will continue to be repeated. "
The Brother Loong was silent.
The meaning behind Zhang Xiaohsing's words was actually very simple: The "intent" of Feiyue's loan company wasn't deep, she still couldn't see the point.
And the purpose of this kind of thing, most intuitively reflected in the company's corporate culture.
Feiyue Lending Company's corporate culture was not mature.
The situation was a little awkward.
Although Zhang Xiaohsing's words were direct and not too pleasant to hear, Zheng Feiyue and Brother Loong weren't impulsive like him. Instead, they understood some things from the other party's words.
In fact, if a company wants to be big and strong, corporate culture is the most important thing.
With the Wang Group that Zheng Feiyue was most familiar with, which was also Wang Youhan's family's company, they would often talk about business culture. Furthermore, every time they charged into battle in Shang Hai, they would always carry this flag.
What was the corporate culture of Feiyue's lending company?
Free the masses from usury?
Even if all the people in Zheng City were gathered together to borrow usury, how many would be there? How far can the company go?
He couldn't even stand up straight!
"Miss Zhang's words gave me a sense of wisdom. Just now, I suddenly had a new idea. I hope that Ms. Zhang or even the boss can listen to it. " Brother Loong suddenly said, his voice low and hoarse.
Both of them looked at him. All of their thoughts.
Brother Loong lowered his head and looked at the table, his unsightly facial features was currently enveloped in a layer of solemn light, unexpectedly had some sort of appreciation for it.
"The original intention of the 'Feiyue's Loan Company' was to find a way to make money quickly. But in the long run, that doesn't seem to be quite the case. So how do you position yourself, or set out your long-term goals for the company? Ms. Zhang gave me an inspiration, and that was to do something that was meaningful to society.
I very much agree with this, that a business can only be recognized by society if it has the ability to feed back to society, and then has a broad and profound mass base.
But we are a loan company, the company nature of the way we give back to the society is very limited, to go back and forth also cannot be separated from charity and gene club those channels, can spend a bit of money to be able to settle things, the meaning is not big. I was thinking, maybe it's a different way of thinking.
Just now, I suddenly had an idea. As we all know, gangs are the biggest factor in the social instability, many violence, tragedy is the root of the gangs, why don't we focus the focus of the business on these gangs?
Of course, I don't mean to eliminate these gangs. But we can completely transform these gangs and lead them to a more positive level through the power of capital. As far as I know, many gang members are not idle people. On the contrary, they are very capable and ambitious.
We can use the power of these people to transform gangs throughout society. I suppose society would be grateful to us if we did that? This suddenly occurred to me. It's the culture of our company! "
When Brother Loong finished his sentence, he became excited first.