Chapter 381

The complexity of creating a large credit card is beyond Wang Yan's imagination. Chen Xi has been running around for many times before he can finish the material completely.

It is more troublesome to swipe the card. Large amount of consumption must be confirmed by telephone, and there are single limit and single day limit.

Fortunately, we can all talk about it.

The final result of the negotiation is that the limit for a single day is 20 million, and that for a single transaction is 20 million.

As for the normal credit card increase, do not think about it in a short time.

The corresponding limit is that as long as the card is used to spend more than one million yuan, Wang Yan's deposit in Minsheng will be frozen.

In this way, does this credit card mean nothing?

Not so.

Swipe the card expense, has the longest 50 day interest free period, but Wang Yan saves that cash, all the time produces the interest.

In 2015, the current deposit interest rate stipulated by the central bank was 0.35%, and each commercial bank could float up to 30%, and the highest demand deposit interest rate was almost 0.455%.

At the same time, the minimum maturity of time deposits is three months.

However, commercial banks, such as Minsheng Everbright, have a fixed deposit of one month when facing large certificates of deposit.

Wang dawao doesn't know how to regulate it. Anyway, 1.75% interest rate can be given in one month.

The gap between the rich and the average is revealed in this small detail.

For the same month, 50000 is 0.35%, the highest is not more than 0.455%, while 1 million is 1.55%.

For 20 million, it is 1.75%, which is a full five fold gap.

Wang Dashao had not only a large deposit certificate of 20 million yuan, but also a good friend of Chu Hong.

So, the treatment is better.

Chu Hong specially opened a back door for Wang Yan, allowing Wang Dashao to purchase the principal guaranteed financial products of Minsheng's 7-14-day main investment Monetary Fund and national debt with the "margin".

Of course, the annualized rate of return is far from the 6% and 7% financial products, only about 3.8% - 4.5%.

But it's safe enough.

Overall, in 50 days, RMB 20 million will have an interest income of 95000-123000.

Yes, Chu Hong didn't ask Wang Yancun for 30 million yuan. 20 million yuan is enough.

It's hard to catch big fish with a long line.

No matter whether there is a credit card or not, Wang Da Shao has to pay the official card.

If you use credit card, you will get an additional interest income of 700000 yuan every year.

It doesn't sound like much. It's just a two-day breath wage, but its significance is not in terms of income at all.

Actively integrating into the real financial system is a big hurdle that Wang Yan must go through.

A good relationship with the bank is an important step for Shenhao Wang to go to the stage.

In addition, every bank will be willing to give a ceiling line if it has a credit card of 20 million yuan for the people's livelihood.

It will be very difficult to apply for a card with a card, and it is likely that there is no need to deposit money again.

Of course, the quota may not be as high as the people's livelihood, but it can be made up by the amount.

If more than ten cards are added together, if there is an amount of 80 million, it will be a complete success.

With 30 million cash to turn over 100 million, it's easy to earn money by properly managing and card the billing cycle.

Under normal circumstances, the big guy who can manage 100 million yuan can't see the small profits, and the children who can afford it can't do it, so no one can play like that.

Wang Yan is a special case. In fact, he doesn't look at the profit, but he needs the cover on the surface. He is really suitable for playing like this.

Open a vest in dozens of banks

Please call me a manic!

Using loans to do business, using turnover to mess up accounts, dispersing respiratory wages, and finally returning through Wangting entertainment

Perfect!

When I went out, it was dozens of banks piecemeal, and when I came back, it was divided into two pieces.

One goes to Wang Yunxi and the other to shenting capital head office.

Taxes are paid at the two levels of Wangting entertainment and Jingyan investment. Without any accident, Wang Yan will soon become a real big dog with annual profits and taxes of over 100 million yuan.

With entities and tax records, no one can do anything about it.

Many years later, if someone wants to take advantage of Wang Dashao's road of starting a family, there will be only one question - where did the money for the auction of haiguang office come from?

As long as Wang Yan protects his parents well enough, the outside world can only draw a conclusion - the elder's underground gold.

Shenhao's initial stage is the most vulnerable. Once the situation is established, all the irrationalities will be explained.

Brain tonic is the destiny of human beings.

With Wang Yan's step-by-step operation, up to now, the exposure risk of funds has almost eliminated.

Thinking of this, most and less appreciate the attribute modifier more and more.If you don't have the intelligence of 79 points, I'm afraid the disaster will not be far away.

It would be a disaster to let ordinary people have endless money, but not give each other the wisdom to control money.

……

All the details are done. It's five o'clock.

