Chapter 569： capricious

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Although Alipay cannot be acquired, it is not bad to be able to acquire Paypal.

Huang Shan finally calmed down a bit,

After taking two sips of tea from the teacup, she suddenly felt moved and looked up at Chen Yang.

"You said that the company cannot be made into a monopoly, so why not buy Alipay, but buy Tenpay?

At the very least, Alipay’s market share far exceeds that of Tenpay. If we use Alipay as a springboard, the starting point will be much higher.”

Having said that, she thought a little deeper, and frowned slightly,

"Speaking of which, it seems that you have never cooperated with Ahri before. Could it be that you are not optimistic about them?"

Upon hearing this, Qin Yu also remembered some details, nodded thoughtfully and said,

"The stock investment list you made for me before didn't include Ari's name. Could it be that there is something wrong with this company?"

Chen Yang blinked his eyes, opened his lips slightly, and looked puzzled, "Ah, is there?"

"How not?"

Huang Shan turned to look at him, and said sternly, "It was the same when we were in Shanghai last time. We invested in Jingdong and planned to invest in other e-commerce models, but we didn't mention investing in Ali.

It is said that we are an investment company, as long as it can make money, we can invest in any company, so why not invest in Ari? "

"Uh,"

Chen Yang looked at this, then at that, and seeing the two people's faces full of inquiry, he couldn't help smacking his lips, squinting his eyes and said, "I can't say I don't vote, but I can't seem to remember him!"

? ? ?

Qin Yu and Huang Shan looked at each other,

Can not remember?

What's the point?

How can I say that Ali is also the number one company in the domestic e-commerce industry, and Taobao.com is so popular, how could it not be remembered?

At this time, Chen Yang took a sip from the teacup, hehe smiled, and said, "To be honest, I really don't like Ari."

The two looked at each other again,

Even Zou Rong was a little surprised this time, and stared at him blankly, "Why?"

"how to say,"

Putting down the cup, Chen Yang tapped the fingers on the table cheerfully, turned his head to look at the three of them, and said with a smile,

"I just don't like, hate someone for no reason, do you understand that feeling?"

He doesn't like Ari, of course it's not without reason, it's just that the reason can't be explained at all now,

It is undeniable that Ahri's advantages are enough for any company to learn, but its shortcomings are more than its advantages.

A random search on the Internet in later generations, there are hundreds of thousands of posts complaining about Ali,

Of course, there are very few companies that will not be complained about, but there are as many as Ahri, which is really unique.

To put it mildly,

As far as Chen Yang is concerned, he doesn't like Lao Ma, and he is extremely disgusted with the so-called corporate culture that Ah Li moves and brags to the sky.

In his previous life, he worked in the e-commerce industry for several years, and also dealt with people from Ari. The most annoying thing was that all of them looked superior, at least those people he met were like that, but those people were still arrogant. feel good about yourself,

Faced with such a company, it is hard for normal people not to be disgusted,

When a person is poor, in order to make a living, he can please someone he deeply dislikes. That is not shameful, but respectable.

But now that Boss Chen is rich, and there is no shortage of those three melons and two dates, why should he be wronged to touch them?

I can't stay away from you,

Rich, willful!

Three pairs of sluggish eyes stared directly at him,

A few seconds later, Huang Shan shook her head helplessly, "That is to say, this company is yours, and if there are other shareholders, there will be a quarrel.

How can there be so many likes and dislikes in the business field, making money is the last word! "

Just as Chen Yang was about to speak, Qin Yu on the opposite side suddenly smiled and said,

"No, I think it's pretty good. If you like it, cooperate, and if you don't like it, just ignore it,"

As he spoke, he raised his finger and pointed at Chen Yang, "To be honest, I appreciate you more and more!"

As soon as the words fell, he hurriedly smiled at Zou Rong, "Don't get me wrong, it's pure appreciation, nothing else!"

Zou Rong's big eyes were bent into two crescents, and she grinned and said, "I am deeply honored, and I am so honored!"

Looking at the two laughing and laughing, Huang Shan spread her hands helplessly, "I didn't say anything, but,"

Then he looked at the three of them, grinning at the corners of his mouth, "This feeling is pretty good!"

