v3 Chapter 1084： Let's talk about the Lohill family first

Paris, France is the capital of France and the political, economic, cultural, and commercial center of France. Paris is divided into 20 districts. Undoubtedly, the most prosperous area is the old central city in the northwest of Paris. Eight districts.

The Avenue des Champs-Elysées, which crosses from the famous Place de la Concorde to the Arc de Triomphe, is here, as is the Eschelles Palace, the French presidential palace.

Xia Yu's destination and future location is the central area of ​​France since ancient times.

Before he came, George Berkeley had ordered Xia Yu to buy a four-story luxury villa covering an area of ​​380 square meters in the eighth district, which cost 6 million francs.

Not only that, Xia Yu also arranged for security personnel to be stationed in advance to investigate all possible risk factors to ensure his safety in France.

Accompanying Xia Yu to his residence was Leo Martin, the head of the French branch of the Bright Fund, a 45-year-old Frenchman with more than 20 years of financial experience. It was Xia Yu who ordered George Berkeley to A strong and innocent person who is hired in France.

Luo Wang also conducted a comprehensive verification of Leo Martin's growth experience and background, and found no problems.

So on the way here, Xia Yu revealed his identity to Leo Martin, and Leo Martin became more respectful to Xia Yu.

"Boss, this is the information you want!"

After taking a seat in Xia Yu's home, Leo Martin asked one of Xia Yu's bodyguards to help open the box. He pointed to the materials filled with brown paper bags in the box and said to Xia Yu.

French is different from English and distinguishes appellations. In French, "you" is vous and "you" is tu.

Leo Martin, of course, used the respectful name "you" for Xia Yu.

Xia Yu glanced at the pile of materials in the box, suddenly feeling a bit big.

But he can also imagine that Leo Martin must have spent a lot of thought to collect these materials, so he smiled and praised his work well.

"Leo, your work is very solid."

"You give me information about the financial industry and the banking industry first, and I will look at the others later."

After Xia Yu gave orders, Leo Martin immediately found a kraft paper bag from the box and handed it to Xia Yu.

After Xia Yu took it, he opened it and quickly browsed.

Although he has many cognitions and memories of France in this era in his mind, except for important things, other details are very vague or even absent.

In order to better lay the foundation of his career in France and accomplish the set goals, he needs to have a comprehensive understanding of the current situation in France to avoid making mistakes in strategic decisions.

The French banking system is highly concentrated, not as decentralized and diverse as the old man next door.

Because of the high concentration, French banks are clearly at the top of the world, and the middle level is not as good as other countries.

For example, this year's "The Banker" magazine ranked the world's banks. Among the top ten banks in the world, France has only four of them. They are the world's No. 1 Agricultural Bank, the No. 4 Bank of Paris and the No. 6 Bank of Lyon And Societe Generale, the seventh largest bank in the world.

Among these four banks, the world's largest Agricultural Credit Bank is a semi-official bank, the other three are state-owned banks with more than 90% government shares, and none of them are private.

But what about the other six banks in the world's top ten?

Two are from the United States, two are from West Germany, and one is each from the United Kingdom and an island country. All six are owned by private consortia.

The difference is obvious!

Let's talk about the entire banking industry in France.

According to the current level registration information, there are a total of 377 banks in France, including 138 banks controlled by foreign countries, and the actual number of French domestic banks is 239.

Among the French national banks, there are currently 39 state-owned banks, but if these banks and the banks with more than 50% of the capital controlled by state-run financial companies or enterprises are included, the banks directly or indirectly controlled by the state will reach There are one hundred and twenty-four, accounting for more than half of the total number of French domestic banks!

This ratio is not terrifying!

And Xia Yu is very clear that the Francois Mitterrand government is also preparing to further nationalize the banking industry and strengthen the national team’s economic intervention capabilities.

He remembered very clearly that after the reform of the nationalization of the French banking industry in the previous life, the business windows of state-owned banks would account for more than 90% of the country, and the share of deposits in the whole society under his control would also be around 90%. The loan share will also reach about 80%.

At present, there are also major national banks such as Alibaba Suez, Industrial and Commercial Credit Bank, and Credit France Commercial Bank, which are under the joint control of major consortia and families. These are definitely François Mitterrand's goals.

In the information, Xia Yu also knows the reason why the François Mitterrand government intends to nationalize banks, mainly for French state-owned enterprises.

Under the impact of the economic crisis, the self-owned funds of French companies have been declining, from 66.7 percent in 1978 to 48% in 1982. Large state-owned enterprises have even more lack of self-owned funds. By 36.7%, the company is in debt.

In François Mitterrand’s plan, he is to enable state-owned enterprises to play a "locomotive" role in production investment so a large amount of funds is needed for the implementation of investment support policies .

In order to reduce costs and to better promote reforms, of course, the government must mobilize funds from the whole society as much as possible.

The reform of the nationalization of the banking industry is a general trend led by the François Mitterrand government, and no one can stop it until substantial social harm is revealed.

However, the general trend cannot be changed, and the minor trend can definitely be intervened!

Xia Yu is ready to use these small trends to achieve his goals!

The information on the banking industry does not stop there, but also includes equity information of many banks. It takes a long time to read it.

Realizing that it might not be too late today, Xia Yu encouraged Leo Martin with a few words and then sent him away.

In the next few days, Xia Yu didn't go anywhere, so he stayed at home and ate materials.

After all the information was finished, the current situation of France clearly appeared in his mind.

Xia Yu combined the memories of later generations, and the inspiration in his mind emerged one after another.

He already knows which areas to start in, and thus establishes a foundation in France.

But before that, he has to do the most important thing first!

Let's talk about the Lohill family first!

After the decision, Xia Yu called Leo Martin to his home, and then asked him to come forward and send an invitation letter to François Mitterrand.

Knowing that Xia Yu had come to Paris, François Mitterrand was surprised and readily agreed to meet Xia Yu secretly.

One night, Xia Yu came to François Mitterrand's home in a low-key manner...

PS: Don’t be too short. Today, the main energy is still sorting out French materials and outlines. During the period, I encountered useful materials such as Germany, the United States, and island countries and collected them. I am still preparing for the future and want to write a book with a brain Really hard