v2 Chapter 541： Banking concerns two

In fact, Bao Zixuan did it deliberately to promote the bank terminal system in front of several bank tycoons. If the system is only used by one bank in Heiyun, it will be possible to form a monopoly in the short term. But it will also bring hidden dangers to the future; this is not a special high-tech technology, and any computer software company can develop it with the black cloud system as a template.

If you wait for other companies to develop similar systems, it will be very difficult for the black cloud banking system to be popularized. It is better to share the system directly, and you can control the core password yourself. In this case, all companies that want to join the Heiyun Banking system must purchase equipment from the Heiyun Group, which is comparable to opening a bank to make money.

Bao Zixuan has already explained to the people below that the banking system and terminal equipment can be opened to these people. So Li Gong took them directly to the computer room on the first basement floor.

Seeing that several large computers were neatly arranged together, Shen Bi and others felt that they had gone to the wrong place. When does a bank need so much equipment, what a waste!

Li Gong said with a smile: "This is the data center of our Heiyun Bank, where all the bank's data can be stored. After our calculations, we can now provide efficient and convenient services to 200 million customers."

When I heard that it can actually serve 200 million people, I suddenly felt that it was not so wasteful. Earn 10 yuan from each customer every month, and the profit in that year can also exceed 20 billion. Of course, this is only theoretical data, but it also shows in disguise that this kind of machine is really easy to use.

Shen Bi: "It can indeed serve many customers, but ordinary banks can't afford it. These machines alone are expensive and require the cooperation of a large number of professionals. Ordinary people really don't know how to operate these machines."

"It doesn't seem to be of much use now. When there is a suitable opportunity in the future, HSBC can consider introducing equipment and systems."

What Shen Bi said was to paralyze his opponent. As a senior person who has worked in a bank for many years, he is very optimistic about the system developed by Heiyun, but he does not want other banks to use it. Now he wants to paralyze his opponent; .

But Li Gong didn't understand what Shen Bi was thinking, and quickly explained: "This equipment and system are indeed expensive, but they can provide customers with more accurate and efficient services, and can save a lot of manpower. If you want to do You can take an inventory of data every day, and it takes absolutely no time, just a few keystrokes.”

"In addition, the popularity of ATMs can provide 24-hour uninterrupted service to customers. All machine operations can save a lot of manpower. This can cost invisibly, and the wages of personnel alone can save more than half."

Listening to what Li Gong said, Shen Bi really wanted to interrupt him, but it was too obvious to do so. Now both Bauhaus-Sanderson and the Japanese feel that the system is good, and it is very difficult for HSBC to fight this time difference.

The scale of Heiyun Bank is still very small. Even if the richest man is rich, he is not necessarily an official. The development of the bank still needs a process. However, the scale of the two banks in front of them is very large, and once they compete with HSBC, it is really easy to fight.

However, Li Gong received an order from his boss that he must let these bankers buy a full set of equipment for Heiyun Bank. This is linked to his bonus, so he has to promote it hard.

Sumitomo Takeshi already has a plan in mind, but now he doesn't dare to say it in front of the two Britons. So he asked: "We have a very clear understanding of the system; I heard that there is a huge vault below it, which is also produced by the Black Cloud Group. I want to visit it. I don't know if it is convenient."

In fact, Shen Bi and others have heard of it, and they were all rumors that Bao Zixuan deliberately released. Baohuodong Mining Company's steel plant in the deep sea has already produced a considerable amount of special steel. Although there are many places where special steel is needed in mainland China, the price has never been able to go up. After all, there was an agreement at the beginning.

If you want to maximize profits, you must find ways from other aspects. Large-scale vaults consume a lot of special steel. To this end, Bao Zixuan has opened up a large-scale vault custom production line in the custom department where old Hector is located. After all, each vault has different requirements and sizes. It is very feasible to produce in a custom workshop, at least it can make people feel at ease. Bao Zixuan is constantly squeezing the residual value of these old craftsmen. Fortunately, they themselves also enjoy this feeling of being valued.

