v3 Chapter 1288： The consortium is established!

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To be honest, nine of the other twenty-one people had never dealt with Xia Yu before.

This can be said to be the first meeting.

However, he has known these people before, so there is no embarrassment of not knowing people.

Rao is so.

When meeting Xia Yu, Chen Yongzai, Xu Huange, Xie Jianlong, Huang Huizhong and others all took the initiative to lower their posture and greet Xia Yu.

Before deciding to join the Southeast Asia consortium, everyone had a clear understanding that the head of this consortium could only be Xia Yu.

No matter how prestigious they are in the local area, when they come to Xia Yu, the first time they come to worship the dock, they must have an attitude of worshipping the dock.

"Plus me, there are 22 people. It seems that everyone is here, so we won't waste time and have a meeting."

When everyone arrived, Xia Yu said with a smile.

After that, everyone sat around the oval long table, Xia Yu sat at the top, Bao Yugang sat on his left hand, and Huo Yingdong on his right.

As for the others, they were all seated according to the seat signs placed on the table.

"I won't say much about the gossip. From the moment you walk in, we are friends. I believe the atmosphere of this meeting will certainly not be bad, and the results will be gratifying."

After setting the tone, Xia Yu continued:

"Everyone has an agenda for this meeting, a charter of the consortium that I personally drafted, and a charter of the company."

"The first agenda is to discuss and study the charter of the consortium. Let's take a look at it first, discuss it later, and express their opinions."

After Xia Yu finished speaking, the others didn't say anything, and they read them one after another. For a while, only the rustle of paper and the sound of breathing were left in the room.

Although Xia Yu was the youngest.

But if you talk about the experience of building a consortium, Xia Yu can be said to be the most abundant among all the people present.

In addition, he has the largest think tank, and he has studied the consortium model of various countries around the world.

Therefore, the "Articles of the Southeast Asian Consortium" drafted by him can be said to be quite complete, taking into account most aspects.

Sure enough, after other people read it, only a few people put forward their opinions. After discussion, one was discussed and passed, and the others were all refuted by others.

The first agenda didn't waste much time wrangling, and it ended smoothly in only half an hour.

Without procrastination, Xia Yu immediately entered the second agenda of substantial significance-the establishment of the top administrative organization of the consortium.

Establish a Southeast Asian international holding company, this company has a board of directors and a general meeting of shareholders.

Shareholders are 22 people sitting here.

Twenty-two individuals are both shareholders and members of the company’s board of directors.

The board of directors is divided into three levels, namely the chairman, vice chairman and director.

The first chairman is undoubtedly Xia Yu, and there are three vice-chairmen.

After selection, they are Bao Yugang, Guo Henian and Huang Yicong.

Huo Yingdong served as the chairman of the board of supervisors, and the other 17 persons served as directors.

In the board of directors, the chairman holds two votes, so there are a total of 23 votes in the board of directors.

Then passed the articles of association of Southeast Asia International Holding Company, which clearly stated that the board of directors is held every three years. The chairman of the board has a veto on which matters and which matters require the board of directors to vote.

It is worth mentioning that there is a clear stipulation on the equity of Southeast Asia International Holding Company that the company will never be listed. The total share capital of the company is 25,000 shares. Xia Yu occupies the most 3,000 shares. Bao Yugang and Huo Yingdong Each holds 1,500 shares, and the other 19 people each have 1,000 shares.

Equivalent to Xia Yu occupying 12% of the shares of Southeast Asia International Holdings.

However, the company's articles of association stipulate that the Southeast Asian International Company is not listed, and the equity transfer and expansion must be approved by two-thirds of the board of directors. Private transfer can be deemed invalid, so this equity is of great symbolic significance.

Under Southeast Asia International Corporation, only one wholly-owned company will be established, and it will be a bank!

So the third agenda is to determine the financial platform of the consortium.

Since this bank is wholly-owned by Southeast Asia International Holdings, as long as there is no problem at the top of the consortium, there is no need to worry about losing control. This is also the safest way.

"The most important thing for the formation of a Southeast Asian consortium is to have a core financial platform. Many people here, including me, own a bank. Let us discuss how this bank should be established?"

"I personally have three suggestions."

"First, someone takes out an existing bank to expand capital and accepts everyone to buy shares."

"Secondly, we all put out a number of banks to integrate and set up a new bank, and invest in accordance with the amount of equity."

"Third, start anew and set up a brand-new bank, and everyone will invest in proportion to equity."

