Chapter 412： The best investment opportunity in the past ten years

Chapter 412 The best investment opportunity in the past ten years

“.”

Taking a sip of fresh milk bitterly, Chen Tianhe suddenly felt that it was a wrong decision to invite the other party to breakfast today.

It's rare to have breakfast together, can't we just pretend? !

"Brother Chen, what are you doing these days?"

Seeing that the other party was silent, Xu Renshan, who had pretended to be more comfortable than his body, took the initiative to ask.

These days before and after the year, he hasn't seen the other party come to the gym for morning exercises for a while, which is rare for Mr. Chen who pays attention to health preservation.

“Recently there have been a lot of things. Our Ali is planning to delist from the Hong Kong Stock Exchange this year.”

For the younger brother of Alibao shareholder, Chen Tianhe did not hide any less important business plans.

"Oh, Ahri is planning to go public on the New York Stock Exchange in two years?"

After listening to Mr. Chen's words, Xu Renshan immediately guessed the purpose of Ari Group's repurchase and privatization of Hong Kong shares.

"Chatting with you, really"

Seeing this little brother speak out the long-term plan of their group, Chen Tianhe couldn't help shaking his head and laughing.

Chatting with the other party is comfortable because the other party can quickly understand what I said, and then continue the topic; but sometimes when the other party expresses his inner thoughts in one word, he feels that the other party's vision is too outstanding, which makes him not What a sense of accomplishment.

Although the other party is two rounds younger than him, he does make friends with the other party in an attitude of peers, and he also wants the other party to feel a little bit of shock.

Now, there is nothing, but he, the big brother who has grown up for so many years, is stimulated by the other party again and again.

Even if the back waves want to push the front waves onto the beach, it will take a long time to die from drought.

"Brother Chen, you don't need to praise me, I understand. At my age, it's rare to be able to chat with you."

Seeing Mr. Chen's uncomfortable appearance, Xu Renshan was overjoyed, and continued to block the other party indifferently.

Thinking about what the other party said, "The most regrettable thing is to found the Ali Group" and "making money is not interesting", he wanted to laugh.

Who wouldn’t want to make money, change his way of life and let him try begging on the street.

It’s just that after having enough money to live freely, give back to the society and seek the sublimation of the spiritual realm.

This is also the news that ordinary people often see a certain rich man donating hundreds of millions. For them, the extra money is indeed a number.

And like some ordinary people who live in poverty but donate millions, that is the real noble sentiment, which makes people look up to.

"Let's not talk about this. According to a certain plan you mentioned, we, Alibao, are going to open online deposit and wealth management. What do you think?"

Being provoked by the other party again, Chen Tianhe talked about another topic.

"So fast, which bank do you cooperate with?"

After listening to Mr. Chen's words, Xu Renshan immediately thought of Ant Bao, which is definitely the invincible charging treasure of Ahri Group.

However, he remembered that Ant Treasure was only available 13 years later in his previous life.

The reason why I remember it so clearly is because Xu Renshan had just talked with his first girlfriend at that time. In order to increase his income, his salary and income were all stored in it, and the impression was particularly deep.

This is a year early, will there be any problems?

Anyway, he is also a shareholder of Alibao.

"We are currently negotiating with Bank of China and ICBC, and it will be launched in about two months. Previously, Alibao cooperated with ICBC, and it is more likely to continue to cooperate."

Chen Tianhe has high hopes for Ant Treasure, which is enough to create a new model of Internet financial management.

Currently, the stranded funds in Alibao’s balance account have reached tens of billions. Once the money can generate income, countless netizens will be prompted to deposit the spare money on the bank card, and the stranded funds will expand at least dozens of times.

"If the amount of funds is too large, is it not appropriate to have a single cooperative bank?"

Knowing the future development trend, Xu Renshan raised one of the hidden dangers.

No one would have thought that the appearance of Ant Treasure would bring about such a storm.

This new model, which created a wave of Internet financial management, will make countless netizens realize what is called cash financial management, and the amount of funds it will attract will be looked at by the four major state-owned banks.

Under the influence of Ant Treasure, major state-owned banks and private banks have launched new cash wealth management products, but they are hard to come by.

After that, Alibao encountered many problems. The amount of funds was too large, which only benefited one ICBC, and played a lot of roles in it.

There are no businessmen who love each other in the same industry. Even the author who rushed to the street saw some achievements in the book that was previously rushed to the street. He would gnash his teeth with envy and secretly open a trumpet to add sand to the other party's book reviews, let alone a large state-owned bank. between.

It’s like raising chicken nests together, and ICBC secretly baked oil. How can other friends bear it? It’s normal to secretly sprinkle some sesame seeds behind their backs.

The rate of return of Ant Treasure has decreased year after year, which is the result of constant compromise in the face of pressure from major banks.

Otherwise, if everyone deposits money in Ant Treasure, the leaders of several major banks will not be able to sleep.

