v3 Chapter 779： Enhance the competitiveness of banks

After Buffett decided to give up, things went smoothly. When Barron of Merrill Lynch came back again, he succeeded in taking down Berkshire Hathaway's equity.

Then Merrill Lynch immediately transferred the equity to Polaris Capital.

In an instant, Polaris Capital's shareholding ratio exceeded 50%, and the overall situation has been determined!

Upon learning of this news, the original largest shareholder, who was still resistant, raised a flag and surrendered.

That morning, when Xia Yu went to the New York Stock Exchange again, he suddenly found that the color of the large screen outside the New York Stock Exchange was not correct. He glanced at it casually and suddenly raised his brow.

It turned out to be an advertisement for an ATM. He couldn't help but stop and watch it for a while. It turned out to be an NCR-brand ATM, and it was now promoting it.

Automatic teller machines, known as ATM machines in the later generations, are particularly useful for banks. It can be said that they have changed the bank's operating mode and accelerated the efficiency of money circulation.

In the later generations of China, all major banks, without setting up branches, are doing their best to build ATMs to store storage points to improve service convenience.

It can be said that the ATM is a powerful weapon for banks to compete. In the absence of others, as long as they are pushed, they can help banks compete for customers.

Thinking that there are no ATMs in Hong Kong, even HSBC hasn't installed them, Xia Yu's heart becomes active.

If Jiuding Bank is the first to eat crabs and launch the ATM first, it will definitely make Jiuding Bank a big hit and be able to further absorb reserves and compete for market share.

For the sake of convenience, wealthy people who have not opened an account will definitely open an account and apply for a card.

Thinking about the newly acquired island country Chiba Bank, as well as the Standard Chartered Bank and Royal Bank of Scotland that are currently being acquired, the amount of ATMs he needs can be huge.

I don't know how safe the current ATMs are and whether they are suitable for large-scale promotion.

You can decide after experiencing it yourself!

Seeing the address in the ad, it happened to be at the end of Wall Street.

On Wall Street where there are many banks, NCR will definitely set up a station unless it doesn't want the market.

Then, Xia Yu turned around and returned to the company and asked him to drive to the station of NCR.

After a while, he arrived at the location.

"welcome!"

"Hello, I am looking for your manager. I need a batch of ATMs."

As soon as he entered the door, Xia Yu directly expressed his intention to the receiving beauty.

The beauty received a smile, and walked inside to welcome Xia Yu: "Sir, please come with me!"

"Ok."

...

"Hello, gentleman, I am the head of the New York branch of NCR, and my name is Dick Anderson. Welcome to you."

"Hello, Manager Dick Anderson, my last name is Xia."

After shaking hands with him, Xia Yu expressed his intentions straightforwardly.

"Manager Dick Anderson, my bank needs a batch of ATMs. I don't know how safe your ATMs are? Can you tell me about it?"

Dick Anderson smiled and nodded quickly: "Of course, no problem. Our company is the largest manufacturer of brake teller machines in the United States. Now it occupies 60% of the U.S. market. The safety performance can withstand the market test. You can rest assured. "

"Please follow me, I can show you live."

After that, Dick Anderson took Xia Yu to a spacious room with a row of more than a dozen ATMs, of course the kind of bare machines that were not embedded in the wall.

He skillfully opened one, first gave Xia Yu and others a product introduction book, and then skillfully introduced Xia Yu to the functions of the ATM.

"Mr. Xia, the shell of our ATM is..."

Dick Anderson kept moving in his hands and gushed introductions.

Xia Yu listened quietly, and after he finished speaking, he started to operate it himself.

From Xia Yu's point of view, the current ATM functions are far more primitive than later generations, and the system is also quite primitive.

But considering the constraints of the times, this is understandable.

More importantly, there are no strong figures in the computer at Xiangjiang. There is no need to worry about the system being cracked and there will be loopholes. At that time, the ATM will also install a camera.

The only way to avoid malicious people is to violently destroy the ATM and grab the money directly.

But this is unavoidable. In this environment, there are not a few bank robbers, and they will exist in later generations. The only way is to strengthen management as much as possible, and each ATM only saves a little money after get off work.

So now there is only one most critical question left!

That is the problem of banknote recognition.

The ATM here must recognize U.S. dollars. If Hong Kong dollars or British pounds are inserted, it will definitely display counterfeit currency.

To recognize the Hong Kong dollar and the yen, etc., you have to debug the system.

If Jiuding Bank enters Southeast Asian countries, it is even more troublesome. After all, there are many Southeast Asian countries.

Thinking of this, Xia Yu asked directly: "Manager Dick Anderson, what I need is a machine that recognizes more than a dozen banknotes such as Hong Kong dollar, British pound, Japanese yen, Australian dollar, and Southeast Asian currencies. Do you have ready-made ones?"

Dick Anderson suddenly looked embarrassed and shook his head apologizing and said: "I'm really sorry. So far, we have only manufactured ATMs in nine currencies, including the US dollar, British pound, mark, franc, Taiwan dollar, and Japanese yen. , And only ATMs that recognize Taiwan dollars and Japanese yen have been sold."

"There are only ATMs in the British Pound and Japanese Yen in the county. As for other currencies, you need to set up the corresponding system. It may take a little time But please trust our strength. It takes up to one month. What you need We can manufacture all ATMs in all currencies."

Xia Yu nodded slightly and said, "Yes, first bring me one hundred ATMs that recognize Japanese yen. You can make other machines before you contact me."

"Okay, Mr. Xia, which currencies do you need? What is the specific quantity? I have a list first."

"Let’s not mention the quantity. You can manufacture the machine first. As long as it can meet the standard, the order is at least 50 units of each type. The premise is quality!"

Dick Anderson looked serious and said solemnly: "Mr. Xia, you can rest assured that product quality is the foundation on which we live, and we are confident that we can withstand the test."

"The quantity will not be discussed, what currencies are there?"

"Hong Kong dollar, Australian dollar, Indonesian rupiah, Malaysian ringgit..."

In the rest area, after Xia Yu thought about it, he spit out the currency names of Southeast Asian countries one by one, and Dick Anderson and his subordinates quickly recorded them.

After that, Xia Yu first paid the payment for a 100 yen ATM, and then paid a small deposit so that Dick Anderson could build the ATM first, and then come to Polaris Capital to find him.

After returning, Xia Yu immediately called Liu Tianci and told him about the ATM. The most important thing was to make a plan for the layout of the ATM, and calculate how many ATMs are needed. The statistics will be made within half a month and the list will be issued. give him.

After handling the automated teller machine, Xia Yu continued to soak in the New York Stock Exchange or deal with affairs in the company.

Unknowingly, half a month passed and the shares of IBM were finally taken by Rey Dario, and it was time for him to move.

https://

Please remember the domain name of this book's first publication:. Apex novel mobile version reading URL: