Chapter 214: Lucy meets Lucy! Magic Net Bank, a bank with negative interest

Chapter 214: Chapter 214: Lucy meets Lucy! Magic Net Bank, a bank with negative interestThe development of the [Magic Net Bank] feature was straightforward.

It was essentially a built-in function of the Magic Net, with the Deep Web's magic reserve acting as a "bank of magic power" — only without any interest. Deposit a certain amount, and you'll get exactly that amount back. It won't increase, nor will it decrease.

The magic pool in [Celestial Pokémon] could already convert players' magic into summon tickets. Nate just needed to make a slight adjustment to this feature and set up a personal record for each bank user. It was simple — something he could complete in a single night.

Back in the real world, Nate immediately sent a private message to Natsu.

Sigma Male: "Ready to head back? Are you guys coming or not?"

Having completed his task in Edolas, he saw no need to stay there. Plus, Big Sis Lucy was constantly urging him to take her to the Fairy Tail guild in Earth Land.

Natsu: "We've only been here a day! So soon?"

Natsu: "Let's stay a few more days, Nate! This place is so fun! There are Happy lookalikes everywhere! ??"

Natsu: "And we met Happy's parents! They're super nice. You should come for tea too!"

Natsu: "Oh, and Queen Sha-something... turns out she's Carla's mom!"

Nate shook his head, amused.

Sigma Male: "I'll head back with Mystogan. You can message me when you're ready to return, and I'll come pick you up."

Sigma Male: "It's rare for Happy and Carla to visit their homeland, so feel free to take your time."

Natsu: "Got it!"

After wrapping up with Natsu, Nate messaged Mystogan and Edolas Erza.

Edolas Lucy replied almost instantly.

Fairy Hunter: "Are you leaving?"

Sigma Male: "Aw, you'll miss me?"

Sigma Male: "If you'll really miss me, I can stay a few more days. ??"

Fairy Hunter: "Screenshot taken. I'll send it to Earth Land me."

Sigma Male: "Bro, that was a joke..."

Fairy Hunter: "I was kidding too. ??"

Fairy Hunter: "But calling me 'Bro' doesn't feel right. I'm still a woman, after all..."

Quite particular, isn't she? Nate chuckled.

Sigma Male: "Alright, then, Queen Edolas. No need to see me off. I'll visit once your ring production starts. Catch you then!"

Fairy Hunter: "Actually, I'd really like to visit your world sometime..."

Sigma Male: "You're welcome anytime. Why not just come with me now?"

It would be fun to bring a queen over. What would happen if both Erzas met? Honestly, he was looking forward to it.

Fairy Hunter: "Let me set things in order here first. I'll take you up on that next time."

Sigma Male: "Sounds good. Until next time."

After his goodbyes, Nate met up with Mystogan, and they returned together.

...

Back in Magnolia, South Gate Park.

Under the Sky Tree, a golden Flying Thunder God magic circle unfolded, and three figures appeared.

The extra person was, of course, Big Sis Lucy. Before heading back, Nate stopped by Fairy Tail in Edolas to bring her along.

"So, this is Earth Land? I can feel the magic in the air!" Big Sis Lucy looked around excitedly. "Nate, take me to the guild already! And where's Poor Lucy?"

"I know you're excited, but hang on," Nate replied, opening the Magic Net to send a message to his girlfriend Lucy, letting her know her counterpart had arrived.

Meanwhile, Mystogan looked up, observing Magnolia's sky. After a moment, he spoke, "The giant Anima is closed, but residual magic could spawn smaller Animas, posing a risk to Magnolia." S~eaʀᴄh the nôvel_Fire.ηet website on Google to access chapters of novels early and in the highest quality.

"I'll go clear them out. Nate, Edolas Lucy, see you around."

With that, he donned his mask again and quietly departed on his mission alone.

"Thanks for the hard work!" Nate called after him. Mystogan waved back without turning.

Soon, the other Lucy — "Ojousama" Lucy — arrived in a hurry.

