Chapter 555

The family order of Shaofu began to complain.

"The clan power in the south is strong, and the progress of Shaofu bank in the South has not been smooth."

On hearing this, Wende Di said directly, "there is still Jin Wuwei. I don't believe it. Those places are so powerful that they dare to fight against Jin Wuwei. I'll ask Jin Wuwei to go to the South and kill him. Kill all those who are against it. Can the Shaofu bank be set up in the south? "

Facing the vision of emperor Wende, Shaofu's family commander subconsciously fought a cold war.

In the eyes of Wende, he saw a strong sense of killing.

Obviously, it was not emperor Wende's whim to kill people in the south, but he had this idea for a long time. Just waiting for an opportunity.

The poor progress of Shaofu bank in the South gave Wende emperor a reason to kill.

Wende emperor ascended the throne for two years, but in the thirty-eight years of kaiyao, Cai Jia slaughtered a thousand people in one breath.

After that, for more than a year, Emperor Wende rarely killed people.

All the courtiers said that compared with the former Emperor, Wende was benevolent and benevolent.

Now it seems that where is the benevolent king. Wende is holding back his big moves.

If you don't kill, you'll be killed. If you kill, you'll roll your head, and thousands of people will be implicated.

Wende emperor and the former Emperor are worthy of being father and son. They are both bloodthirsty, but in different ways.

The young master rolled his throat, took a deep breath, and finally found his voice, "yes, I can do it."

Wen de Di ha ha ha a smile, "can do good! I have high hopes for the Shaofu bank. Whether our people can have a good life or not is a big responsibility for you.

There are many places that can't take into account the power of the court. But the Shaofu bank is different. Where money is needed, there should be staff of the Shaofu bank.

In addition to the reports of local officials, the banks also have to bear the burden of information collection.

I don't hope that there will be deception in Shaofu's Bank. Uncle, do you understand what I mean

"I don't dare to be a minister! I understand! I will certainly do the job your majesty has told me. "

Wende nodded with satisfaction, "I know your loyalty. Over the years, the Shao Fu is in your hands. It is getting better and better. It's not easy not only to feed so many people, but also to have so much balance every year. However, I know that you can do better and make more money. Where the Ministry of housing can't take care of it, the Shao Fu should take the initiative to take responsibility. "

"I will obey your orders!"

There is a lot of pressure on the family of Shaofu.

He did his best to squeeze out the potential of Shao Fu.

We have to make more money.

For a moment, the young master was very worried.

Money is not so easy to earn. Where does the new profit point come from?

At present, we still have to rely on the Shaofu bank.

Wendedi sat at his desk, looking through the account books.

He asked curiously, "do you want to pay interest for saving money? What's going on? "

Nowadays, when people deposit money into banks, they not only have no interest, but also have to pay a storage fee to the bank.

It was done by the Shaofu bank before.

However, with the increase of business volume, the speed of Shaofu's absorbing savings is far behind that of loans.

The amount of funds of the Shao fu itself is not unlimited. Relying on the fund support of the Shao Fu, the bank is not big at all.

This is why private banks, even the largest ones, can't blossom everywhere. Only in a limited and prosperous city to open branches.

In remote areas, they can only watch the local tyrants monopolize.

Shaofu family order occasionally mentioned this matter in front of Gu Jiu, feeling that the pressure of funds is great.

Gu Jiu sneered at him at that time, "you Shaofu's money shop is holding a gold mountain, but you don't know that money begets money. It's really annoying. If I am asked to do business in this bank, I will guarantee that all private banks and Shaofu banks will go to the north and the West. No one can compete with me. "

What a big voice.

The young master's order immediately excited.

He immediately asked, "in addition to borrowing money, how can money generate money?"

Then he asked curiously, "why don't you do money business?"

Gu Jiu sighed and was very aggrieved. "If I get involved in the banking business, I will become the largest bank in Dazhou in a few years and hold most of the money in my hand. I was afraid that I would move my head when I was a real estate developer

At that time, the young master's family order heard this, and only Gu Jiu exaggerated and worried about the world.

Holding most of the world's money in your hand is not a joke.

But later Gu Jiu gave him an idea. At present, it is only at the beginning of the trial, and the young master's family order is keen to know that if Gu Jiu is asked to open a bank, there will be no such thing as Shaofu's Bank.

The world's money is really likely to be held by her.

No wonder she won't do the bank business.Life is more important than money.

When her wealth is so much that the world can't help her, her status as a prince's wife can't keep her.

Therefore, Gu Jiu is willing to do some slow money making projects, and does not get involved in the bank business. At least, it is not so hateful.

