Chapter 40: Fortunately, Zhou Xuan reminded her.

On the way home from the bank, Zhou Xuan didn’t know that Jiang Ming had taken the initiative to authorize the investment after he left.

The next day, at noon, a billion yuan was transferred through the bank.

It was transferred to the account of the company.



Three days passed quickly.

At 3 PM.

As the general manager, Jiang Ming looked through some of the company’s information in the office to see if there were any suitable investments.

Investment companies and banks were similar in some ways.

All of them were to absorb the funds of the general public, and then lend money to enterprises or collect returns from investments.

For example, in a bank, there was a type of job that was to seek loans from a well-qualified company.

That’s right, he was begging others to give the money away.

The bank’s head office would even set a loan target for each branch. How many billions of dollars a year would be needed to complete the performance.

The depositors put their money in the bank to eat interest.

It was the same for banks to lend money. They had to eat the principal and interest of high-quality corporate loans.

Many of the companies that made money had sufficient capital chain and did not need a loan at all.

Enterprises that didn’t make money needed loans, but if they were given loans, the bank would be worried that they wouldn’t be able to collect the principal and interest.

Therefore, it was actually very difficult for banks to lend money.

The banks desperately wanted to give loans to enterprises that didn’t lack money, but didn’t lend to enterprises that really needed loans.

This matter was known as delivering an umbrella on a sunny day and collecting it on a rainy day.

The profits of an investment company were basically similar to this. However, sometimes, it was more risky than lending to a bank and required a better judgment.

“This project seems pretty good…” In the office, Jiang Ming looked at a project proposal and mumbled to himself.

At that moment, he suddenly heard a cry of surprise coming from outside the office. Immediately after, the outside was completely noisy.

“What’s going on?!

“It’s still work time. Are you done with your work? What’s the noise outside?”

Jiang Ming frowned and opened the office door with a displeased expression.

All of a sudden, he realized that the way the employees looked at him was a little strange.

“What’s wrong?” Jiang Ming didn’t know why, so he frowned even more.

“Jiang… Chief Jiang…” One of Jiang Ming’s subordinates gulped and stood up. He looked at Jiang Ming with fear in his eyes.

“What’s the matter?!” Jiang Ming said angrily.

“Chief Jiang! XT Technology.. .Something happened!!”

The moment he said that, Jiang Ming was still unable to react.

He was stunned for nearly two seconds before his expression changed.

He recalled Zhou Xuan’s warning.

“Be clear!” Jiang Ming forced himself to remain calm, but his hand that was supporting the door frame subconsciously used force, and the joints turned slightly white.

“News… According to the news, the XT technology company had gone bankrupt overnight and their boss seemed to be… He seemed to have run away!!!”

“What?! Where did the news come from??”

“A lot of the news is covering this matter…”

Jiang Ming saw that everyone was holding cell phones.

It was clearly the message from the news on their phones.

Jiang Ming snatched a person’s phone.

There were a few bold and black characters on the screen. [The people from XT Technology went to the building. The boss, Zhu Caimin, ran away with money. Before he ran away, he had loaned money to a number of banks and investment companies to defraud them of their investment. It was suspected that he had planned for a long time…]

Weng—

Jiang Ming instantly felt dizzy and could not stand still.

One billion… One billion…

Jiang Ming’s face was as pale as paper. He recalled the billion he had personally authorized to invest in the company a few days ago.

His heart was trembling.

“Deputy General Manager Zhou’s prediction was correct!!”

“Deputy General Manager Zhou said that we couldn’t invest in that company!”

“Yes, I remember it too! At that time, Deputy General Manager Zhou had already guessed that the company was going to run away!”

“I should listen to Deputy General Manager Zhou. He’s too awesome…”

Jiang Ming heard a voice filled with shock and admiration, but his legs were trembling.

“Chief Jiang, this matter is too big. You have to report it to Boss Bai…”

“No way!!!” Jiang Ming roared when he heard this.

However, the other department managers had already ignored him and called Bai Mingyue.

Ordinary employees might not realize the seriousness of this matter.

But he knew very well.

This was a billion bad debt. He had been cheated out of a billion!

At the same time, Bright Moon Investment’s reputation was also damaged!

If this matter couldn’t be handled properly, the money wouldn’t be recovered.

Even if Bright Moon Investment Company didn’t close down, they would definitely lay off workers.

This was related to the personal interests of all the employees.

Many of the ordinary staff members glared at Jiang Ming after they understood what had happened.



Bai Mingyue rushed to the office.

She heard the news from the television on the wall.

All the employees gathered here, looking up at the news with worry on their faces.

Because of this, they might lose their jobs.

“……The boss of the XT technology company has escaped.

“Many banks and investment companies have been deceived. Currently, Zhu Caimin’s whereabouts are unknown. Many banks have already called the police, but I’m afraid the loan will be hard to recover ……”

Listening to the news broadcast on TV, Bai Mingyue’s face sank.

She had been helping the Bai Corporation for the past few days and the investment company was left to Jiang Ming and Zhou Xuan.

She never expected such a terrifying thing to happen in just a few days.

“What’s going on!

“A billion investment! Such a large sum of money!

“Could it be that no one noticed the problem? Didn’t you properly review the company’s financial results?!

“What does the auditing department do?

“And! For this matter, who had given the loan for this investment!?”

Bai Mingyue gritted her teeth and asked word by word.

Everyone fell silent when they saw Bai Mingyue.

When Jiang Ming heard this question, his legs went limp and he knelt down. His lips were trembling.

Seeing this, Bai Mingyue’s expression turned stern.

She was about to ask around when the phone suddenly rang.

Bai Mingyue wasn’t in the mood to answer but she frowned when she saw Qin Xueqing calling.

“Mingyue! I couldn’t get through to Zhou Xuan’s phone but I really need to thank him for this!” As soon as the call was answered, Qin Xueqing’s voice came through, causing Bai Mingyue to be stunned.

“Xueqing, what do you mean?” Bai Mingyue frowned and asked in confusion.

“Don’t you know? Zhu Caimin ran off. XT applied for an investment in Tian Ya previously. Luckily, Zhou Xuan reminded me. Otherwise, I might have been tricked. Who would have thought that Zhu Caimin would run off!” Qin Xueqing said happily.

“Can you contact Zhou Xuan? I want to treat him to dinner tonight to express my gratitude… Hello?”

Qin Xueqing heard the “beep beep” sound coming from the phone and knew that Bai Mingyue hung up.