"Currently, Alibao has 13.5 billion stranded funds. If cash management is opened, our company estimates that there will be a 20-30 times increase. The amount of funds of 300 to 400 billion is not small, but it is not enough to compete with several companies. State-owned big banks cooperate."

Auditing the other party's concerns, Chen Tianhe said lightly, with an indelible pride hidden in his eyes.

I was pretended by this little brother just now, now it's his turn.

Hundreds of billions of stranded funds, how many things can be done, just the difference in interest can bring in billions.

Although the other party is a shareholder of Alibao, he is the major shareholder. Cross-shareholding and management team can easily influence the development direction of Alibao.

"Brother Chen is too conservative. The current idle funds of ordinary people are astronomical. Even if one-tenth of it is reserved for Ant Bao, it will be seven or eight hundred billion. What's more, the interest rate of Ant Bao is much higher than the bank's three-year fixed deposit interest rate , and can be used immediately, it will only attract more funds, and it is possible to break through trillions."

Regarding this point, Xu Renshan did not make any predictions, but only made reasonable speculations based on the actual situation.

In general, Alibao’s management team’s estimates are still too conservative. The explosive growth of funds will greatly exceed their expectations, and it will also plant hidden dangers that are difficult to change.

I still remember that Xu Renshan, who stored all his pocket money in Ant Treasure in his previous life, read a certain news that the balance of Ant Treasure Fund exceeded 15,000 or 1.6 trillion.

At that time, a rural commercial bank in their hometown in Lizhou hung a banner to celebrate the deposit exceeding 10 billion. Ant treasure fund alone was worth 150 rural commercial banks.

It was not until Ant Bao lowered the fund interest rate one after another, and Ant Bao was forced to limit the per capita deposit limit that many Christians transferred their funds.

It was also during that time period that Xu Renshan transferred part of his funds to investment in stock funds and stocks. The result was tears of bitterness, thanks to his grandma's family.

"Are there so many of this...?"

Chen Tianhe, who had never expected so much before, asked with some uncertainty after listening to the number given by his younger brother.

The expectation of hundreds of billions of stranded funds has already excited the management team of their company. This little guy actually said that it might break trillions.

"Brother Chen, don't you think you should imagine a better future?"

After taking a bite of tea eggs, Xu Renshan said calmly: "If Ant Bao is opened, there will be an annualized rate of return of more than 6 points in the early stage, and I am ready to deposit all the more than 100 million funds in ICBC. My wife There are also 400-500 million idle funds, which can be put in there.”

Speaking of this investment decision, Xu Renshan is not a short-term whim, but prepared.

As far as the more than 100 million he puts in the bank is ready to be withdrawn at any time, the annual rate of return is less than 0.4 points, at most three to four hundred thousand.

But it’s different in Ant Treasure. Calculated at an annual rate of 6 points, you can see an increase of 16,000 in revenue every day, and you can use it as you like.

Even the bank fixed deposit bought by his wife is incomparable.

As for whether there will be a limit on such a large amount of funds, as a shareholder of Alibao, Xu Renshan is not worried at all, it is nothing more than a phone call.

You can’t transfer in through your own account, you can transfer directly through your bank account.

"I'll go back and discuss this issue with the team."

Facing his younger brother's unequivocal words, Chen Tianhe was also a little moved, maybe the result was as the other party expected.

With more than one trillion yuan of funds, simply cooperating with ICBC will do more harm than good.

It's over, he doesn't even want to eat this breakfast, and he desperately wants to go to the company to hold a temporary management meeting.

Calm down, be calm.

Looking at the calm posture of the younger brother on the opposite side, Chen Tianhe felt that he, an old man, could not be let down.

Isn't it just trillions of funds, he has never seen it before anyway, so there is nothing to be nervous about.

Not to mention, today's breakfast is worth it!

"By the way, Brother Chen, I'm going to Baima Mountain today. If possible, I will start investing in a mountain spring water plant."

The day before yesterday, I sent a text message to the other party about the spring water in Baima Mountain in advance. Xu Renshan, who was about to set off for an investigation today, mentioned it.

Anyway, the mountain spring water was recommended by the other party, right?

"If you think you can build a factory, I will pay half of it."

After listening to the other party's words, Chen Tianhe also agreed to invest without hesitation.

When it comes to water sources, we must be cautious.

Receiving the notice from the other party the day before yesterday, Chen Tianhe immediately asked his family to change the water, and also used the same type of mineral water from the owner group.

Although he didn't join any owner group because of his face, his wife also has a Weiwei account and is considered a member of the group.

"Okay, I'll go and have a look first."

"Oh, Mr. Chen is not calm either."

Xu Renshan, who had just got back into the car, saw Mr. Chen's Maybach leaving in a hurry from the rearview mirror on the right side of the BMW, and couldn't help shaking his head and laughing.

When he returned home to accompany his wife for a walk after dinner, Xu Renshan received a call from Mr. Chen.

