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The staff of the Hong Kong government mainly play the role of supervision and adjustment. After all, Hang Lung Bank is not yet part of the Heiyun Group, and they are worried that there will be conflicts between the two parties during the audit.
Although Zhuang Rongkun wanted to obstruct in every possible way, he saw that the staff of the Hong Kong government were on the scene and the security personnel of the Black Cloud Group were also in front of him, so he did not make trouble without reason. The main reason is that he doesn't dare. Now that he is a mud bodhisattva crossing the river, it is difficult for him to protect himself, and he is still thinking about how to make the account more realistic.
Bao Zixuan didn't stay in Hang Lung Bank for too long. Seeing that Xia Yongmei had already led the staff into the state, then his work had been completed, and the next step was to see the performance of his subordinates. Being here will affect them, and employees will be nervous at work.
Zhao Tingting also began to take over the personnel department. According to the boss's request, the bankers did not stay. She is now starting to screen them one by one. After all, there are too many bankers receiving salaries in the bank, and Hang Lung Bank has a lot of problems.
At this time, in the office of the chairman of Hang Lung Bank, two brothers, Zhuang Rongkun and Zhuang Qingquan, were discussing what to do next!
Zhuang Qingquan: "Brother, I know that you have embezzled a lot of funds from the bank without permission, and I have also made a few loans in violation of regulations. Usually everyone can pass by with one eye closed. Internal problems. But now that Hang Lung Bank is about to be acquired by Bao Zixuan, the funds that have been misappropriated before must be identified. How to solve this problem?”
Zhuang Rongkun: "I am also worried about this matter. Bao Zixuan must have brought so many people over to the account that he can't hide the problem. If the other party really pursues it, I will be imprisoned."
Hearing that Zhuang Rongkun actually said that he was going to jail, how much money did this cousin embezzle to go out; how could there be such serious consequences.
Zhuang Qingquan: "Brother, here are our two brothers, you can tell me the truth. How many depositors' funds have you embezzled in total, and now the people from Heiyun are checking the accounts outside, even if you don't say it for a day or two? Find out."
"Our banker in Hang Lung Bank only holds 80% of the shares, and the remaining 20% is in the hands of outsiders. In addition, I have already inquired clearly that these 20% shares have now been acquired by the Black Cloud Group. You should understand what I mean."
Unauthorized use of depositors’ deposits is already an illegal operation. When the funds are used without notifying the members of the board of directors, it is an illegal act. If other shareholders want to sue you, they are allowed to sue.
Zhuang Rongkun thought for a while and said, "I won't hide it from you now. I used more than 200 million Hong Kong dollars to enter the real estate market. I originally wanted to make a fortune and withdraw the funds."
"Seeing that many real estate companies have made so much money with our bank loans, do you think I can't be tempted! But who would have thought that when I put the funds in, the house price in Xiangjiang would fall all the way, and now it's good to get half of the funds back. But that also takes time, what do you ask me to do?"
Hearing that Zhuang Rongkun actually misappropriated more than 200 million Hong Kong dollars of funds, Zhuang Qingquan's head was big. I really want to shoot this cousin to death, and that's it. But in any case, it is a family, and it is impossible to see death without help, but how can people ask for such a big hole.
Zhuang Qingquan was a little crazy at this time, no wonder Hang Lung Bank fell to the point where it is today. Not only was it implicated by the closure of Xie Liyuan Gold Shop, but the main reason was everyone's selfishness.
It is often said that brothers are united, and their profits cut gold. But why is it so inappropriate to put this sentence on the Zhuang family, Zhuang Rongkun is trying to lead the Zhuang family to death.
Zhuang Qingquan: "At present, there are only two ways to go. You transfer all the shares of the bank to me. I will clean up this mess in Xiangjiang. You should hurry back to the Philippines. Only in this way can you escape the disaster. Never go back to Xiangjiang in the future. , or else you will have to sit in jail."
"Also, take the initiative to find Bao Zixuan for a showdown to see if the other party can give the banker a yardage. After all, we have no grudges in the past, and we have no grudges recently. He should not force people to death."
Zhuang Rongkun didn't want to bet that Bao Zixuan would give him a yard. After all, this was putting his own destiny in the hands of outsiders, and there were too many uncertain factors. It's safer to go back to Southeast Asia. I'm getting old, and it's not unacceptable that I can't come to Hong Kong in this life.
Zhuang Rongkun: "Qingquan, I'd better go back to the Philippines! I'll leave it to you here, and I'll ask someone to prepare an equity transfer agreement, and at the same time, the real estate companies in Xiangjiang will also belong to you. Then it's up to you to negotiate with Bao Zixuan and stay in Xiangjiang. If you don't go down, you are going back to the Philippines, where am I waiting for you."
Hearing that Zhuang Rongkun was so irresponsible, Zhuang Qingquan really regretted that he had been in such a situation by cooperating with such a person in the first place.