"It's really me!" Lucy-ojou stared at Big Sis Lucy in amazement, closely examining her like a mirror image.

They'd messaged each other a few times through the Magic Net, but this was their first time meeting in person.

Aside from hairstyle and clothes, they were identical.

Big Sis Lucy greeted her counterpart warmly:

"Hello there, me from Earth Land~"

"Never thought you'd actually come, me from Edolas!"

Already surprised? Just wait until you see your future self too.

Nate chuckled inwardly, thinking how soon they'd have three Lucys — enough for a game of mahjong.

"She's all yours, Lucy," Nate said, ready to get back to his work. "I've got a few things to finish up."

"Go on, then," replied Lucy-ojou, grinning. "I'll take care of our friend from Edolas myself."

After Nate left, Lucy's eyes gleamed with a mischievous idea.

"Hey, Edolas me..."

"Call me Ashley, short for Lucy Ashley," Big Sis Lucy replied, introducing herself.

"I bet my dad won't be able to tell us apart." Lucy-ojou said with a smirk

"Wait...you have a dad?" Lucy Ashley said, taken aback.

"Of course I do! My mom's no longer with us, though."

Lucy-ojou sighed. If her mom were still alive, she'd definitely want to introduce her to her counterpart.

"Don't be sad, Lucy. I lost both my parents when I was little. At least you still have your dad." Lucy Ashley offered a reassuring smile.

Lucy-ojou felt a little guilty. "Sorry, I didn't realize..."

"It's fine," Lucy Ashley assured, smiling. "That was a long time ago. I'm happy now, and that's what matters."

Curious, she added, "Can I see your dad? I wonder if he's the same as mine."

"Sure, give me a sec." Lucy-ojou opened her Magic Net and called her dad, Jude Heartfilia, with video chat.

The video connected quickly, showing Jude standing outside some kind of guildhall.

"Yes, Lucy? Everything alright?" he asked, his concern evident. Then his eyes narrowed, voice turning stern.

"Who are you? What have you done with my daughter?" His tone turned to steel. "Is this about money? If you harm a single hair on her head, the Heartfilia Conglomerate will use every resource it has to hunt you down."

He continued, "And let me remind you, my daughter's fiancé is one of the Ten Wizard Saints, the creator of the Magic Net, Nate!"

"Release her immediately, and perhaps I'll consider overlooking this."

"What?!" Lucy Ashley blinked, stunned. "How did he know I wasn't Lucy?"

She couldn't help but feel a little envious — a dad who knew her so well, and a fiancé who sounded incredible.

Wait...Nate?

"Drop the act," Jude said coldly. "I know Lucy. Your transformation magic is impressive, but you're not my daughter."

His voice dropped, warningly. "If this is about money —"

At that moment, the other Lucy-ojou, red-faced with embarrassment, popped into view, scolding him:

"Dad, what are you even saying!?"

"Lucy...?" Jude blinked, baffled. "What exactly is going on?"

...

Meanwhile, Nate returned to his apartment. The priority now was setting up the [Magic Net Bank]. Converting magic into currency would be revolutionary for the Deep Web's magic reserves. As long as there wasn't a run on the bank, the magic deposited would essentially remain at Nate's disposal.

A mage's magic capacity had a limit. Only when they expended magic would the natural magic particles in the air slowly refill their reserves, which mages referred to as their "source of magic."

Instead of always keeping magic reserves maxed out, why not store any excess in a bank for later use?

In fact, users could even sell their stored magic on the [Magic Net Marketplace]!

As for the [Magic Net Bank] itself, Nate could easily set a negative interest rate, deducting a small fee for the luxury of safely storing magic. He chuckled at the thought and got to work, quickly becoming absorbed in the task.

By six or seven that evening, he was finished.

"Alright, let's see if it works."

He opened his friends list, looking around for a willing test subject, and finally decided on Mira.

Sigma Male: "Mira, got a favor to ask."

The Departing Traveler: "Sure! What's up? ??"

Sigma Male: "[Magic Net Bank] app here. Could you help me test it?"

~~~

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