Next, Chu Hong will hold a banquet for Wang Yan and do public relations for the second time.

However, it was not the kind of merciless refusal, which made Chu Hong's heart blister.

I don't have to say, take him!

The banquet was arranged by Chu Hong in the banker's Club of Bank of China building next to Minsheng.

Chu Hong was proud to introduce: "this is one of the top private clubs in modu. It is as famous as Yongfu club and Securities Association. It is equivalent to Chang'an club in the imperial capital. Leaders of modu often meet with guests here."

The appearance of the Bank of China building is very beautiful, but the banker's club on the 52nd floor is just one word in Wang's eyes -

old-fashioned.

There is no problem with Chinese decoration. It is not beautiful to install it.

The 50th floor is a 5-star suite, the 51st floor is a western restaurant, and the 52nd floor is a club reception and entertainment area.

Wang Dashao feels inexplicably familiar. He seems to be watching a TV series of dog blood. He casually asks, "Hong Kong Island designer?"

Chu Hong was stunned and gave a thumbs up.

"Wang Shao! You don't look like a new devil Yes, the bankers' club itself is a product of Hong Kong Island.

When it was founded in 2001, the Hong Kong Island designer was invited to decorate according to the style of the Hong Kong Island bankers' club. Now the club is still networking with each other and sharing resources. "

Wang Yan curled his lips and lost interest in the environment.

In 2015, Lao Chu!

What about the superstition on Hong Kong Island?

Look at this dilapidated decoration, where can it deserve the title of "top club of magic city"?

Although the Kee club, which Li Yixu invited last time, was a little bit old-fashioned, it was 80 Li stronger than today's broken place.

The so-called private club has increasingly let Wang Dashao down.

But the focus today is not on the environment.

When the accompanying guests show up, Wang Dashao is slightly y A surprise.

Chen Xi was a girl who felt very amazing before. When she went to the restaurant, two peers came out.

[Bai Jie, 33, beauty 90, figure 95, special 74]

[Wang Yufei, 26, beauty 97, figure 92, special 85]

Wang Dashao didn't react to them. He was decent and didn't understand so many strange things.

Bai Jie's height is about 163, plump, white to reflect light, smile before meeting people, very charming.

Wang Yufei is tall and slim, nearly 170, and has a melon face. His eyes are very special. His eyes are watery and his eyes are slightly upturned. Any look in his eyes seems to express some kind of invitation with shame and timidity.

Together with Chen Xi, the three golden flowers gathered together in the hall, which is just dazzling.

There are only two men present, Chu Hong and Wang Yan.

Wang dawao immediately realized that the situation was not simple.

You are going to push boss

Chu Hong said with a smile: "Bai Jie is the director of our office, Feifei is the first beauty in the credit department. In fact, in the future, we all have to deal with Wang Shao. Today we just get together to get to know each other."

The reason is real.

A housekeeper, a secretary, a loan officer, according to common sense, do often deal with each other.

But can't you send a boy out to work?

It's not my body!

Wang Yan has a tendency to be shameless, but he has no resistance.

Such a meal

It's funny.

Don't think about anything else. Just be wise!

When sitting down, Bai Jie sits on Wang Yan's left hand, while Wang Yufei takes the initiative to sit on Wang Yan's right side, followed by Chu Hong and Chen Xi.

It's another interesting and thoughtful arrangement.

Then, of the three girls, Chen Xi is still a uniform, not in time to change.

Wang Yufei and Bai Jie are both dressed in private clothes, with delicate make-up, and they seem to have been specially dressed.

It's less than 6 o'clock, and it's less than an hour after work.

How thoughtful

Wang Yan had a good idea of Chu Hong's plans, but the direction of the banquet was still a little unexpected.

I eat Western food. I drink and chat most of the time.

Start to get familiar with each other, talk about wine, talk about food, everything is normal.

Slowly, the topic shifted to Wang Yan, and the situation began to become subtle.

Chu Hong began with flattery.

"You don't know that yet, don't you? Wang Shao's company was a hot topic of discussion all over the network before. I've been on hot search for several days. I've heard friends talk about it more than once, an old antique who never plays Weibo. "That's exaggeration.

In fact, the hot search is about the live broadcasting industry, eating and broadcasting, mysterious local tyrants and skyrocketing Haagen Dazs. The gourd eaters really don't pay much attention to Wangting entertainment.

However, Chu Hong's purpose was to give an introduction so as to facilitate others to make use of the subject.

"Really?"

Wang Yufei immediately cast a glance at the worship of the small eyes, the canthus of his eyes Rose, flattering a group.

"Tell me, Wang Shao!"