"Ren Shan, our party is set. The eleventh day of the Lunar New Year the day after tomorrow, at one o'clock in the afternoon, the meeting place is set to be at the West Lake Hotel in Hangzhou."

The call was connected, but Chen Tianyi simply explained the purpose of the call.

He still remembers that the two of them chatted about a gathering in the Internet industry in Weiwei two days ago, and the other party specifically asked him to remind him of the time and place of the meeting.

Thinking of the inconvenient pregnancy of the niece of the Shi family, Chen Tianyi made a suggestion when the organizers were chatting and gathering, and put it by the beautiful West Lake.

"Okay, thank you Uncle Chen, have you had breakfast yet?"

Hearing the other party's reminder, Xu Renshan was moved and thanked with a smile.

He cared a lot about that party.

Because, when he saw the list of participants before, he recognized a name, which may be the best investment opportunity in the past ten years.

"Just finished eating, I heard that the Nanshan Bamboo Garden you opened is quite famous, and the supper at night was arranged by you, the host."

"no problem."

Hanging up the phone, Xu Renshan took the initiative to explain to his wife next to him: "There will be an Internet industry gathering the day after tomorrow, which happens to be held in Hangzhou. I'll go and see if there are any suitable investment opportunities."

"Well, I just had someone airlift a watch and a suit. They arrived at noon today, and they are just ready to be used."

After hearing what her husband said, Shi Yuxuan didn't ask much, and took the initiative to talk about the gift she bought for him.

Recently, Omega released a new limited edition, and she ordered one for her husband at the first time, along with a suit handmade by Italian master Cali.

Bored at home, Shi Yuxuan can't help but want to buy some for her husband when she sees the new fashion magazines and internal newspapers sent by luxury brands.

"Thank Wife."

Hearing that his wife bought him clothes and a watch, Xu Renshan hugged his wife's slender waist and thanked him softly.

With the hard work of his wife, in just over half a year, he has already put fourteen watches in his special watch cabinet, which together can buy a large flat set.

"Our company has released several new clothes. The brand signed an endorsement contract with Liu Fei before. When you go to the crew to visit the set, help me bring them to her for a try. If there are any problems, the designer can make changes."

Thinking of another matter, Shi Yuxuan casually mentioned it.

"Okay, I'll go to the crew to see it in two days."

Nodded, Xu Renshan, who had no doubts about her, accompanied his wife for a walk, and headed to Baima Mountain in the Bentley driven by the driver.

Although the family has mineral water directly supplied by the farm spring factory, it is a big deal to restore the supply of mountain spring water as soon as possible so that my wife can drink comfortably.

As far as the mineral water is concerned, Aunt Xue, who likes to make tea in the afternoon, has reduced the time for drinking tea, obviously not liking it.

"President Xu, this is Ma Lu, the head of Baima Village."

More than half an hour later, Xu Renshan, who took a bus all the way, came to the foot of Baima Mountain. Under the recommendation of Yuan Wu, the mayor of Baima Town, he met the village head and the village committee of the next village.

Since he is going to invest in the construction of a water plant, Xu Renshan must ask someone to contact him in advance, whether it is the town or the village, so as not to cause unnecessary trouble in the future.

"President Xu, welcome."

Seeing the young boss, the middle-aged villager, whose face was full of dimples, stretched out his hands enthusiastically.

Their Baima Village has nothing to praise except for a passable mountain spring.

Moreover, their village is not like the surrounding villages that grow tea. There is no income at all from the farmland alone. Young people go to work in surrounding cities, and there are less than 200 people left in the more than 500 population.

Suddenly heard that someone was planning to invest in the construction of a mountain spring water plant in their village.

Including him, the village head, also rushed back from Yushan.

Before, the village cadres had some doubts, but when they saw the mighty group of people on the other side, they immediately felt relieved.

With such a style, he is not an ordinary small boss, but definitely a rich man with a lot of background.

"Mr. Ma, excuse me."

After shaking hands with the other party, Xu Renshan followed the other party to the source of the mountain spring after exchanging a few pleasantries.

The water quality expert inspection team brought by more than a dozen people followed, together with the town and village personnel, it was quite spectacular.

The female assistant Jiang Jingwen, who specially changed her sneakers before getting out of the car, was in the lower half of the line. She was dressed in a women's suit and a black jacket, looking particularly capable.

Baima Mountain is not high, but it is also the highest mountain around, with beautiful scenery and few people.

Except for a stone path up the mountain, the rest of the place maintains the original ecology of the mountain forest.

It took more than half an hour for the group to reach the top of the mountain. A 500-square-meter natural pool is located among the rocks. The clear water surface reflects the white clouds in the sky. The scenery is quite good.

Such an environment can produce such delicious mountain spring water.

Professionals in the team took samples of the surrounding environment immediately, and some people took out professional instruments for surveying.

"Mr. Ma, are there many tourists on this mountain during holidays?"

Looking at the beautiful scenery, Xu Renshan asked a question casually.

(end of this chapter)