Chapter 313： Bank handover

Compared with most other industries, the banking industry is a high-profit industry, but whether it can make money depends on the specific operating conditions.

Just like the current Guang'an Bank, its total assets are 200 million Hong Kong dollars, liabilities are 190 million Hong Kong dollars, and its net assets are only 10 million Hong Kong dollars. And because of its normal operations, its net profit last year was less than 1 million Hong Kong dollars.

According to the situation at the time when Guangan Bank had not changed, 5% of the profit distribution was less than 50,000 Hong Kong dollars, which is pitiful.

But if Xia Yu's resources are injected into Guang'an Bank, Guang'an Bank will definitely be able to expand, and it will not be difficult for the net profit to reach 10 million Hong Kong dollars by then.

Not to mention other things, Liu Tianci himself is confident that Guangan Bank will be managed to this level. By that time, 5% of the profit distribution will also be 500,000 Hong Kong dollars, plus the previous million annual salary. HSBC Securities has more.

Later, in order to make his income higher, Liu Tianci will do his best to develop the bank. When the bank's income is high, his dividend will increase, which is what he deserves.

After all, we must take into consideration that 95% of every work he creates is given to Xia Yu, and it is impossible not to give him any hard work.

Of course, Xia Yu's consideration was also given to 5%.

This is different from Yan Wenhan to Jiuding Newspaper Company.

When Yan Wenhan joined Jiuding Newspaper Company, the company developed very well, and the cost of joining the company was not high. He was not a particularly top talent, and he was already waiting for work. According to his situation, A dividend of one percent is already a lot.

But Liu Tianci's situation is completely different. Guang'an Bank has just taken over, and it is still in a low period. Liu Tianci is required to develop it. This is definitely more difficult.

Moreover, Liu Tianci originally had better treatment and development. Without knowing that Xia Yu was a rebirth, he was willing to risk losing his original golden rice bowl to embrace Xia Yu's silver rice bowl. If Xia Yu did not come up with something real When things come, even if Liu Tianci doesn't say anything, he will care about it in his heart.

Draw him a bigger pie and encourage him to work harder. Why not?

"The boss, give me five days, and I will resign after handing over the current HSBC Securities job."

Liu Tianci asked for instructions.

When Xia Yu heard this, instead of agreeing, he shook his head in Liu Tianci's astonishment.

Without waiting for Liu Tianci's question, Xia Yu said: "No hurry, I still have a plan to implement. I don't want Guangan Bank to be noticed, and I also need you to help me watch it at HSBC."

Liu Tianci frowned, thinking that Xia Yu wanted him to be a traitor, and he felt a little resisted.

He couldn't do what he could do as a traitor and sell his old master for glory. Even if Xia Yu asked him to do it, he didn't want to do it. Even if Xia Yu really proposed it, he would think he had read Xia Yu wrong.

Thinking of this, Liu Tianci said embarrassedly: "Boss, isn't this bad?"

"Haha, don't think about being crooked, I don't want you to be a rape, but I want you to pay attention to the wind, so as to remind me in advance."

Xia Yu also knew Liu Tianci's worries. Knowing that he wanted something wrong, Xia Yu said with a smile.

Liu Tianci's face eased, and as soon as he wanted to ask, Xia Yu said, "I will tell you the plan. You will know what to do after listening."

Liu Tianci heard the words. Nodded, his eyes focused and looked at Xia Yu, waiting for his narration.

"You should also know that in the past few years, Jardines has gone around taking over other people's companies and foundations through mergers and acquisitions. Unfortunately, I was also their target. I took action some time ago and almost capsized, so the enmity has been forged!"

Xia Yu first created a magnificent and upright image of a suffering master, so that he could become famous as a teacher, and also aroused Liu Tianci's feelings of resentment of the same enemy.

"Since Jardine wants to seize my foundation, there is nothing to say. Now I am also trying to win the idea of ​​a subsidiary of Jardine Matheson, and I have raised more than one billion Hong Kong dollars in funds. There is absolutely no fight with Jardine Matheson questionable!"

Hearing this, Liu Tianci's eyes widened and his breathing became rapid. He didn't expect Xia Yu to talk about such an explosive situation as soon as he came.

The idea of ​​hitting Jardine's companies has also attracted more than one billion yuan of funds?

So, as Xia Yu said, there is absolutely no problem with fighting with Jardines. For one or two companies under Jardines, as long as the calculation is done properly, it is very likely that they will be able to grab them.

And there is one more crucial point. Xia Yu actually got more than one billion funds. They are all comparable to the funds he manages. This is too incredible. I don't know how Xia Yu got it!

Of course, if he were to know that all the money belonged to Xia Yu, he would probably faint in shock, but it was destined to be unsayable, and it was impossible for Liu Tianci to know.

When Liu Tianci was shocked, Xia Yu continued to tell.