Zhuang Qingquan: "Since the eldest brother has made a choice, then do it according to your wishes."
Zhuang Rongkun didn't want to delay for a moment, so he quickly arranged for a lawyer to come over to transfer the equity. Seeing the speed of the lawyer, Zhuang Qingquan knew that this was ready for a long time, and the most excessive thing was that his name was written on himself.
It seems that Zhuang Rongkun has long guessed that something may have happened, and then let himself take the blame. Is this still a brother? This kind of person will never cooperate and communicate with each other in the future.
Zhuang Qingquan said with a sneer: "It's still the thoughtful eldest brother, you have taken everything into account."
Zhuang Rongkun also knew that he was wrong and didn't say much. I came to Xiangjiang to open a bank for many years, and I used to get dividends every year. Now I have to let Zhuang Qingquan cover the top because he misappropriated funds privately. These nasty remarks are still bearable.
The lawyer quickly handled the equity transfer agreement for the two. Since then, Hang Lung Bank has no relationship with Zhuang Rongkun. Not only that, except for the real estate in the name of his wife and children in Xiangjiang, all assets are unconditionally transferred to Zhuang Qingquan, on the condition that everything about Hang Lung Bank needs to be borne by Zhuang Qingquan.
Zhuang Rongkun chose to leave by boat overnight. Although he was a little unwilling, he knew that staying in Xiangjiang might even lose his freedom.
Of course Zhuang Qingquan knew what he was facing, but since the richest man Bao wanted to take over the bank. I still need my own help. As long as all the assets left by Zhuang Rongkun are handed over to the Black Cloud Group, the richest man in the deficit should bear it, and he may have a little left.
Zhuang Rongkun had already run away, but he did not dare to leave. Otherwise, the banker's reputation will be all over. Who else will cooperate with their family in the future? Now it is not only to sort out the aftermath, but also to the issue of family reputation.
Xia Yongmei did not disappoint Bao Zixuan, but it took less than two days to clear the accounts of Hang Lung Bank in recent years. It was seen that the loss was as high as 336 million, of which a sum of 266 million Hong Kong dollars was misappropriated by the directors. Bao Zixuan smiled, the people from Hang Lung Bank are really good, and they are so bold.
Bao Zixuan came to the office of the chairman of Hang Lung Bank. Zhuang Qingquan was already waiting for him inside. It seemed that the other party already knew the result, so there was nothing to say, just follow the rules.
Zhuang Qingquan said with a smile: "How much has been lost and how much funds have been embezzled, there should be a result now!"
Bao Zixuan: "So Zhuang Sheng doesn't know this, do you think I will believe it!"
Zhuang Qingquan: "Zhuang Rongkun has left Xiangjiang, do you think I would stay here if I participated!"
In fact, Bao Zixuan is very clear about the operation between them, including Zhuang Rongkun's running away. After all, there is no deep hatred, it is just an ordinary acquisition, there is no need to kill it quickly, so Zhuang Rongkun is also allowed to run away.
Bao Zixuan: "Zhuang Sheng wants to put an end to this matter. Now Hang Lung Bank is insolvent. It would be a huge loss to take over like this."
Zhuang Qingquan: "200 million Hong Kong dollars, I quit Hang Lung and transfer all the shares to you, including Zhuang Rongkunqi's real estate company."
Bao Zixuan: "The Hong Kong government has agreed that I will not pay to take over Hang Lung Bank. Is it unnecessary to spend 200 million Hong Kong dollars? The most important thing is that Hang Lung Bank is already insolvent."
Zhuang Qingquan: "Although Hang Lung Bank is insolvent, there are still many loans that have not been recovered. Our dealers may not survive the day of recovery, but for the richest man in Xiangjiang, all this is not a problem."
"Even if you can't get the loan back, you can still get the collateral. The real estate is falling now, but who can tell in the future. At the same time, Zhuang Rongkun Real Estate Company will also belong to you. Whether it is sold or dissolved, it is up to you to decide."
Bao Zixuan: "I still think it's a loss at the beginning After all, I can get the bank without spending a penny."
Zhuang Qingquan: "If Bao's richest man does this, the people of Xiangjiang will think that you are bullying others and get down on the ground. We don't care about the banker, but you can't afford to lose this person. If you buy a horse with a thousand gold, you will acquire any business in the future. It will be much smoother. If your house is ruined and sent to prison, what will other people think of you?"
Bao Zixuan: "Zhuang Sheng is really a smart person. 100 million Hong Kong dollars is the pension I gave you. In the future, don't develop the banking industry any more. The outside world is also very broad."
Zhuang Qingquan: "Then I would like to thank Bao Sheng for keeping me safe for the rest of my life. I believe that this money is indeed enough for me to retire."
Although it does not seem to be cheap, the real estate and land held have unlimited room for appreciation in the future. There is no problem with the most important bank acquisition procedures, but if you buy it with real money, it can stand anywhere.
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