Chapter 421： Bank expansion

"Okay! I agree!"

Shen Bi sighed, reluctantly took the resignation, glanced at it and signed his name.

After signing, Shen Bi asked Liu Tianci: "Before you leave, hand over your work."

"Chairman, the work has been completely handed over, and I have handed over everything to Zhang Kun."

Liu Tianci said immediately.

Hearing this, Shen Bi looked up at Liu Tianci, smiled and shook his head without saying much, feeling a little uncomfortable in his heart.

Even the work was handed over to his deputy Zhang Kun, and it was indeed a long-planned plan.

But since he agreed to his resignation, Shen Bi wouldn't say any more. It's better to get together and stay away. There is no need to harm the friendship.

"That's good!"

"I wish you a bright future! Come back and sit down often!"

Shen Bi smiled and blessed.

"Thank you, Chairman! I will never forget!"

Liu Tianci stood up, bowed deeply towards Shen Bi and said.

After that, Liu Tianci left with ease all over.

Seeing Liu Tianci closed the door and left, Shen Bi finally stopped hiding, his face became complicated, but he was not angry.

When he was his age, he had seen it all through ups and downs. This kind of person walking to a high place had not yet made him angry. After all, Liu Tianci did not owe HSBC.

Although HSBC has nurtured him and gave him room to display his talents, he has also made huge profits for HSBC over the years.

What made him feel complicated was that Xia Yu really got involved in the bank.

When Xia Yu stepped out of the securities industry and robbed Jardine Insurance Consulting Group, Shen Bi had a hunch, and now his guess has come true.

Xia Yu has a bank, which means that Hong Kong Banking will have another strong player, which will still have a certain impact on HSBC.

Most obviously, not surprisingly, in the future, the capital flow of Xia Yu's companies will go to the accounts of Guang'an Bank, and HSBC's profits will be reduced.

Shen Bi can't blame at all. Heung Kong Huazi Bank is not a minority, and many bigwigs do this. Even if they don't set up their own bank specifically, they will buy shares in a bank.

"Forget it, it will take many years for Xia Yu's bank to develop. By then, maybe I will have retired. This issue will be left to the next few people."

"There are many things that Guangan Bank can't do. You should find HSBC, and you will still find it, just like this cooperation."

"But Xia Yu didn't say hello to me in advance when he dug me, he had to ask him for an explanation."

Thinking of this, Shen Bi picked up the phone and dialed the Xia Yu office of Jiuding Securities Co., and soon the phone was connected, and it was Xia Yu's voice that came.

Shen Bi smiled and said, "Xia Sheng, good morning!"

"You are not being kind, all the people who are digging have come to me. With a precise vision, we only pick our best people to dig. We have lost a lot..."

"Shen Sheng is sorry, it is true that the elites of Hong Kong are in HSBC. I also want to find people from other places, but I can't find them. I can't help but find my old friend Liu Tianci..."

"..."

"Well, Xia Sheng, Liu Tianci is a person with great potential. I hope you can train him more."

"By the way, your list has progressed. The Keswick family has agreed to replace the split company. It is now coordinating. We will follow up at any time and it should be completed in a few days..."

After hanging up the phone, Shen Bi thought for a moment, smiled and shook his head, and continued to work.

When I asked Xia Yu for an explanation, I was just talking about it. How could it be really unwise to fight Xia Yu?

...

However, at Jiuding Securities Company, Xia Yu, who hung up the phone, smiled and was obviously in a good mood.

The three preferred companies are going well, Liu Tianci finally resigned, and his bank can finally be launched!

Looking at his watch, Xia Yu murmured: "Calculate the distance. It is estimated that Liu Tianci will come in at most ten minutes."

Sure enough, after only five minutes, Liu Tianci came to Xia Yu's office.

Seeing the energetic Liu Tianci, Xia Yu smiled and asked him to sit down. He also sat down at the coffee table and made tea without any pretensions. Liu Tianci wanted to help but Xia Yu stopped him.

Although Liu Tianci is now his subordinate, Xia Yu is not a person who forgets his roots. If Liu Tianci had not helped him several times when he was weak, where is he now?

So long ago, Xia Yu told Liu Tianci that it was enough to make friends, but Liu Tianci reluctantly agreed, but in fact he abides by the way of respect and humbleness.