Li Gong smiled and said, "I don't have the authority to take you to the underground vault, so I can only ask Hector engineer to take you there." After speaking, he took them back to the lobby on the first floor, and then notified old Hector through the walkie-talkie. Toh, after a while, Lao He appeared in front of several people.

Each badge of Heiyun Bank has regional restrictions, and the staff who want to enter the vault must be inside. The entire bank only has Bao Zixuan and Yuan Tianfan's badges without any restrictions. They can go anywhere they want, just swipe their card to get anywhere in the bank.

Hector Sr. was also ordered, this time as a technologist to answer questions for clients. Not only can you get a considerable commission, you can get a few boxes of Moutai even if you don’t sell it.

This feeling of being valued makes him very happy. He has never been so happy in his career for decades. Old Hector has the idea of ​​​​immigrating to Hong Kong, but he is still hesitating.

Seeing that it was the Germans who introduced the products to them, as a Japanese Sumitomo Takeshi is nothing. Germany and Japan are in a state of mutual appreciation in the international arena, and both countries are in a leading position in the world in the field of industry and finishing. However, it is not so comfortable for the British, seeing that it was the Germans who introduced the products to them in Hong Kong. Shen Bi and Bau Hao said that Sanderson felt a little unnatural in their hearts, and they still had the pitiful pride of the British Empire in their hearts.

After all, today is the opening ceremony of Heiyun Bank, and even if it is uncomfortable, it cannot be shown; the most important thing is that this German is still needed to serve them at this time.

Old Hector didn't want to serve the British either, but the boss said the British couldn't produce these products. Black Cloud is now making money back from the British, which makes the Germans very interested.

Coming to the corner of the first floor, old Hector entered a password; the round metal door automatically popped open. He walked into the elevator with a few people, swiped his card on the elevator, the elevator began to descend, and after the elevator door opened, old Hector walked out with a few people.

After passing through two metal doors, several people came to the underground space of the vault. There were already some people visiting at this time. Shen Bi knew many of them and saw such a large number of safes. As well as the complicated process when he first came in, Shen Bi knew that there was no bank in Hong Kong that could put pressure on Heiyun in the safe deposit box business. Heiyun Bank was a crushing existence in this business field.

Seeing that several local tycoons in Hong Kong were testing safes with keys, and with satisfied smiles on their faces, Shen Bi knew that HSBC's safe deposit box business had to be adjusted, otherwise it would definitely be embarrassing.

At the same time, Shen Daban had a new idea in his mind. HSBC is about to build a new headquarters building. Now it seems that all these equipment can be added, and a safe and data center belonging to HSBC can be built underground.

Now it seems that Bao Zixuan can only be slaughtered fiercely, hoping that this kid will not be too dark. If the hardware is not improved, there will be no qualifications to compete with others in the future.

What worries him even more is that the two powerful competitors, Standard Chartered and Sumitomo, are still eyeing them Shen Bi thought that the traditional pattern would be broken after Heiyun entered the banking industry. But he didn't expect that Bao Zixuan would actually start from the technical level, which made him a little bit out of time.

In fact, not only Shen Bi was so worried, but Sanderson and Sumitomo Yi felt that the safe deposit box business could be abandoned. Compared with the vault of Heiyun Bank, they are like children playing a house, which seems too child's play.

HSBC can also maintain its status as the industry leader through coinage rights, and also achieve profitability through scale. However, they all rely on the bank itself to make blood, and it is estimated that it may be ischemia for some time in the future. This is the thought of the two rich five generations.

When other small and medium-sized banks see so many advanced equipment in Heiyun, they wonder if they should sell the bank. They have no advantage in the face of Heiyun. They might as well buy the richest man Bao or HSBC while the bank is still worth some money. Do something else.

In the future, the banks of Heungkong will not be easily accessible by small and medium-sized capital. This is the true idea of ​​many small and medium-sized bank owners.

However, today is the opening day of Heiyun Bank, and it is also the beginning of the worries of other banks in Hong Kong.