After hearing Wende Di's inquiry, the young master's order considered his words and said, "the Shaofu bank is under great financial pressure, and there are few people saving money. The old minister is worried. If the funds are broken, how to open the Shaofu bank all over the world will not fail to live up to your Majesty's expectations.

Later, Madame Zhao gave Wei Chen an idea. She said that she would give some interest to the depositors and publicize it so that the landlords would deposit all the gold, silver and copper money buried in the cellar in the bank for interest. In this way, the bank would have capital.

Moreover, it can replace the household department and collect gold, silver and copper coins from all over the world. Over the years, the imperial court has been suffering from the shortage of copper money. If we can really collect the copper money stored in the cellar of the landlord's old money, it will be worthwhile to pay some interest to the depositors.

Therefore, the old minister listened to the advice of the imperial concubine and temporarily tried out a system of interest for saving money in the capital area. "

"Oh

Emperor Wende pondered over the interests and asked, "can you really absorb gold, silver and copper by saving money for interest? In my opinion, this account book says that it has been tried for a month. What is the effect? "

"Your Majesty, because there is no advertisement, the effect is not obvious. The old minister intended to promote the system in an all-round way after the Spring Festival. Your Majesty's permission. "

The young master bowed and implored.

Wende Di said, "if you can really let the landlord's old money move out the gold, silver and copper money stored in the cellar, and deposit it in the bank, it will do no harm to pay some interest."

The copper mines and gold and silver mines in Dazhou are not rich.

In addition, the folk have the habit of storing money in the cellar and not spending it for generations. Naturally, there is less and less gold, silver and copper in the market.

The court wanted to make money, but there was not enough copper.

As a result, the quality of copper coins decreased and adulterated. The proliferation of private coins further affected the tax revenue of the court.

Especially in the south, the private coinage has reached a blatant level.

Even the salaries given by the local government to the Yamen were all privately cast copper coins.

Don't underestimate a small copper coin.

Each copper coin issued by the Ministry of household accounts can obtain part of the income.

The less copper money issued by Hubu, the less income it will get.

Early years, estimate decades ago. By issuing copper money alone, the Ministry of accounts has an income of millions of taels a year.

Now, the income has dropped to 100000 Liang. The gap is more than ten times, which is heart filling.

Hubu can't help it.

Copper mines are limited, and there is very little brass on the market.

In addition to the Imperial Palace and the rich families, a large amount of brass is consumed every year.

There was nothing left of brass left for Hubu.

The copper coins issued by the imperial court naturally became less and less.

The vicious circle has never been solved.

To this day, Vander seems to have found a solution to this problem.

Wende Di stressed again, "as long as we can collect the copper money stored by the common people, we can give more interest. I can even give orders to the local government to help the banks publicize. In the future, the taxes and silver collected by the government can even go to the accounts of the banks and collect them in the capital before settlement. "

The young master made a surprise, "Your Majesty really let the tax bank go to the bank account?"

This is a huge income.

Even if only one or two months of deposit can solve the problem of insufficient principal of banks.

Wende Di said: "the premise is that the Shaofu bank really has a way to collect the gold, silver and copper that the landlord's old money has buried in the cellar. If I can't, I have no reason to ask the government to deposit the tax money in the bank and then settle the accounts in the capital. "

"Your Majesty can rest assured that the old minister will never fail to live up to his Majesty's trust. He will try his best to find out all the gold, silver and copper buried in the cellar of the landlord's old wealth."

"That's good. Wait a minute. Is the bank going to issue small denominations? "

"Madame Zhao suggested that since we want to collect the folk copper coins, there must be something to replace the copper coins.

In the past, the minimum denomination was one or two. However, the vast majority of the people in life, simply do not use silver, only copper money.

If you want to collect the copper money in the hands of the people, you need to issue small denomination silver bills.

After a long discussion with the officials of the Shao Fu, the old minister planned to print and issue four kinds of small denomination banknotes, i.e., fifty, one hundred, two hundred and five hundred. "

Wende Di asked curiously, "why do you only print 50 Wen silver stamps? Ten, one, isn't it? "

"People don't have the habit of using banknotes. It's easy to lose them if they're in their pockets. In general, copper money should be used first. It's not too late to print smaller denominations after the people get used to using them. "

Vanderty suddenly understood and nodded, "you are very considerate. The common people are used to using copper coins, and rashly use silver coins instead of copper coins for fear of provoking civil unrest. It's not bad. It's really a steady way. Just follow the plan and do it slowly. I believe you can handle this matter well. "www.novelhall.com , the fastest update of the webnovel!