In this world, the most rare thing is wantonness, being able to live according to one's own ideas, that's called carefree,

It's a pity that there are very few people who can do this, let alone in the colorful shopping malls,

Boss Chen's waywardness will cost him billions of dollars at least, right? !

If she knew that this capriciousness made Boss Chen lose at least hundreds of billions of dollars, would she still be so free and easy!

Chen Yang smiled while holding the teacup, glanced at the three of them, and said,

"Besides my personal dislike and not investing in Ali, there is another very important reason,"

After drinking the tea in the cup in one gulp, Chen Yang continued,

"There is no doubt that Ali is already the overlord of the domestic e-commerce industry. As long as there are no internal problems, there should be no company that can threaten them in the next ten years."

Qin Yu pouted, and was about to refute, when Huang Shan nodded thoughtfully,

"According to what you said last time, Ahri has the largest e-commerce data hegemony in China. It is really unlikely that any company can surpass him. At most, it will catch up with it in a certain segment."

After hearing this, Qin Yu didn't say anything anymore.

The last time they returned from Shanghai, Huang Shan told her in detail about Boss Chen's analysis of the e-commerce industry. The data hegemony in Ari's hands is indeed difficult to break.

Chen Yang smiled and continued,

"Just now we talked about monopoly. It is true that the domestic Internet monopoly companies are far from paying attention to it. The anti-monopoly agencies above basically focus on traditional fields.

However, as the Internet industry grows stronger, one day, the higher-ups will really pay attention to this area,

At that time, who do you think will be the most beautiful boy in the eyes of the above? ! "

After the voice fell, the study instantly fell silent.

Huang Shan stared at him blankly, "So, you're planning to let Ahri take the blame?!"

Qin Yu's lips moved slightly, "It's really hurtful."

Then he giggled, "But I like it!"

Chen Yang picked up the teapot and poured water for himself, hehe laughed,

"It seems that there are quite a lot of Internet companies, but according to the current development trend, there are three most likely to be involved in monopoly, e-commerce from Ali, search from Qiandu and instant messaging from Goose Factory,

However, Qiandu’s search and Goose’s instant messaging are both service products, and basically do not involve pricing, so it is difficult to characterize their monopolistic behavior.

Ali is different. They are an e-commerce platform. Countless merchants open stores on their platform and purchase promotion and operation services from them.

There are two very important key points in judging whether a monopoly is involved, the first is pricing, and the second is exclusivity!

If Ali operates honestly, does not lie on the merchants to **** blood, and does not prevent merchants from opening stores on other e-commerce platforms with exclusivity clauses, the above will not be able to control them.

but,"

Boss Chen shrugged his shoulders, drank the tea in his hand, let out a long breath, and said with the corner of his mouth, "Do you think it's possible?!"

The three women shook their heads at the same time,

Of course it's impossible,

With the big mouth of the old horse, how could it be possible to operate honestly? !

In fact, Taobao.com now has signs of a monopoly operation.

Monopoly refers to the behavior of an operator with a dominant market position abusing its dominant market position to eliminate or restrict competition.

Monopolistic behavior includes three types: business operators reach monopoly agreements, business operators abuse market dominance, and business operators concentration that has or may have the effect of eliminating or restricting competition.

If you want to open a store on Taobao.com, you must accept all their terms, and these terms are standard terms and cannot be changed.

The current C2C platform is dominated by Taobao. If you want to open a store on it, you can only accept all his terms unconditionally.

This is an abuse of market dominance.

In addition, only Boss Chen knew that Ahli later regarded the law as nothing, and blatantly sent notices to all merchants, not allowing merchants to open stores on other platforms, which seriously violated the anti-monopoly law.

Although these are all pigtails, when to catch them depends on the mood of the higher-ups.

But you also have to have pigtails to be caught!

Not to mention that their provocative behavior has directly angered millions of merchants, and the higher-ups can't do anything about it.

Qin Yu leaned on his arms, pouted and said, "Then what do you mean, just let the Ari family do nothing, and we will only be number two in the Internet financial industry?"

Following Qin Yu's example, Huang Shan also lay down on the table, frowning and said,

"However, just because of a possible future anti-monopoly investigation, we let Ari sit firmly in the top spot of e-commerce and online payment in vain. Isn't it too bad for us?"

