v2 Chapter 574： Processing HSBC Loans III

Shen Bi knew that since the other party was here, he definitely wanted to make a fortune from HSBC. Otherwise, it is impossible to take a huge risk to take over the loan of Morgan Bank, and it is inevitable to be extorted by Bao Zixuan. Why not first look at the appetite of the other party, whether HSBC can accept it, but is it possible not to accept it!

Shen Bi said with a smile: "It turns out to be the case. The Hong Kong dollar exchange rate was relatively low when Morgan Bank took out the loan. Now that the Hong Kong dollar has appreciated, since Heiyun Bank has taken over part of the business of Morgan Bank Hong Kong Branch, then I think this matter is over.

"We are a brother bank, and HSBC not only has a bad exchange rate. This time, I won't charge the main interest for the first time. President Yuan has come here in person. This face still has to be given."

If Morgan Bank heard the conditions offered by Shen Bi, they would probably jump for joy, and Oakley would agree without hesitation. Even at night, he had to entertain Shen Bi well, thanking him for his mercy.

But now he is facing Yuan Tianfan, and behind him is Bao Zixuan, who knows the situation of HSBC like the back of the hand. How could it be easily fooled by Shen Bi, what's the point of taking over the loan from Morgan Bank like this.

Yuan Tianfan: "Thanks to Daban Shen for his kindness, but Heiyun had already promised when he took over the business of Morgan Bank. We cannot do anything that would damage the brand value and business image of Morgan Bank."

"After all, Heiyun Bank still gets a lot of benefits from Morgan Bank, and this loan has already been included in the benefits. We can't take the money and do nothing, and it will make people laugh at it. So Shen Daban is welcome, what should we do? Do whatever you want."

"Morgan Bank needs business reputation, and Heiyun Group can't do anything that violates business ethics. Now it's not only a loss issue, but also a business reputation issue between banks."

"If Morgan Bank knew that Heiyun Bank did not handle the loan properly, how would they cooperate in the future? Those who know will say that Shen Daban is flamboyant and has the demeanor of a general. But those who don't know will feel that Heiyun Bank is disrespectful and does not comply with it. business rules."

"Heiyun Bank is a subsidiary of Heiyun Group, which is a multinational company. We cannot let the whole group be ashamed for the mere tens of billions of Hong Kong dollars."

"If Heiyun Bank is involved in the business reputation of Heiyun Group, does Shen Daban feel that I can stay in Heiyun? When I came here, the boss has made it clear that the loan must be repaid even if it suffers a loss, otherwise it will be easy to say no in the future. It sounds good. Heiyun Group can't afford to lose this person, and the boss is very concerned about his reputation."

Yuan Tianfan's words sounded better than he sang. If Shen Bi didn't know about Bao Zixuan and Heiyun, he might have believed them. Now isn't this obviously going to be HSBC's army! Do you know that HSBC can't take out US dollars, and then force the palace!

Shen Bi: "Regarding the business reputation, please rest assured, President Yuan, HSBC will never slander the business reputation of Heiyun Bank because of this loan. If President Yuan needs HSBC, HSBC can make a public statement in the media. This is HSBC's voluntary abandonment. , will never involve Heiyun Bank and Baosheng."

"This time, the Hong Kong dollar credit system can be maintained, and it is even more recognized by the international community than before. But thanks to Bao Sheng, HSBC has done a wrong thing, although I didn't know it before; but it also has leadership responsibility."

"If there is no Heiyun Bank to turn the tide, HSBC will be the sinner of Hong Kong. Without Bao Sheng's strategizing, it would be an exaggeration for me, Shen Bi, to take the blame and resign."

"It is our honor that the hero who saved Xiangjiang can use HSBC. Therefore, it is not a good idea to mention this loan. I will handle the matter cleanly and leave no tail at all. President Yuan can put his heart in his stomach. ."

Both parties knew what was going on, but they didn't say anything. Because the black cloud side means to threaten and take advantage of the fire. If HSBC couldn't hold back, Bao Zixuan would be slaughtered.

Yuan Tianfan: "Shen Daban must not say that, the victory over the international hot money is the result of the joint efforts of all the people of Heungkong, but Heiyun Bank dare not take credit. Although HSBC did some wrong things in the early stage, it was because Shen Daban did not understand. condition."

"Since you understand the ins and outs of the problem, you have actively responded to the call of the Hong Kong government, and HSBC has also actively participated in the fight against international hot money. Therefore, if the credit for HSBC is equal to the credit, Taipan Shen definitely contributed to the people of Hong Kong."