"Let’s discuss, which is more appropriate, or there is a better way, can also be discussed."

After speaking, Xia Yu's eyes swept across everyone's faces.

Others are also observing other people's expressions.

Xia Yu found that Chen Youhan, Huang Yicong, Chen Yongzai, Huang Ziming, Li Guangqian, Huang Huizhong, Qiu Deba and others attracted more attention.

Chen Youhan's family has Bangkok Bank, Huang Yicong has Indonesia International Bank, Chen Yongzai has Philippine Union Bank, Huang Ziming has Thai Capital Bank, Li Guangqian family has invested in Star City Overseas Chinese Bank, Huang Huizhong family has invested in Bank of Central Asia, Qiu Deba not to mention Having said that, cooperated with Xia Yu, Guangli Wing Hang Bank.

Of course, Xia Yu is the strongest in the banking industry, followed by Chen Youhan, followed by Huang Ziming’s Jinghua Bank. Both Huang Yicong and Chen Yongzai’s banks are relatively weak at present, and everyone else is just holding shares in a certain bank. Equity is only, there is no dominant power.

Everyone fell into thinking.

After a long time.

Guo Fangfeng stood up and said:

"This bank must have served our consortium at first, and will only lend to the outside world after its strength has been accumulated. So I personally think that it is better to start a new bank, and the equity distribution will be more reasonable, so that it will not be psychologically imbalanced."

Zheng Xinping immediately pointed out the shortcomings: "But new banks have to face capital problems and difficulties in absorbing deposits. Except for the support of those of us, it is difficult to have external funds."

"As the core financial platform of our consortium, it must grow up quickly, otherwise it will be detrimental to all of us."

"Indeed, Lao Zheng got the point."

"However, even if it expands on the basis of the original bank, the general small and medium-sized banks are not very useful. If they are like HSBC and Standard Chartered, they can have a high starting point." Xu Huange said with a sigh.

Others nodded subconsciously in agreement.

Of course, they didn't know that Standard Chartered Bank and HSBC were controlled by Xia Yu, and they just used them for comparison.

Xu Huange is also more sophisticated. He didn't mention Xia Yu's Jiuding Bank, which was not inferior to the two, because he knew very well that this bank was absolutely impossible to take out, so he couldn't say it to make Xia Yu dissatisfied.

In his opinion, Chen Youhan’s Bangkok Bank is the most suitable one, but Chen Youhan does not express his position, and he will not take the initiative to mention it.

After all, Chen Youhan is not as scattered in his family business as the others here.

The Chen family in Thailand focuses on the banking industry. The biggest pillar of the family is Bangkok Bank. If he asks him to take out Bangkok Bank and retain only less than 10% of the equity, Chen Youhan will definitely refuse.

At this moment, Chen Youhan suddenly said: "I have a suggestion, his family might as well listen to it."

When the others heard it, they all looked at him.

Chen Youhan continued: "I agree with the chairman's third proposal to establish a new bank."

"As for the funding for the development of the new bank, I am willing to transfer 30% of Bangkok Bank’s equity to the new bank. Bangkok Bank will become a peripheral bank of the new bank and supply the new bank through inter-bank lending. funds."

Xia Yu's expression moved slightly, and he glanced at Chen Youhan in surprise, and instantly understood his intention of starting.

There is no doubt that the future of the 22 consortium banks supported by the forces is definitely bright, and they have the potential to develop into the world’s top large banks. Such a bank’s presence in Southeast Asia will definitely have a huge impact on banks in the same field. Valley Bank is no exception.

But as the bank of the Southeast Asian consortium, Bangkok Bank cannot stop its rise.

Since he couldn't fight, Chen Youhan wanted to get involved and let Bangkok Bank absorb the nutrients of the consortium bank. Although the funds were loaned to the consortium bank, the interest collected would still be collected, even if it was a little more than the deposits of the depositors, the amount of funds would be a big profit It is also very impressive.

After all, for banks, if they have absorbed enough deposits, how to invest and benefit is a very deep question.

The more money is not the better, it is good to be able to borrow out with low risk and successfully recover the loan, otherwise you will lose money if you can’t release the funds.

All of you present here are the best customers in the banking industry, so the banking risk of the consortium is relatively smaller than the operating risk of Pangu Bank. It is a good deal to hand over the money to the consortium bank for investment and take a small profit from Pangu Bank. Long-term trading.

