290 Paper, gold and credit.

Expansion of the standing army based on conscription.

Gather young and healthy men from not only the Balkan army until now, but also from the Fontana family to train as soldiers.

I have money for that anyway.

That's a lot of money.

However, it is a little uncomfortable in Balka today to spin out the money.

I succeeded in replacing Carlos with the Fontana family, but it is bad news that I immediately used the Fontana family's money from there.

At least not immediately.

At first, we must build a standing army at the expense of the Balkans.

To do this, we need the money we have at hand right away.

That's why I decided not to make a new product and profit from its sale, but to do it faster.

"No, what is it, kid? What do you mean you're turning this paper into gold? You know you can't replace money with a piece of paper like this, right?

"Of course, old man. Now that Balka has issued the notes, it has no creditworthiness. That's not true. I want people with money to buy this paper."

"Buy paper? Who buys such things? If you want paper, you can just buy it normally."

"Well, if it's the same as regular paper. Of course, the paper I sell is not normal. After a certain period of time has elapsed since the paper was purchased, it is the paper that we have authorized to buy back for more than the original purchase price."

"Ha?... you're proof of debt, right? What are you thinking? You were talking about borrowing money?

"That's right. I'll pay you back the interest later, so you can give me the money. Fontana territory will no doubt develop with the magic of Barca. I'm going to borrow the money I need now in anticipation of an increase in tax revenues in a few years."

"No, no, wait a minute, kid. You lend money to other knights, too. You know that, don't you? If you borrow money from a loan, you'll get pulled out of your ass at high interest.

"A little different, old man. I'm not borrowing money for a loan. If he's willing to buy my testimony, he doesn't have to borrow money."

"... what are you talking about? After all, it doesn't change to borrowing money, does it?

"No, most of the time when you borrow money from a lender, the lender decides how much to lend and how much to interest. But that's not what I'm doing this time. I decide the interest and the repayment period. In this case, no matter what the counterparty says, it means that they will never return the money until the repayment period arrives and no interest will fluctuate."

"I don't know. Normally, a kid who's supposed to be on the side of borrowing money is going to decide the criteria when he's going to be at the top? Who wants to lend you money?

"Of course you are. You forgot, old man. I am now in the same position as the lord of the noble Fontana family, that is to say, Raymond of the house slaughter. The old man used to complain that it was hard for merchants like you to make connections with nobles. If the power of authority as a nobleman supports it, there are as many people who want to lend me money and make a connection with me."

"... but all merchants are tough on their money accounts. If anyone thinks that the boy is going to collect and repay the money by using the position of proxy for the nobility, no one will pay the money. The bigger the deal, the harder it is to see.

"It's okay. If there is a guarantee that you will return it properly, you will not hesitate to pay."

"What are you gonna do?

"Show me the silver. You can show me the sterling silver pile that's secretly stored in Barca."

"... sterling silver? Oh, no, you don't want to show that dog his silver? Didn't I tell you to keep it a secret, kid?

"Of course it's a secret about Tallow. I'll show you the mountain of silver ingots. Well, I don't know how to say it like this. Barca is secretly searching for a silver mountain to start an excavation. This silver was acquired in the mountain, and silver of isolated purity can be mined and mining is progressing. The more time goes by, the more silver we have to save, and now we can definitely repay it even if Balka borrows it."

"I see. Do you use it as a showdown? Certainly, the silver that the dog makes with his magic continues to grow and will not diminish. Silver is strange to say. Besides, if you show me that much sterling silver, you can't talk to someone who suspects it's fake.... can you be surprised?

"Probably fine. And no matter how much silver you can produce, you can't multiply it now. But with that silver in hand, we can put more money on hand than we have now."

"Okay. Let's try it. In the meantime, I need to know a little more about the amount of silver that the dog makes, the repayment period of the certificate, and the interest... That's funny, kid. I'm going to collect the best amount of money you can borrow with Barca's credit."

The old man seems to be motivated too. That's right. I'll give you a name to emphasize that it's not like a regular testimony. Let's do it with a Balkan bank note. "

"Bank vouchers, yeah, that's good, kid. Okay, let's start collecting the money."

So I decided to collect the money by issuing a Vulcan bank note with my old man.

This Vulcan bank voucher, which was designed to make the paper a little special to prevent counterfeiting, or to put a serial number in it, had a bigger repercussion than we expected, thanks to the fact that it was actually sterling silver.

And for a few years, I've definitely collected enough money to run a standing army.