"It is said that even if Heiyun Bank has done a little bit of meager power, it has such a small amount of power for Xiangjiang, but it would not dare to accept such a big gift from HSBC. After all, this involves tens of billions of Hong Kong dollars and also Morgan Bank. So in any case, this loan must be repaid by Heiyun Bank, and I hope Shen Dapan can fulfill it.”

Seeing that Yuan Tianfan made it clear that it was to make HSBC ugly, he knew that things could not be avoided. It seems that the only step is to break the wealth and avoid disasters, otherwise Bao Zixuan would not be able to give up. This young man is getting more and more scary. It seems that it is difficult for HSBC to do much, and the process of globalization must be further accelerated.

Shen Bi said with a smile: "Since you said so, I don't want to gain your face. But now there is a troublesome thing, that is, the US dollar mortgaged by Morgan Bank in HSBC has been used to save the market. You also know that in During the Hong Kong dollar crisis, HSBC used all its foreign exchange reserves to exchange Hong Kong dollars, so the dollar that was mortgaged was used to repurchase Hong Kong dollars.”

"Now HSBC can't come up with US dollars. At that time, at the meeting at the Governor's Palace, Bao Sheng promised that if there is a problem or loss of foreign exchange reserves due to the exchange of Hong Kong dollars, Heiyun Bank will never sit idly by."

"This is the situation that HSBC has encountered at present. Bao Sheng can't ignore it when he promises it!"

Shen Bi wanted to throw the problem back to Heiyun. Now that I have made concessions, the things you promised at the Governor's Mansion must be fulfilled!

Yuan Tianfan: "Bao Sheng didn't tell me this, and you know that Bao Sheng is an engineer-turned-boss. He never cares about these things. To be honest, it's up to me to decide whether to take over Morgan's banking business. behavior."

"After all, this is a business worth tens of billions of Hong Kong dollars. If I go back today with hundreds of billions of Hong Kong dollars in exchange for U.S. dollars, even if I lose, I don't have to take any responsibility, but if I get nothing and lose tens of billions of Hong Kong dollars, it's really hard to explain."

"So I hope Shen Daban can understand that I am a part-time worker. Before doing things, I must first consider giving the company an explanation, at least so that the boss can't find any loopholes."

Yuan Tianfan and Bao Zixuan are obviously singing double reeds. It is estimated that if they call Bao Zixuan now, they may not be able to find someone. Now I say that I make the decision in private, and notify the boss afterwards. Bao Zixuan is not a fool; a person who has just arrived at the company can decide such a big matter without the approval of the boss. Isn't this a liar!

Shen Bi knew that this time the function confessed, and only hoped that the black cloud would not be too dark; this feeling of handing fate into the hands of the enemy was really suffocating.

Shen Bi: "President Yuan, please don't say that, we are friends, how can we make friends embarrassed!"

"What do you need HSBC to do to not be embarrassed, can we discuss it!"

Yuan Tianfan: "HSBC has no foreign exchange reserves now, which is very dangerous for the largest bank in Hong Kong."

"Our Heiyun Bank can provide a sum of US dollars to help HSBC tide over the difficulties, but the exchange rate must be calculated according to 7 yuan, so that I can have an explanation in front of the boss. After all, this is my decision to help HSBC tide over the difficulties, Who made HSBC my family!"

Quote such a high exchange rate and say that HSBC is your maiden's home Isn't this pitting people to death! Bao Zixuan's knife was ruthless, and he directly cut half of the money HSBC made this time.

But now Shen Bi has another choice! There is really no need to think about it, and I can only do it according to the requirements of Heiyun.

Finally, after a series of complex calculations, Heiyun Bank and HSBC reached an agreement. Black Cloud Bank exchanged 22 billion US dollars for HSBC's 128 billion Hong Kong dollars, of which 17 billion US dollars was the collateral of Morgan Bank.

After deducting bank loan interest and other expenses, it is equivalent to Heiyun Bank taking 5 billion US dollars in cash and taking 26.5 billion Hong Kong dollars from HSBC, which is finally calculated at the exchange rate of 1:5.3 between US dollars and Hong Kong dollars.

HSBC not only did not earn the exchange rate difference and interest on the loan, but also lost 6.5 billion Hong Kong dollars at the current exchange rate. This made Shen Bi's office a mess after Yuan Tianfan left, and there was no smile on his face for several days.

Especially when he learned that Yuan Tianfan came to process the loan this time with US dollars, Shen Bi almost didn't faint. This is clearly causing HSBC to bleed a lot, and Bao Zixuan's affairs have been held back for a long time!