Although the house to be bought was determined, the parents of both parties had no opinion on the location and type of house they chose. After all, the two of them will live on their own in the future, but when choosing a loan, the parents of the two families have opinions.Because Liu Huaxing intends to pay a down payment of 100,000, and then take the loan for four years and pay it off during the four years of university.
The house price in this place is more than 6,000 close to 7,000 square meters, and the effective living area of the house is 84 square meters. In the end, the loan is close to 500,000. The interest paid after four years is relatively low, but it must be repaid. More than six hundred thousand.
In other words, during the four years of university, he had to pay back 150,000 every year, and the pressure of repayment in one month was as high as 10,000.
Both parents felt that the pressure on him was too great for college students, but Liu Huaxing thought it was okay.
First, his income from the gym is fairly stable. Even if the courses are completed during this period, the part-time time after school starts will decrease, but there is no problem in earning more than 10,000 a month.
And the money Yang Xiaoxiao earned was used as the living expenses of the two of them in college.
In his spare time, Liu Huaxing also writes and writes manuscripts. In his opinion, more than 10,000 a month is a bit hard, but the problem is not big.With income from the gym for these two months, I can still apply for it at the bank.After all, the gym earns more than 30,000 yuan a month, even if you don’t go to college and you are now a professional personal trainer, you still have the ability to repay.
However, both Liu Huaxing's parents and Yang Xiaoxiao's parents thought the loan was too high, and felt that they would not be able to repay it.Even if he was able to pay back, he didn't have time to study during college, so the two sides unanimously opposed him and asked him to extend the loan period to ten years, but Liu Huaxing firmly refused this time.
The loan of 500,000 yuan was repaid in ten years, and the final total amount was more than 800,000 yuan, which was equivalent to more than half of the repayment. This made him feel very deficient, as if he was taken advantage of.It is precisely because of this concept that he never used credit cards in the past, and made as many consumptions as he could, and never made consumption outside of his capacity.
In the end, both sides gave way. Liu Huaxing's parents and Yang Xiaoxiao's parents "lent" to them two hundred thousand yuan, a total of two hundred thousand yuan.They allowed Liu Huaxing and Yang Xiaoxiao to repay the two hundred thousand dollars after graduating from university, and they did not count interest.
In this way, they only need to borrow more than 200,000 yuan from the bank. After four years, they only need to repay less than 300,000 yuan, and pay 6,000 per month. The pressure for them both is much less.
Regarding the kindness of both parents, Liu Huaxing did not refuse, because he knew that he would pay off the money before graduating from university.And this money will not bring too much pressure to the families of both parties.
Although Liu Huaxing’s father owed a lot of money outside due to stocks before, he is now the deputy director and earns 200,000 yuan a year. After Liu Huaxing helped his father fill in that loophole, the family’s financial pressure was very serious. When he was young, he had saved a lot of money this year, and his parents had reserved this money for him to buy a house.
As for Yang Xiaoxiao’s parents, the restaurant’s business is booming now, and they have long been far from the risk of bankruptcy. Yang Xiaoxiao’s family has always had superior economic conditions, so the 100,000 won will not affect the lives of their couple.Liu Huaxing accepted the money calmly. Of course, this does not mean that he will not pay it back. He will definitely pay it off before graduating from university.
After paying the deposit and down payment, signing the contract and completing the various procedures, the time has come to mid-August, and it is almost time for their school to start.
Because I am a freshman, I will report to the school on August 26, and then begin two weeks of military training.
The military training of the university is held in the school. It is not particularly hard, but it is also an opportunity for the students in the department to communicate with each other.
Therefore, before the beginning of school, Liu Huaxing and Yang Xiaoxiao sorted out the trivial matters in their lives.
At present, Liu Huaxing at the gym has already gained some fame. First of all, he has helped Zhang Qixin lose 15 kilograms. Compared with the previous time, he has achieved particularly obvious and visible results. This is a very direct advertisement.Now, many female members in the gym have started to inquire about weight loss with him, and Zhang Qixin also recommended a few beloved friends to him.
Although how long these people can hold on is still unclear, this advertising effect is very good. It basically guarantees that Liu Huaxing will always have classes to attend, and even if he only attends one class a day, he can have six or seven in a month. Thousands of income.
Except for Zhang Qixin, Hu Xikai...Although he paid the course fees for three months, he has not come to class at all. On the contrary, it is his nephew Liu Zhiyuan who came very diligently during the summer vacation.And Liu Zhiyuan is also his live advertisement. From the very beginning, he was thin and weak like a girl, and now he can see clear muscle lines on his body.
From the beginning, the child only dared to wear loose T-shirts, but now he dared to wear sports vests.
In addition, probably because of the amount of exercise, Liu Zhiyuan's height has even reached 1.82 meters, probably six or seven centimeters taller, and is now about the same height as Liu Huaxing.In fact, this is mainly because Liu Zhiyuan's own practice volume is large enough. In order to learn to fight well, he not only carried out high-intensity fighting training with Liu Huaxing in class, but also carried out a lot of physical training independently.
But the most important thing is actually the child's fight.Liu Huaxing can say without exaggeration that Liu Zhiyuan has entered the door of professional fighting.This kid is a genius and possesses a strong ability to replicate actions. Not to mention how good he is in the professional circle, but he is definitely a professional-level boxer, and he can completely protect himself in school.
This has attracted many male members who want to practice fighting with Liu Huaxing, but most of these people have a dreaming mentality. They think that learning to play with Liu Huaxing can get a pimple and they can also play particularly handsome. .
But in fact, these people are not only unable to keep up with their physical fitness, they are also far behind Liu Zhiyuan in the learning of movements.For example, to learn a next kick, the movements they follow Liu Huaxing’s demonstration are not the same as Liu Huaxing’s movements. At best, they can practice kickboxing and fighting dance. They should just sweat a little. Exercise.
"School is about to start, do you have any plans?" Liu Huaxing chatted with Liu Zhiyuan in the last five minutes of the class that day.Liu Zhiyuan sat on the ground and smiled shyly: "No plan... Brother Xing, you should go to university after school starts? Will you still come to class then?"
"Yes, but the shift time may need to be adjusted." Liu Huaxing said with a smile, "Look at the time for compulsory and elective courses in the university. It may be less, but it will be three or four days a week. ."
"Then can I continue to have class with you?" Liu Zhiyuan asked embarrassingly, scratching his face.
"Yes." Liu Huaxing smiled bitterly. "But to be honest, I think you have learned enough now, and there is no problem protecting yourself. If you continue to learn, you have to go to other miscellaneous items, such as throwing, throwing, To put it bluntly, the development of locks means that if you do not fight professional combat, there is no need to continue learning."
"But I can still learn, right?" Liu Zhiyuan sat on the ground, hugging his legs and laughing.
"Well, yes." Liu Huaxing nodded and said, if he has money to make money, he shouldn't refuse. After all, he is a personal trainer of the gym. Isn't it against the interests of the gym if there are classes?He knew that Liu Zhiyuan just needed someone to talk to him and tell his troubles.
"Um... that's good. I will continue to attend classes later." Liu Zhiyuan pursed his lips and said with a smile, "Saturday and Sunday."
"Then, today's class is over here." Liu Huaxing looked at the time and said, "Regardless of whether you will go to class in the future, your daily physical training should be maintained as much as possible. It is really unbearable or there is no time to halve, or Do it every other day, but it must be maintained. Cardiopulmonary ability regresses quickly, and cardiopulmonary function is the key to fighting."
"Yes." Liu Zhiyuan stood up and said, ready to change clothes.
At this time, a dialogue between Zhang Qixin and Zeng Fanjun came from downstairs: "Boss, I'm here." "Oh, you seem to have lost a lot of weight again? How amazing...how many kilos are you now?" "Forty-eight," There are still six kilograms." "Tsk tusk, the effect is really obvious, it seems that I should also learn from Coach Liu..."
So Liu Huaxing came to the railing and glanced at the entrance on the first floor. Yang Xiaoxiao was swiping and handing out Zhang Qixin's card right now. The two of them were talking and laughing as if they were talking about something, and then they looked at him by appointment. After a glance, they laughed together.
"What were you talking about just now?" Liu Huaxing couldn't help asking when Zhang Qixin came to class after changing his clothes.
"The secret among women." Zhang Qixin smiled triumphantly. Now she has a very good figure, but there are still some fat on the waist, abdomen and the roots of the limbs, which need to be shaped finally.
"Tsk, then I ask her to forget it." Liu Huaxing gave her a blank look.
"Oh, it's nothing, just take care of the clothes inside the auntie." Zhang Qixin frowned, and then she looked at Liu Huaxing with a dazed face, and immediately covered her mouth and smiled: "Oh, don't you know how to care about auntie, do you? Mature and mature, the innocence revealed inadvertently at this moment... makes my sister really want to bully you."
With that said, Zhang Qixin was about to come over and pinch his face, Liu Huaxing avoided a little annoyed: "Don't make trouble, be serious!"
"Huh...it's actually the sexy clothes worn by the little lovers." Zhang Qixin answered his question, "I'm reminding him that the longer the time, the more freshness must be guaranteed between the two. Increase the mood appropriately."
"Don't teach my baby some strange things!" Liu Huaxing said irritably, and Zhang Qixin frowned and said aggrieved: "How can this be called a strange thing? By the time you read it, you will know it, and you will definitely cry in love. After all. My girlfriend is so beautiful and nice..."
Speaking of this, Zhang Qixin smiled maliciously