In contrast, it is absolutely cost-effective to take out 30% of the equity to ensure safety and buy the future.

Others figured this out.

Huang Yicong and Chen Yongzai expressed their views successively.

"I am also willing to take out a 30% stake in Indonesia International Bank."

"I am willing to transfer 30% of the shares of Union Bank of the Philippines."

With the consortium bank, the Indonesian International Bank and the Philippine Union Bank, two small local banks, they are definitely enough to rise faster, but the other banks in the two countries are the more stressed.

When Xia Yu saw this, he also smiled and said, "Then let me join together. I will take out 15% of the shares of Heung Kong Sun Hung Kai Bank and Malaysia Guangli Wing Hang Bank. These two banks have also become peripheral banks of the consortium bank. "

"Haha!"

"Flap!"

"In this way, the consortium bank has not yet registered, it already has five peripheral banks for blood supply, and the five banks together have covered the entire Southeast Asia."

Bao Yugang laughed loudly and applauded.

The others also smiled.

"Then next is the question of the name of the bank and the registered capital. How do you think the name should be taken and how should the funds be paid?"

Seeing that everyone was okay, Xia Yu asked two more critical questions.

"Chairman, why don't you take a name?"

After Hu Yingxiang finished speaking, others responded.

"Yes, you still have to choose the bank's name more suitable."

"..."

The hospitality of the people was hard to come by, and Xia Yu could only help it. After thinking for a while, he smiled and said, "Why don't you name it as the Southeast Asia Development Bank?"

"This name is good, it fits with the consortium and supports it."

"stand by!"

"Why don't everyone vote."

As soon as Qiu Deba spoke, everyone except Xia Yu raised their hands to agree, which gave Xia Yu a lot of face.

Xia Yu smiled even more, and thanked him: "I'm showing my ugliness, thank you for your approval."

"Then there is still a question, how much should be funded?"

"We have to consider that in addition to the initial use of this fund, it also needs to be used to acquire equity in five banks, not too little."

Everyone was thinking about it, but Huo Yingdong first proposed:

"Or, one thousand shares count as one, corresponding to an injection of 100 million US dollars, how about?"

"The pressure on everyone shouldn't be too much."

"Furthermore, with 2.5 billion US dollars of capital injection, after buying the equity of the five banks, there is still more than half left, which is enough to cope with the initial development."

"Okay, I have no objection."

"I have no objection."

...

After everyone reached an agreement, it was determined that Xia Yu needs to pay 300 million US dollars in registered capital to Southeast Asia International Holdings, and 22 people total 2.5 billion US dollars.

All of this 2.5 billion US dollars will be handed over to the Southeast Asian Development Bank.

After the third agenda is over, the next two agendas are easier.

Wait until about 11:30, when all the agendas are over.

With congratulations from everyone, the Southeast Asia Consortium was officially established!

"Lunch is served on time at twelve o'clock, now there is more than half an hour."

"I have a good thing for everyone."

Xia Yu's words aroused the curiosity of others. UU reading

"Oh? There are gifts, unexpected!"

"..."

When everyone was talking and laughing, Xia Yu personally opened a box on the side table, took out a packaged mobile phone from it, let everyone pass it, and everyone sent one. .

"The mobile phone produced by my company is convenient for contact."

"Look at it first, everyone."

"Does this work like a phone?"

It was Chen Yongzai who was talking, holding a huge mobile phone, looking at the number buttons on it, and asking aloud.

"It's the phone, it's just mobile."

"Everyone took it out, so let me introduce it to you."

To answer briefly, Xia Yu glanced around and saw that everyone had taken out their mobile phones, he cleared his throat and said.

"This mobile phone was produced by my Tiangong Electronics in cooperation with Motorola in the United States. The model is Tiangong Motorola K101. It has not yet been sold to the outside world. Now everyone is holding an internal prototype made in advance."

"The use of mobile phones requires signal base stations to transmit and receive mobile signals. Xiangjiang and Longmen are built by Xiangjiang Telephone Company to build mobile base stations and provide mobile communication services. That is to say, at present, this mobile phone is only available in Longmen and Xiangjiang. Normal use, temporarily no signal in Southeast Asia."

"Each mobile phone already has a mobile phone card, the number is carefully selected, has been activated in the network, and can be used now, but the identity has not yet been bound, you have time to bind it later."

"The numbers are all pasted on the mobile phone box, and everyone's numbers are recorded on A4 paper, which is the top piece of paper after the box is opened. Please try it."

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