Remember [New] for a second,! At this time, the two tycoons are caught in a dilemma. It is easy to acquire a bank, but it is extremely difficult to survive. Both Feng Yaojing of Yongheng and Wu Yisun of Yonglong are seniors who have been engaged in bank business for many years. Could it be that they are less capable than the two, at least in the financial field, absolutely not. But now Wing Hang Bank and Wing Lung Bank are both struggling and are even on the verge of collapse.
Perhaps there is no shortage of funds for the two of them, but the acquired companies; if they cannot make money, then what is the significance of the acquisition. Is it just for the convenience of the account; maybe I can convince myself that no one can stand it for a long time.
Li Zhaoji: "Li Sheng, maybe you can discuss with Heiyun Bao Zixuan."
Hearing that he was looking for Bao Zixuan, Li Chaoren immediately understood what he meant. In fact, it is also in its plan to cooperate with Heiyun Bank. After all, compared to Shen Bi, working with Bao Zixuan is more reassuring.
The richest man in Bao is also transferring assets, otherwise it would be impossible to make such a big move in the Middle East. However, the construction of Heiyun Town has not stopped, and it is not an exaggeration to describe it as a thousand miles in a day. Then things are easy to explain, the richest man Bao will never leave.
As for HSBC, no one can tell what the British think. Although HSBC used to be a quasi-central bank, Shen Bi has already begun to decentralize after knowing the irreversible situation of Xiangjiang's return, and he did not hesitate to give up many privileges for this. With the strong rise of Black Cloud Bank, HSBC's position has become more embarrassing, and it may not be impossible to leave.
To cooperate with a company that is ready to run away at any time is to cause trouble for yourself. They are all authentic Chinese, and most of their industries are in Xiangjiang. Real estate is also an industry with very high policy and resource requirements. It is absolutely impossible to rush to a new market. Following the local development of Xiangjiang, Heiyun Bank is obviously more suitable and convenient.
And there is another very important point, the two of them want to acquire the bank; they really need the nod of the richest man, at least they can't compete with them. If Heiyun Bank joins in, the probability of successful acquisition is very low; at least in terms of capital and bank employees, Heiyun has an absolute advantage.
Li Chaoren: "Can Bao Zixuan give us this face! When Bao Huo Dong's company split up last time, we didn't stand by him. And we still have some entanglements with Hutchison Whampoa. When the courage to engage in trouble, he directly bought the company's stock."
"Although I bought it back later, I don't have any friendship with Bao Zixuan anymore."
In fact, Lee Shau Kee is of course clear about the relationship between the old superman and the richest man. But he was really emboldened to say that, at least Bao Zixuan had always been in touch with him, and it could be said that the two had a pretty good relationship. Before Bao Huodong split, Li Zhaoji called Bao Zixuan on purpose to express his support for all his resolutions.
At that time, the richest man Bao did not want to have anything to do with Zheng Yutong, Bao Yugang and others, so he did not agree, saying that the company must be split. But this love will definitely be remembered in my heart, and it also shows that Li Zhaoji is not the one who fell into trouble.
When Heiyun Bank suffered a run-off crisis, instead of withdrawing money from the bank, Lee Shau Kee deposited several hundred million Hong Kong dollars more. Although the amount is not large, it is not easy to get so much money at once.
As for Black Cloud Town, I must thank Lee Shau Kee. If there is no other party to advise him, it will never be so smooth. The richest man in the package owes him a big favor. Although it is not for his own business, but now let the richest man sell his face, the other party should not refuse.
Li Zhaoji: "As for Bao Zixuan, I'll take care of it. Although I'm not 100% sure, but more than 70%, I'm still very confident."
"And even if the richest man Bao doesn't agree, if we buy the bank over, there is still a market to tap. How does Li Sheng feel about Wanwan!"
The other party is not a targetless person, being able to say this shows that there is a story between the two. It seems that Li Zhaoji is smarter than he imagined, at least in terms of making friends, he is definitely better than himself.
When it comes to Wanwan Market, Li Chaoren immediately understands what it means. Unlike the relationship between the two sides of the Taiwan Strait, the relationship between Wanwan and Xiangjiang has always been somewhat delicate. Since colonial times, the two places have had many connections.