Pretending to be tender is a kind of talent. It's clear that Wang Yufei can pretend to be a girl. Her expression is naive.

Innocent seduction is not called Sao, it's called natural kitsch, the difference is big.

In fact, Wang Yufei is also very difficult.

In the face of a high cold young master, you don't take the initiative, there is no chance at all.

But it's too active, and it's cheap.

What to do?

Turn the unfavorable factors into advantages, which is called a master.

However, Wang Dashao was still addicted to the high and cold state and could not extricate himself from it. He responded very simply.

"It's not so exaggerated. My friend bought a few hot searches."

Wang Yufei is defeated, and Bai Jie immediately catches up with her glass.

"Bacon once said that a man may be very young in age, but very mature in hours, if he has not wasted his time.

Wang Shao, your modesty and low-key, let me can't help but think of this sentence.

You should never waste your time, so that you can make such a big business at the same time, but also so mature, not arrogant.

Here, I'd like to offer you a glass of wine for no other reason, just to show my respect.

I'd like to drink. You're welcome

Sleeping trough!

Can you still be so persuasive?

You Niu Bi!

Wang Yan almost didn't get photographed.

It's not so much fun and comfort, it's just shock.

After reading the book for several months, Wang Yan is still far from the realm where famous words come at will.

The key point is that people don't have to be stubborn. They really apply it appropriately.

Who can hold on to flattering and drinking?

No way, Wang Yan raised his glass to accompany him: "sister Bai is flattered, thank you."

Half a cup of dry red, Bai Jie really looked up to kill, Wang Dashao had to accompany a toast.

No matter how to pretend to be cold, it's best to talk less. You can't let a lady drink alone, just sip it?

I can't afford to lose that man!

Then a cup of wine just finished, Wang Yufei immediately refilled Wang Yan, and the aggrieved mouth shriveled.

"Wang Shao, you drink to me. I ask you a question. You don't want to go back You take your order, drink slowly, and tell me about your company. "

Wang Yufei is another way.

He poured wine but didn't persuade him to drink, complained but didn't climb up the pole. He would focus on the topic of Wang Ting's entertainment, and he had to let Wang Yan relax.

Wang Dashao was a little confused and didn't want to understand what she meant.

Why do I have to talk about the company?

Unable to think of it, Wang dasheao simply managed to give some positive feedback.

"Wangting entertainment is just a start-up company based on the live broadcasting industry. It has not made great achievements for the time being. If you do credit, you should be able to get in touch with those big companies. We are still far from..."

When Wang Yan opened his mouth, Wang Yufei did not say a word, and looked at big and little with adoring eyes.

When Wang Yan finished, he asked questions.

"Wang Shao, how many employees do you have in such a large station?"

"For the time being, we are 100 + employees, serving 150 + anchors. We need space for live broadcasting, and there are not many stations in those two floors."

"Wow! Is it too extravagant to open the live broadcasting company in Lujiazui? My office area is less than 4 square meters... "

Wang Yan finally saw a sign.

Wang Yufei's role is probably to induce Wang Yan to talk about his own affairs, and then regardless of the three or seven twenty-one, various expressions of worship.

Crazy girl?!

As he was thinking about it, Chu Hong pointed to Wang Yufei with a smile: "I hate the small working position. Go and mix with Wang Shao! Day by day, if you don't do the work well, there are a lot of things to do

Don't say brother Chu didn't give you a chance. You serve Wang Shao well. When will Wang Shao tell me: Feifei is a good girl. I'll arrange a separate office for you! "

Wang Yufei's eyes brightened: "really?"

Chu Hong didn't shake his head in anger: "I am a vice president, will cheat you a little girl?"

Wang Yuxi called to Wang Xiaoxi immediately

Bai Jie chuckled at the fire: "what's the use of being coquettish? What about attitude? "

Wang Yufei immediately took up his glass and said, "Wang Shao, I'd like to present you a glass of wine! I'll do it. You're welcome! Xiao Xi is stupid and stupid. She won't come here. She's unfair. You can tell me, and I'll fight where you point out later! "

Again?!Wang Yan can see clearly that Chu Hong leads the way, Bai Jie is responsible for finding a chance to drink wine, and Wang Yufei is in charge of acting as a fan girl. All three of them come with a complete set of procedures.

So, what does Chen Xi do?

She looks really smart and dignified. She is a good person all over the table.

Wang Yan looks at Chen Xi with his head tilted.

The beauty is still shallow smile, posture board board board board, smile kind and distant.

Eh?!

No!

The girl is too hard to see.

Wang Dashao suddenly felt that things were not so simple.

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