Liu Dashan swallowed, moving his gaze away from the "Qianshan" in front of him with difficulty, looked at the sparse withdrawal crowd in front of the counter, and took his nephew Liu Wei to the counter: "Weizi, let's ask the interest first. What's the difference."
Of course Liu Wei had no objection. He immediately followed his second uncle Liu Dashan to the counter and found a window with the least number of people to wait in line.
After waiting for a while, it was finally Liu Dashan's turn.
"Hello, what business do you need to handle?"
The young and beautiful teller asked Liu Dashan politely in a soft tone.
Liu Wei, who was behind Liu Dashan, looked straight and rushed to say: "Hello miss, help my second uncle to see, what is his regular interest when his money is fully deposited, and what is the interest he has withdrawn immediately? "
Liu Dashan said hurriedly: "That's what I mean."
The beautiful teller smiled and nodded and said, "Okay, please give me your bank card and ID card. You can sit down and wait a while."
After speaking, the beauty teller immediately brought the bank card and ID card to start the inquiry, then picked up the calculator to quickly calculate, recorded the data on the paper, and then read it to Liu Dashan.
"You deposited 30,000 Hong Kong dollars in our bank on June 1st last year for five years of fixed deposit. The agreement signed at that time was lump sum deposit, and the five-year fixed deposit interest rate was 8.12%. If you After the deposit is full, the amount of interest you can get is 12,180 Hong Kong dollars."
"Our bank's current interest rate is 2.21%. You have deposited for 425 days. If you withdraw it now, you can only calculate it based on the current interest. The amount of the current interest is 771.98. Hong Kong dollars.” (Actually, the interest rate was really high at that time. The highest demand in 1982 was 2.88%, and the highest demand in 1996 was 2.97%, which is like zero% now. Point 35 current)
"Do you plan to take it out now or continue to store it regularly?"
Liu Dashan hasn't read any books, but at least the size relationship can still be understood.
The gap between continuing to deposit until maturity and cash withdrawal is as high as more than 10,000 Hong Kong dollars!
In addition to supporting his family, he has only saved 30,000 yuan until he is more than 50 years old. If he is allowed to make it on his own, when will he earn more than 10,000 Hong Kong dollars?
And when he handed the money to the bank, he could get more than 10,000 yuan in more than three years.
He is nothing more than assuming the possible bankruptcy risk of Jiuding Bank.
Bankruptcy?
Thinking of this, Liu Dashan subconsciously looked at the "Qianshan" surrounded by crowds in the middle of the lobby.
I also thought of the over 10 billion cash in the Jiuding Bank vault that Liu Tianci said in the audio just now.
Will Jiuding Bank really go bankrupt?
After struggling in his heart, he gritted his teeth and said: "I won't take it anymore, continue to save it."
"Okay, thank you for your support and trust in our bank, and wish you a happy family!"
The smile on the beauty teller's face became brighter, she said and immediately returned the bank card and ID card to Liu Dashan.
Liu Dashan picked up the bank card number and ID card and immediately put it in his pocket, then got off his seat and looked at his nephew Liu Wei.
"Weizi, do you want to withdraw money?"
Liu Wei shook his head suddenly and said, "Second Uncle, I won't take it anymore."
The people who lined up behind Liu Dashan and Liu Wei to withdraw money saw this scene with their own eyes and were also affected. Some people simply left the line and did not plan to withdraw money. Most of those who continued to line up just wanted to know their fixed deposit interest. And what is the amount of demand interest.
This morning, the lobby of Jiuding Bank’s headquarters was overcrowded, but almost all people who came to see the "Qianshan" after hearing the news, very few really wanted to withdraw money.
Some staff at the counter were idle watching the excitement, and from time to time they lamented that the chairman and the president are too clever.
The head office resolved the rush and the people who originally planned to withdraw basically went home, but the other branches were still busy.
However, the run on other branches was eliminated in the afternoon.
Just because at noon, Global Satellite TV's "Noon News" focused on this unprecedented "feat" of Jiuding Bank in the world.
"Noon News" also reported an interview with Liu Tianci, president of Jiuding Bank. Liu Tianci confidently said some "mad" words.
Jiuding Bank is rich in wealth, not afraid of runs, and not begging for deposits from depositors, imprinted in the minds of every viewer who watched the news.
The whole Xiangjiang was shaking!
Many people across Southeast Asia covered by Jiuding Satellite TV were shocked by this.
This time, the "feat" that shocked the world gave Jiuding Bank a powerful advertisement, which led to the explosive growth of Jiuding Bank's various businesses in Southeast Asia. Of course, this is a story.
At present, the major banks in Hong Kong are shocked and extremely envious of Jiuding Bank’s financial resources. Many bank executives have voted for Liu Tianci. The purpose is self-evident, and that Jiuding Bank can help them through. This storm.
In the afternoon, except for the headquarters of Jiuding Bank, which was almost overwhelmed by people who wanted to see the world, the long queues at the gates of other branches and subordinate banks such as Daoheng Bank, Ka Wah Bank and Hang Lung Bank disappeared. The banks in the run-up crisis formed a sharp contrast.
What made those banks even more angry was that after some citizens had withdrawn money from their banks, they immediately ran into Jiuding Bank to deposit money.
This scene is too heartbreaking...
Other big banks, such as HSBC, Hang Seng Bank, Bank of East Asia, and Heung Kong Bank of China, wanted to follow suit immediately, but found reluctantly that they either did not have so much cash or needed a certain amount of time to mobilize funds.
On the contrary, after Gals Liddell of Standard Chartered Bank had a phone call with Liu Tianci, he immediately asked Xia Yu for instructions and did the same and received Xia Yu's approval and support.
On Monday morning, news related to Jiuding Bank’s "billions of Hong Kong dollars in cash piled up like a mountain" dominated the headlines of almost all newspapers, and newspapers owned by Jiuding Newspapers took the opportunity to flatter Jiuding Bank.
Seeing this situation, Xia Yu also laughed at Liu Tianci and said that this time will be the beginning of Jiuding Bank officially surpassing HSBC to become the leader of Xiangjiang Bank!
Liu Tianci is even more convinced that Jiuding Bank is not listed, otherwise, even if the stock market crash breaks out, Jiuding Bank's stock price can rise against the market.
...
The grand occasion of Jiuding Bank is just out-of-the-ordinary. Other banks are still in the midst of an increasingly fierce run. Not to mention the stock market. The two-day closing on Saturday and Sunday did not bring the stock market a respite. Instead, it was announced by the police. The latest developments of the Carrian Group have made investors more pessimistic.
With the opening of the stock market at 10 o'clock in the morning, the Hang Seng Index market once again started a slumping pattern. The three companies that fell the hardest were Carrian Real Estate, Vinda Shipping and Qichang Life Insurance.
Xia Yu's attention was only slightly focused on the Carning Group, which was already unable to escape. He was more concerned about the Swire Consortium.
Looking at the skyrocketing trading volume and slowly falling stock prices of companies such as Swire Group, Swire Shipping and Swire Warehouse, Xia Yu couldn't help but sneer.
Shi Yahuai's family was still struggling to death, clutching the small tree on the edge of the cliff and trying to climb up.
But regardless of whether the Shi Yahuai family caught grass or trees on the edge of the cliff, anyway, this week, he made up his mind to pull weeds and trees to cut trees. No matter what, the Shi Yahuai family and the Swire Consortium must be completely plunged into the abyss!
PS: The first update will be sent, there will be additional updates today, I wish you all a good Dragon Boat Festival!
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