When Wang Qi devoted himself to investment.
Xia Yu came to the premises of the Global Credit Card International Organization in a low-key manner.
This non-profit organization finally completed its work on April 19th.
"Hello, Chairman!"
"Well, go, take me to see the results."
After arriving, Xu Chongguang, who was appointed by Xia Yu as the chairman of the Global Credit Card International Organization, went out to greet him in person.
He was originally the vice president of Jiuding Bank. After Liu Tianci recommended and Xia Yu sent for inspection, he was transferred to take the heavy burden.
"Okay, Chairman, please come with me!"
Xu Chongguang respectfully responded, and then led Xia Yu and others to walk in one direction.
Soon, the group came to a large studio with many employees busy.
"Chairman, please take a look. This is the credit card style template we provide for each bank. There are three types, which can be selected by each organization member bank."
"On every type of credit card, the logo of our Global Credit Card International Organization only occupies half of the page."
"According to our investigation, at present, all credit card international organizations occupy at least 80 positions on the credit card page around the world, and there are very few places reserved for banks."
"We dropped it directly to 50%, which is more friendly to various banks and will not just promote our organization."
Xu Chongguang took three exquisitely crafted cards and handed them to Xia Yu, and then introduced them.
Xia Yu listened to the report while observing the three cards in hand.
As far as workmanship and materials are concerned, there is no doubt that it can be seen at a glance.
In terms of design, it is indeed very beautiful and friendly to banks, which is conducive to the promotion after benchmarking with other credit card international organizations.
In terms of business, Global Credit Card International is different from American Express. Instead, it favors the Visa and MasterCard operating models.
The Global Credit Card International Organization itself does not issue credit cards and only cooperates with banks.
Therefore, the main issuers of credit cards are all banks.
It's just that the member banks of each organization use the credit card standards of the Global Credit Card International Organization and the Global Clearing System for the transaction and clearing system.
After using this system, there is an advantage, that is, any bank can no longer have to launch its own machine to do the merchant's local promotion business.
All of this, the Global Credit Card International Organization will do it all.
To this end, it has also created a machine that supports the global clearing system, so that any bank's global credit card can be used to directly swipe money.
As for the more complicated work behind, such as the settlement of transactions between various banks, the settlement of funds between banks and merchants, etc., all are completed by the Global Credit Card International Organization.
In this way, merchants do not need to place a few or even a dozen of banks’ machines in the store, and small banks will not be restricted from developing credit card business because of the machines.
"The card is okay, just follow this pattern."
"The most important thing is the global clearing system. Can you guarantee that it will not go wrong?"
Xia Yu looked at Xu Chongguang and asked carefully.
Xu Chongguang's complexion solemnly promised: "Chairman, please rest assured, the reason why we have not completed the preparation work until now is because we put the most energy on the global clearing system."
"In terms of electronic technology, we are not bad. We have already passed the peak test. The inter-bank transaction test of international banks will not belong to the settlement system of Visa and Mastercard. This has been recognized by various banks."
"As for multi-currency liquidation, this requires human participation, because it involves the exchange rate of various countries' currencies, and the exchange rate changes in real time. The system is temporarily unable to simultaneously monitor the exchange rates of various countries."
"As for this problem, no country in the world can solve it electronically, and it needs to be handled manually."
As Xu Chongguang continued to talk about it, Xia Yu gradually understood the situation of the Global Credit Card International Organization.
"The technical aspect is fine."
"Have the development plan been done?"
Xia Yu changed his focus again.
"Yes, Chairman, would you like to go to my office for a cup of tea? I found a development plan for you. The content of the plan is relatively long."
Xu Chongguang suggested tentatively.
Xia Yu glanced at him, smiled and nodded: "Okay, let's go."
After the group came to Xu Chongguang's office, Xu Chongguang took over the development plan while the employees were making tea, and Xia Yu looked at it without saying a word.
According to the development plan formulated by Xu Chongguang.
Global Credit Card International is preparing two lines for simultaneous promotion.
The first line is to make every effort to promote the Universal Machine, starting with the stores of various companies under the group, spreading it in a large area, and gaining a firm foothold in one step, and then taking the general trend to attract other merchants to join.
The second line is to cooperate with the banks in the organization to launch a free card replacement service. Any credit card issued by the bank such as Visa, Mastercard, Gisme Card, etc., can be exempted from all card replacement fees and replaced free of charge. It is a universal card.
The two lines go together, forming a virtuous circle.
And this is just a development plan in the general direction.
There are detailed plans for merchant promotion and bank membership promotion.
For example, in the promotion of bank membership, the first batch is undoubtedly that all banks under Xia Yu will join, and then allied banks will join.
Here, banks in the United Kingdom, the United States, Canada and other countries have actually been involved.
But the most members are actually banks in Hong Kong, Macau and Southeast Asia.
In Asia, it is actually the shortcomings of international credit card organizations such as Visa and MasterCard.
Therefore, the first development focus of Universal Card is to fully capture the Hong Kong, Macau and Southeast Asian markets so as to gain a firm foothold and also play a role in military training.
At the same time, using the special relationship with the mainland, the Universal Card becomes the official credit card supported by the mainland.
There are also international inter-bank clearing services. Although there is no focus, the influence will continue to spread. After the first step strategy is completed, the global expansion strategy will be launched.
All in all, this development plan is still very detailed, and Xu Chongguang did not let him down.
Of course, there are still many shortcomings, mainly because Xu Chongguang's level is not high enough, and he does not know almost all the strengths of Xia Yu like Huo Jianning.
If you don't understand the resources of the consortium, you can't maximize the use of resources.
However, Xia Yu was not going to say this to Xu Chongguang. He had already made the plan anyway. After he returned, he would just have to ask the various companies to go to the Global Credit Card International Organization. This is the most efficient embodiment.
Of course, Xia Yu also knows that the ultimate goal of Universal Credit Card is to fully integrate into the lives of users, so that users can become loyal customers of Universal Card.
To achieve this, the best way is to completely bundle the Universal Card with the user's areas such as "food, clothing, shelter, transportation, and entertainment". UU reading www.uukanshu.com
Any consumer scene such as shopping stores, restaurants, buses, subways, taxis, hotels, movie theaters, etc., can have a Universal Airport.
As long as it is done well, even if it is not the era of mobile internet, users of Universal Card can enjoy a cashless life decades in advance.
"Sogo, your development plan is okay, just follow this plan."
"Set a goal for you first."
"It's late April now."
"By the end of December in the Gregorian calendar this year, we will strive to achieve the circulation of 10 million Universal Cards!"
Xia Yu put down the development plan and set this huge goal for Xu Chongguang with a smile.
The goal of ten million sheets was like a big mountain, and his appearance out of thin air made him breathless.
However, with Xia Yu's gaze with expectations, Xu Chongguang gritted his teeth and tried secretly, nodding his head and replied loudly: "Chairman, I will do my best to complete the task!"
"Ok!"
"Come on!"
"I'm waiting for your good news!"
"I have something to do, so I'll leave first."
Xia Yu smiled satisfied, got up and patted him on the shoulder, then walked out.
"Chairman, I'll give it to you!"
Xu Chongguang hurriedly followed Xia Yu out and sent it all the way downstairs. He only turned back with a heavy face as he watched Xia Yu's convoy leave.
Soon, the entire global credit card international organization will be operating at a high speed.
The machine production line commissioned by Jiuding Electric Manufacturing Group to produce machines at full capacity, and various banks have successively received conference invitations.
The Global Credit Card International Organization began to develop in great strides.
: I’m really sorry, I’m not in good health, I just went to the hospital on Monday, and I have to go to the hospital again on Wednesday