"But you also know the influence of Jardine Matheson. Even HSBC Bank definitely has their relationship. Therefore, it is absolutely impossible for me to put more than one billion funds in HSBC. There must be a bank that belongs to me. Ensure the safety and confidentiality of funds, which is why I will acquire Guangan Bank."

Hearing this, Liu Tianci nodded silently, and finally figured out why he acquired Guangan Bank at this point in time.

But when I thought about it, Liu Tianci became excited. He didn't expect that the boss Xia Yu would have this kind of old bottom. He pulled more than one billion funds, and all of them were put in Guangan Bank. Then the situation of Guangan Bank far exceeded his. Psychological expectations, he is completely a winner!

Surprise joy!

He thought that Guang'an Bank was an ordinary small bank. He still plucked up the courage to take over, and was mentally prepared for several years of hard work, but he didn't expect that Guang'an Bank was actually a piece of gold covered by it. The surprise came so suddenly!

"Guangan Bank will definitely change its name in the future. I have taken the name, and it will be called Jiuding Bank. It will be the financial center of all of my companies."

"Change this name, the benefits will be very big, at least reputation and credibility will no longer have to work hard from scratch, and the business will be better developed."

"But before the end of my plan, I don’t want to let Jardine know that I have a bank. When the bank has just taken over, employees can’t fully trust it. Just check carefully at that time, and Jardine will definitely be able to find clues. Increase uncontrollable risks!"

"So before the end of my plan, Guangan Bank must be low-key and then low-key. This is why the news of Guangan Bank's change of ownership has not been exposed."

"If you lose your position at HSBC Securities and move to Guang'an Bank now, it will definitely arouse the attention of many people. Do you understand now?"

After speaking, Xia Yu looked at Liu Tianci with a smile.

Liu Tianci nodded solemnly, knowing that he was really not suitable for quitting now.

"You also know that my current funds are in HSBC, and I have also used HSBC's financial leverage. I am worried that Jardines will make crooked tricks at that time, so you are in HSBC Securities. The news will definitely be more informed. Let me know in advance. Can respond in time."

Xia Yu explained.

"Boss rest assured, I will definitely stare at it and report to you as soon as there is news!"

Liu Tianci solemnly promised.

Since it was not to betray HSBC's interests, but to help Xia Yu defend Yihe, he certainly would not refuse.

Even if you don't consider Xia Yu to be his new boss, just referring to his friend relationship with Xia Yu, he will definitely help.

What's more, Xia Yu and him are both Chinese, so when facing the British, they should be the same.

"Well, it depends on you!"

Xia Yu said with a smile.

"But you don't have to do nothing. I will give you a task, that is, during this period of time, to understand Guang'an Bank thoroughly and to formulate a development plan. When my plan is over, I will be the first time To carry out bank reforms, a complete plan is necessary, so this plan requires you, the general manager of the bank, to do it."

Xia Yu's smile receded and exhorted.

"Okay, I will do my best!"

Liu Tianci nodded and promised.

"For some time now, the president of Guang'an Bank is still Liang Dingbang. When I take you to see him, I will let him hand over with you, and find him for anything you need."

"Ok!"

...

Later, Xia Yu took Liu Tianci to find Liang Dingbang. When he saw Liu Tianci, Liang Dingbang was very surprised, and then became surprised in his heart.

Liu Tianci, as one of the top existences in HSBC Securities, naturally cannot fail to know Liang Dingbang. Because of his acquaintance, he was surprised.

Without letting Liang Dingbang think about it, Xia Yu introduced: "Liang Sheng, let me introduce you. This is Liu Tianci, the general manager of the Kowloon branch of HSBC Securities, and will be the general manager of Guangan Bank later."

"God, this is Liang Dingbang, the president of Guang'an Bank."

"Hello there!"

Liu Tianci smiled and stretched out his hand and said.

Liang Dingbang hurriedly stretched out his hand to shake hands with Liu Tianci, and said with emotion: "I didn't expect Liu Shenglai to take over. With Liu Sheng's ability and Xia Sheng's full support, Guangan Bank will definitely flourish."

While speaking, Liang Dingbang also admired Xia Yu in his heart. He directly recruited the elite executives of HSBC in a few days, and he didn't know how Xia Yu did it!

...

After some greetings Xia Yu said to Liang Dingbang: "Liang Sheng, I still have to trouble you for a while. It will take a while for Godsend to hand over the affairs of HSBC Securities."

"During this period, Tianci will gradually become familiar with the situation of Guang'an Bank. You will need to provide any information he needs at that time. I will trouble you to connect with him and complete the transition well."

"Xia Sheng rest assured, I promise to cooperate fully!"

Liang Dingbang assured with a serious expression.

"One more thing, before Tianci officially takes over, don't disclose any news that he is about to quit."

Xia Yu finally exhorted.

"Don't worry, my mouth is very strict!"

Liang Dingbang nodded in response.

"Liang Sheng, I will trouble you then!"

"No trouble, this is what I should do!"