v3 Chapter 1043： The volume of 1 billion Hong Kong dollars in cash

In fact, Hong Kong's banking industry has already broken out a boom in withdrawals, and all banks in Hong Kong are crowded with depositors who come to withdraw money.

The source is of course the stock market crash.

But adding fuel to the fire, it is not the Swire Group that has been at the center of the storm that is driving the squeeze upsurge, but the Carrian Group!

There are a lot of banks that lend to Carrian Group. When they realize that the stock market crash is coming, these banks are all very vigilant. When assigning the task of recovering loans, the confidentiality work is also raised to the highest level.

For example, which companies have loan business with banks, bank liquidity and other information are kept confidential and then kept secret.

But confidentiality is useless.

The scene in which the heads and executives of fifteen banks entered the Carrian Group at noon was caught by reporters.

With the insights of the reporter, all the heads and executives of these banks were quickly identified.

After the news broke, fifteen banks, including HSBC, Bank of East Asia, and Hang Seng Bank, all poured into a large number of bank depositors.

And the banks that have loan business with Carrian Group are far more than these 15!

As interested people continue to investigate in depth, more and more banks have been picked up.

Of course, the most serious run is undoubtedly Yumin Finance, a financial company that can accept deposits.

The "rumor" pointed out that Yumin Finance had loaned more than 3 billion Hong Kong dollars to Carrian Group in an illegal manner!

Except for a part of the 3 billion Hong Kong dollars from the Bank of Malaysia, many of them belong to the depositors of Heung Kong!

When Xia Yu returned home in the afternoon, as long as he passed the bank along the way, he could see a long line outside the bank, even at the gates of Jiuding Bank and Standard Chartered Bank, which had no negative news at all.

This shows the panic of the citizens of Hong Kong.

"A Yu, Jiuding Bank is also facing a run. To see the number of people queuing at the door, there are still people queuing up. The bank may not be able to control the door at 12 tonight. Do you want to take some measures?"

When passing by a branch of Jiuding Bank, Li Qian saw the long line of people at the bank's door through the window of the car. She looked worried and asked Xia Yu softly.

Xia Yu smiled faintly, and said with a relaxed and natural expression: "Cici, don't worry, they can't withdraw much money. Even if all the depositors take out the money, it will not affect the normal operation of Jiuding Bank."

"Tomorrow I will arrange it again."

What Xia Yu said is not a joke. Jiuding Bank is totally different from other banks in Xiangjiang, because Xia Yu kept injecting capital into Jiuding Bank. In the beginning, Jiuding Bank was developed with the support of his own funds. A lot of money was made from speculation in foreign exchange, pound sterling, etc. Even if Xia Yu temporarily drew out the money, it was re-injected later.

So now even if all depositors withdraw their deposits, Jiuding Bank still has liquid funds.

Seeing that Xia Yu's chest was well established, Li Qian's worries disappeared, she nodded lightly and stopped talking, Zhenshou leaned on Xia Yu's shoulder, a charming smile appeared on her pretty face.

...

The next morning, after Xia Yu had breakfast, he drove to the headquarters of Jiuding Bank in Central on Hong Kong Island.

As soon as the car arrived at the entrance of the Jiuding Bank Building, Xia Yu saw the crowds in the hall. Fortunately, the security personnel maintained the order properly so that it did not appear to be messy.

Surrounded by bodyguards, Xia Yu entered Jiuding Bank, went straight upstairs, and found Liu Tianci.

"Chairman, good morning!"

Seeing Xia Yu's arrival, Liu Tianci was a little surprised, and quickly put down his work and greeted Xia Yu.

"Well, good morning!"

Xia Yu replied casually, and asked the situation straight to the point: "Godsend, how long did the run last night?"

Liu Tianci Limahui reported: "Chairman, now all banks in Hong Kong are experiencing bank runs. Yesterday, I only let all branches open until 12 o’clock and they closed. I asked them to investigate. Our bank was the last night to operate. The late family."

"If we don't close, I guess depositors who withdraw money can line up until this morning."

"I heard the staff report that many depositors came over at four or five today and started queuing."

Xia Yu nodded slightly and asked with concern: "How is the employee's mood?"

Liu Tianci replied: "The employees' emotions are very stable, but they have been busy, I am afraid they will not be able to bear it."

Xia Yu nodded, thought for a while and instructed: "Let all branches work in shifts. The health of employees is more important."

Liu Tianci also had this plan, so he readily responded, "Okay, I will let someone carry it out today."

"But... Chairman, according to the current trend, the run on Hong Kong will intensify. Carrian Group has pitted many small banks. Those small banks have low capital and face runs. The risk of bankruptcy is extremely high. Once a bank goes bankrupt , Then the upsurge of the raise will reach a new height again."

"Although our bank is not bad for money, I don't think we can allow depositors to withdraw money, and we can even absorb deposits against the market."

Xia Yu raised his brows slightly and asked with a smile, "What are you going to do?"

Liu Tianci immediately said the method he thought of last night: "Chairman, I have thought of a method, but there is a relatively large risk, and the strong support of Aegis Security Company is neededMy plan Yes, make a transparent glass cabinet in the center of the lobby of the headquarters, weld the iron cage outside, and put one billion Hong Kong dollars in cash in the glass cabinet."

"As long as they enter our bank, they know that our bank has money, which should be enough to dispel the worries of depositors who worry about our bank's bankruptcy."

Xia Yu smiled and praised: "This is a good way."

"It's just that, have you ever calculated, how big is one billion Hong Kong dollars in cash?"

Seeing the chairman's approval, Liu Tianci refreshed his spirits and immediately replied: "Chairman, I have calculated specially that if one thousand yuan denomination is put in banknotes, the volume of one billion Hong Kong dollars is about 1.328 cubic meters."

"If you put all one hundred yuan in denominations, the volume of one billion Hong Kong dollars is 11.78 cubic meters."

Hearing this, Xia Yu directly said: "Just use one hundred yuan denomination, piled up to more than three meters high, it can give people a shocking visual impact, the more this kind of run, the more it can reflect the strength of our bank. ."

"Don't worry about security, I will let Yan Shining take care of it."

"Now the key is cash. How long will it take to mobilize?"

Liu Tianci said decisively: "There is enough cash in the underground vault, which can be carried out at any time."

Xia Yu nodded: "Well, today you have to make a tempered glass cabinet and iron cage during the day, and work overnight at night, and the day after tomorrow, when the door opens on Sunday morning, can it be completed?"

"Two days are enough!"

"Okay, I will provide you with the security staff, waiting for your performance the day after tomorrow!"

"Thank you, chairman, and promise not to let you down!"

...

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