v4 Chapter 1100： Advanced Civilization Loan

After learning that he could obtain loans from the photosynthetic civilization, Fang Yuan immediately convened a military scientific research team and the accompanying staff to discuss this matter.

"Pigs is helping us to obtain the loan plan from Guanghe Galaxy Far Star Bank. What we need to discuss now is how to improve our strength after the loan." Fang Yuan probably helped the discussion direction of the meeting. .

When Zhao Anya heard this, her heart suddenly felt a little surging: "How much can I borrow?"

"I don’t know yet. According to Piggs, we need to use our 30% share of the resource star in γ670 Scutum as collateral, so the loan number should not be too small. However, this will have to wait for Piggs to get the loan application result. It can be confirmed by passing it over," Fang Yuan replied.

The efficiency of the photosynthetic civilization is very fast.

Didn't wait long.

Piggs' communications intervened in the Shenzhou meeting room.

"Dear Admiral Fang Yuan, I’m very happy to tell you that the Photosynthetic Galaxy Yuanxing Bank has agreed to your loan. The loan plan and the preliminary agreement have been passed on. You can take a look first, and then we will continue to communicate. "Pigs finished speaking without cutting off the communication, waiting for Fang Yuan's reply.

Fang Yuan moved his fingers to let people cast the preliminary loan agreement on the big screen.

The preliminary agreement is released.

Fang Yuan’s focus is mainly on the number of the agreement. The most important number is the loan amount.

"The 300 million alliance currency can only be so much at most?"

Piggs opened his hand and explained: "This is calculated using your three-year income from the resource star γ670 in the constellation Scutum, and I gave it a little more to make up the amount of 300 million alliance currency."

"But the most valuable Zro star source of γ670 Scuti, which can be mined for 50 years, shouldn't it be calculated based on a 50-year mortgage?" Fang Yuan wanted to fight for more.

"I think you may not have an accurate understanding of the value of the alliance currency. According to the estimates of the Photosynthetic Galaxy Far Star Bank, 300 million alliance currency can buy 100 earths." Piggs spread his hands.

Fang Yuan was not surprised by this value comparison.

Because the earth is of little value to higher civilizations.

For higher civilizations, the valuable resources must be the Zro Star Source, as well as various rare crystals, and Becerian rough ore.

And these things, the earth does not have.

In the eyes of advanced civilizations, the earth belongs to a planet with scarce resources.

At this stage, human beings are still only a planetary civilization. Whether it is technology or civilization level, it is also of no value to higher civilizations.

Therefore, the earth, the blue planet on which mankind depends, is really worthless.

As a result, a random loan of 300 million photosynthetic civilization can buy 100 earths.

"Is there any way to increase the loan limit?" Fang Yuan asked.

Zhao Anya pulled Fang Yuan's arm, pointed at another number, and said, "Look at the interest rate."

Fang Yuan has actually seen it, that number is indeed a bit excessive.

The annual interest rate is 127.31%, which is almost no different from grabbing.

However, Fang Yuan was not angry at all when he saw this loan interest rate.

In the current human situation, interest rates are not the focus at all. First get the loan to enhance the strength of civilization, and then talk about the later things slowly.

For a civilization that may perish at any time, the interest rate is just a number.

Of course, if we can strive to lower interest rates, we still have to try.

Fang Yuan clicked on the interest rate value and asked, "Is this interest rate a bit too much?"

Piggs spread his hands and said: "This is the result calculated by the Photosynthetic Galaxy Far Star Bank, and I can reveal some information to you. This interest rate is not an exaggeration, it is just a normal war loan interest rate."

"More than one hundred percent interest rate, not much?" Fang Yuan said sternly.

"This is proportional to the risk, and this loan is in the form of a war loan. In fact, in the risk assessment given by the Photosynthetic Galaxy Far Star Bank, the probability that you can repay the loan is estimated to be less than 20%. In this sense, this money can be seen as supporting you." Piggs spread his hands and expressed helplessness.

"Support? This is too much." Eve vomited.

Fang Yuan felt that Piggs' explanation was no problem.

At least, in the eyes of photosynthetic civilization, it is true.

Human beings are just a planetary civilization, and the loan can buy 100 home planets.

The value of this loan is not a general exaggeration.

Moreover, human civilization has always been attacked by the Palestine civilization. In the eyes of higher civilizations, humanity may perish at any time.

Under this circumstance, the risk assessment of the Photosynthetic Galaxy Far Star Bank believes that the probability of human beings repaying loans is indeed not high.

For a loan with a high probability of bad debts, it is said that it is support, but there is no problem.

"I really want to help you, but some things are right there and there is no way. If it weren't for the 30% share of the resource star of γ670 Scutum as collateral, this loan would not be possible. In addition, this interest rate is actually The home planet year of our photosynthetic civilization is 1.6 Earth years, so if you calculate it, it's not that exaggerated." Piggs spread his hand.

After Fang Yuan wanted to understand, he stopped worrying about the interest rate value and continued to fight for the quota: "I won't talk about the interest rate. I hope to increase the loan quota."

"Is 300 million Union currency not enough? How much do you want?" Piggs asked in surprise.

"The more the better." Fang Yuan doesn't care about the numbers, anyway, the more the better.

"This is a bit difficult. The figure of 300 million has already been won by me for you." Piggs spread his hands.

At this moment.

The staff on board handed a note to Fang Yuan.

Fang Yuan took a look and said to Piggs: "Let's do it. After we get the loan, we will spend most of the loan within the photosynthetic civilization. This should increase the amount?"

Hearing this plan, Piggs nodded and said, "If this is the case, you can indeed apply for an increase. I will apply for you. You can give me an approximate figure. What do you hope it is?

"The more the better, I will eat every ten times."

Fang Yuan wanted to turn ten times as soon as he opened his mouth, so that the surrounding teammates couldn't help but swallow.

Ten times the loan, plus the interest rate of 127.31%, combined with these figures, is a bit scary.

"Tenfold should be impossible, but we still have to consider whether it is possible or not." Piggs shook his head.

"No, I'm going to double it ten times. If it still doesn't, I will use myself to settle the bill." Fang Yuan stretched out his hand and pressed it on the table with firm eyes.

"If this is the case, then there is no problem. I will help you apply." Piggs agreed immediately.

In the military research class, many people were surprised: "Is that agreed? I just said it's impossible."

"It's not surprising that human civilization is not valuable, and the earth is not valuable, but Fang Yuan is valuable, and the universe is so cruel." Zhao Anya spread her hands and sighed.