Xia Yu couldn't talk about him, but in private, Xia Yu asked Liu Tianci to let nature and relax.

"Come on, have tea!"

"Thank you!"

After taking a sip of tea, Xia Yu asked casually: "Shen Bi didn't embarrass you, did he?"

"No, I knew I was working with you, so I signed it easily."

Liu Tianci said with a slight smile.

Xia Yu nodded slightly, and did not tell him that Shen Bi had called. Instead, he said, "Since you are here, it is time for Guang'an Bank to appear."

"By the way, have you made your development plan?"

Xia Yu asked.

"It's done!"

Liu Tianci said, took out a prepared material from his briefcase, and solemnly handed it to Xia Yu.

Xia Yu put down the teacup and took it, reading it carefully, stopping to think for a moment from time to time.

And Liu Tianci was drinking tea quietly, observing the changes in Xia Yu's expression.

He was not worried, after all, he prepared this plan carefully, and revised it repeatedly until it was perfected.

He has reached the point where he can't change it with his abilities, so he is very confident.

Even if there were loopholes, he recognized it!

For a long time, Xia Yu satisfactorily closed the plan, and exclaimed: "Yes, this plan can be said to be very comprehensive. It seems that entrusting Guangan Bank to you is the most correct choice!"

Liu Tianci suddenly smiled upon hearing the words.

"The business plan is based on what you do, but the deposits are adjusted upwards to the first place in the same period in Xiangjiang, and we will try our best to absorb deposits!"

Xia Yu thought for a while and made suggestions.

Can the interest he pays to users on deposits be higher than the interest he asks for HSBC loans?

Absolutely impossible!

Guang'an Bank belongs to him. After absorbing savings, it will definitely lend to others. Where can it be safe to lend to its own companies?

What's more, even according to the normal loan interest, the money only flows from other companies to Guang'an Bank. It is not left-handed or right-handed, and the profits are in their pockets!

Therefore, after the bank opens, it must do its utmost to absorb reserves. The more reserves, the more he earns!

Liu Tianci nodded and said, "Okay!"

"After you go to take over the bank, you immediately proceed to recover the non-performing loans and do a good job in restructuring the bank. Guang'an Bank changed its name to Jiuding Bank, and the logo has been given to you."

"Now the bank has five branches, one each on Hong Kong Island, Kowloon, the New Territories, Old Town, and Singapore. It is still too few."

"The initial expansion will be doubled, with two branches in each area. You have to choose the location of the new branch. Don't be too close to the original branch. If you don't have enough staff, you can recruit You are responsible for the recruitment. "

"The Wharf Group has a 12-story building on Queen's Road, Central on Hong Kong Island, which is relatively close to the HSBC headquarters. Although it is not as good as the headquarters buildings of major banks such as HSBC and Standard Chartered, it can still last a few years. The lease has been terminated and all recovered. Now it is being renovated. You can go and see and renovate according to your ideas."

"The existing sub-branches and new sub-branches will also be renovated. I have already ordered the construction department of the Wharf Group. They will contact you at that time."

"Well, that's it for the time being, do you have any other ideas?"

After speaking, Xia Yu had a dry mouth, took a sip of tea, and asked Liu Tianci.

Liu Tianci thought about it carefully and shook his head: "No more."

Xia Yu nodded slightly, thought for a while, and said: "During this period, I will integrate all the companies under it. At that time, whether it is Jiuding Securities, Jardine Insurance, and Jiuding Bank, it will all be under the financial group. The subsidiary, Jiuding Bank will be inaugurated before then. Time is a bit tight. You have to speed up."

"no problem!"

Liu Tianci said immediately, with a smile on his face.

The integration of the financial sector of the boss Xia Yu will greatly increase the cohesion, and the newly opened Jiuding Bank will surely reap great benefits, but the premise is to do a good job of preparations and achieve smooth cooperation with the other two companies.

Liu Tianci drank his cup of tea in one sip, and stood up to say goodbye to Xia Yu: "Boss, I'll pass if there is nothing wrong."

"Go, tell me if you have any problems, you can solve them."

"Ok!"

Seeing Liu Tianci leaving resolutely, Xia Yu pondered for a moment and smiled. I want to chat with more like-minded people about "Rebirth: The Most Powerful Hero", WeChat pays attention to "Excellent Literature", read novels, chat about life, and find friends~