Lee Shau Kee even went to Wanwan to invest in real estate business a few years ago. It can be said that he has deep connections in Wanwan. At present, there is no single bank responsible for business transactions between Hong Kong and Wanwan; most of them are cooperative. If the bank succeeds in the acquisition, it can really manage the financial accounts between the two places.
Strange to say, Heiyun Group has never entered the Wanwan Investment. At most, there are brand stores in several economical cities in Wanwan. There is no factory at all, which is really strange. The manufacturing industry in the current bay is not bad, and there are still remarkable places in Asia.
In fact, the Wanwan authorities have invited Heiyun Group to invest in the past many times, but Bao Zixuan refused. At present, the Black Cloud Group is really not suitable for the past, but it cannot completely offend people to death. Therefore, in the name of Yulin Institute of Technology, it cooperates with several universities in Wanwan. Mainly for the chip field, in this regard, Wanwan still has some technical advantages.
Li Chaoren said with a smile: "Then I will trouble Li Sheng. If you can convince Bao Zixuan to help, things will be much easier in the future. Heiyun Bank is not only able to provide certain support in terms of business, but also in the world of banking equipment. Leading level. The reason why so many small and medium-sized banks are now more and more difficult to operate has a lot to do with the popularity of ATM machines in Heiyun Bank.”
"And now in the banking industry, information storage is very important. In this regard, you have to ask the boy Bao Zixuan for advice, or buy equipment from Heiyun Group. It doesn't matter to us to spend money, but it is worth it. In terms of technology, you and I both I don't know, but be careful."
"In addition, Li Sheng has already considered entering the Bay Bay market, so I have more confidence. This is a road that many banks have not taken before; if the Bay Bay market is successfully opened, both Heiyun and HSBC may want to cooperate with us."
Hearing Li Chaoren say this shows that the other party has definitely studied it carefully. And this person is really too shrewd, how to cooperate with such a person is still unknown. However, the family had no other choice at this time, and could only take one step at a time.
Lee Shau Kee: "We also need to formulate a detailed plan. In this regard, we really need to consult with professionals. As the business grows, we do not understand many fields. It is very important to keep pace with the times."
"The conversation between Bao Zixuan and Bao Yugang was exposed, and a question emerged from the side. Why is the profit of our rare earth company much lower than before. The main reason is that it is not professional enough. I heard that Zheng Yutong and the charter king are already in the world. Looking for rare earth experts, should we also act?"
Li Chaoren: "The bank's plan is easy to handle. I will arrange it when I go back. Li Sheng can rest assured. But the rare earth mining company is not the one that has the final say. We still need to see what the other companies mean."
A professional in the banking field, Li Chaoren has long had reserves. The idea of owning a bank is not a day or two. With the continuous bank failures and mergers in Heung Kong in recent years, Cheung Kong has collected a lot of banking professionals. For making plans and harvesting those equipment; not to say that it is particularly professional, at least there will be no major mistakes.
Li Zhaoji: "It seems that Li Sheng has been prepared, so things will be easier to handle. The management of the bank is still handed over to you, and our family is only responsible for supervision. After all, a person's energy is limited, and Li Sheng is able to work a lot!"
In fact, there is some truth to what Li Zhaoji said. According to the size of the company and the scope of its business. The Li Zhaoji family is definitely wider than the Li Chaoren family. After all, Hutchison Whampoa is already surnamed Bao at this time. Li Chaoren has no chance to get it, and it is normal to be overtaken by Li Zhaoji.
After that, the two communicated some details and left. The final result of the negotiation was to acquire Wing Lung Bank, and Li Shau Kee was responsible for negotiating with Bao Zixuan, and strived to obtain financial and technical support from the other party. Li Chaoren is responsible for formulating relevant acquisition plans; and is mainly responsible for negotiating with the Wu Yisun family.
It can be said that the bank chosen by the two is still very accurate. At present, Wing Lung Bank is the smallest in scale and has the least assets among the four banks. In addition, Wu Yisun is older, and future generations may not be able to manage the bank well. The two of them just wanted to get into banking and didn't have a lot of requirements for scale. In the eyes of HSBC and Heiyun, there is not much difference between Wing Hang and Wing Lung. The acquisition of Wing Lung will not have too many companies competing with it, which is to reduce the pressure on yourself!