Is the boss not willing to cooperate with Alipay, but not to compete with Alipay for possible anti-monopoly investigations? Isn’t that stupid?

Zou Rong turned her head, looked at the two women, and then at her husband, her face was also full of confusion, she felt that there were too many twists and turns, and her brain was a little overwhelmed.

Chen Yang smiled slightly, put down his teacup, and said, "Who said we are only second in Internet finance?"

Qin Yu stared wide-eyed, staring at him blankly,

"Didn't you say that Ali may be subject to anti-monopoly investigations in the future, and Alipay, as their only payment platform, will definitely be the focus of investigation.

If we make Tenpay the number one, wouldn’t Tenpay be the one under investigation? "

Chen Yang shook his head and said, "It's not like that,"

Then he opened his hands and shook his left hand, "This is Alipay, an online payment tool,"

He shook his right hand again, "This is Tenpay, the Internet financial platform we want to build."

Then the two fists collided, "These two are different!"

The two girls instantly understood,

They confused one thing just now, that is, they unconsciously equated Alipay with an Internet financial platform.

But the current Alipay is just an online payment tool. It may develop into an Internet financial platform in the future, but it is not yet!

In contrast, Tenpay,

Once Rainbow Bank is established, it can immediately take advantage of the huge number of users of Goose Factory and the advantages of Tenpay's technology platform to create the first Internet financial platform in the country and even in the world.

At that time, even if Alipay wanted to imitate, technology development, and financial institution negotiations, it would take him more than half a year.

With that effort, this brand new Internet financial platform has already gained a firm foothold,

Moreover, as a service platform, it only provides services for financial institutions behind the scenes, and does not involve product pricing, let alone exclusivity clauses.

The main reason is that none of those financial institutions are fuel-efficient lamps. No matter how good Boss Chen is, he can't get rid of them.

In this way, it will naturally not involve anti-monopoly investigations.

On the other hand, Alipay, relying on Alipay, is the number one online payment in China. They are settled. With a huge capital flow, they will be noticed by the higher-ups in minutes if they add a few more financial products later.

With such a large amount of funds and so many financial products, what do you want to do? !

He takes the blame, I earn the money, it's that simple!

Thinking of this, Huang Shan patted the table, gave Boss Chen two thumbs up, then raised her head,

"Then what are we going to do with this financial platform? Unify the current ports of Goose Factory and create a unified port?"

Before Chen Yang could speak, Qin Yu tilted his head and looked at her, "Isn't that the same as Alipay?"

Huang Shan turned her gaze, "Then what do you say?"

Chen Yang leaned back, leaned on the back of the chair, thought for a moment, then shook his head slightly,

"I haven't thought about this matter yet. Integration has the benefits of integration and can maximize the use of resources. But what Mr. Yu said is also reasonable. How to avoid legal risks is the first element we consider. We must be cautious about this. .”

When Huang Shan heard what he said, she couldn't help blinking, "Then it's the same, just adding a financial service area to the original payment platform of Goose Factory?"

Chen Yang took a deep breath, and rubbed his face vigorously, "They said they haven't figured it out I still ask, and then you can figure it out yourself!"

Really, I invite you to come here to solve the problem, every time you have something to ask me, what is the use of you!

Putting down his hands, Boss Chen saw two pairs of faint eyes, and hurriedly giggled,

"I mean, this matter needs to be carefully considered. Hey, don't we have the Rainbow Economic Research Institute? Experts who have spent so much money to hire, we can't let them idle,

There are also those cooperative universities that invite psychologists, statisticians, from this family to that family, and study it carefully. What method can be used to maximize resources and evade the law? risk,

right! "

The corner of Qin Yu's mouth twitched slightly, "You pass the test."

Then she looked at Huang Shan, "I'm going to follow Shirley to watch over the acquisition of Santander Bank, then I'll leave this matter to you."

Huang Shan pursed her lips, and gave an OK gesture helplessly.

Done!

Boss Chen clapped his hands and said with a smile, "It's getting late, go to bed early, bye."

And ready to get up,

At this time, Zou Rong, who had just taken out her mobile phone, looked at the message, then handed the mobile phone to him,

"Hey, Chunli has something to ask you, and asked if you are free tomorrow."

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