v2 Chapter 1265： Heungkong UnionPay II

Remember [New] for a second,! If the Chinese want to control the Hong Kong financial industry, they must have the strength to match. It is definitely impossible to rely on Heiyun Bank alone. After all, with HSBC, Standard Chartered, and so many investment and financial institutions in the UK, it is impossible for the richest man to cover the sky. But it is a good choice to unite with other Chinese tycoons in Hong Kong.

At the same time, Bao Zixuan is not worried that they have other ideas. Strength is not allowed. More importantly, the banking equipment and systems are all provided by the Black Cloud Group. If you really dare to have any crooked thoughts, then don't want bank customer information and deposit information. Of course this is just the last resort. It is absolutely impossible to use it easily; if it is used, it will seriously affect the reputation of the Black Cloud Group.

Bao Zixuan said with a smile, "What happened to me at the time! Hu Sheng sent me money, it is definitely the same equipment as Heiyun Bank; at the same time, to show our sincerity, Hu Sheng can visit the server room of Heiyun Bank. ."

"Hu Sheng is studying in the United States, and of course he knows the application of industrial computers in the modern banking industry. At present, the counters of Heiyun Bank are all operated by computers, which are directly connected to the main server. Not only is it convenient and fast, but also it is not easy to make mistakes."

"Black Cloud Group can provide banking systems and open source code. But the core data really requires you to find someone to program it yourself. I'm afraid I can't take responsibility if it's unclear when it's unclear!"

Different from other tycoons in Hong Kong, Hu Yingxiang is also a top student who graduated from a famous American school. Of course, he knows what the US banking industry is like. It can be said responsibly that the gap between these banks in Hong Kong and Wall Street is at least 30 years.

Although Bao Zixuan did not know the purpose of doing this, this kid has not yet cheated on his partner. Moreover, they have analyzed it before, and the Black Cloud Group will definitely support it fully. After all, it’s not just about selling the company’s products and making a fortune. It can also enhance the strength of Chinese businessmen and serve multiple purposes.

What Huo Yingdong said is still very reasonable, although Bao Zixuan is unwilling to cooperate with them. Maybe the last time Baohuodong Mining Company, everyone did something inauthentic, which broke his heart on the one hand; more importantly, his strong character, he must fully control the management of the enterprise.

A typical heroic style, he must listen to major decisions; even if it is a wrong decision, it must be unconditionally implemented. Everyone is a tycoon, how can they bear this. Therefore, Baohuodong Mining Company was split, which is the best choice. Perhaps there is another concern, that of monopoly. 70% of the reserves of rare earth minerals have absolute pricing power. At present, such an arrogant company is not allowed to exist in the international market.

Not to mention that the company is in mainland China, even in the United States.

Hu Yingxiang said with a smile: "Bao Sheng is a professional in this field, and he will give us some guidance. The equipment is completely in accordance with the standards of Heiyun Bank, and you can even place an order now."

Hearing that the other party has not succeeded in the acquisition, he dared to place an order directly. But if you think about it carefully, there is really no reason for the three companies to fail.

Bao Zixuan said with a smile: "Hu Sheng, don't worry, the industrial computer Heiyun Group can allocate production capacity. As for other supporting facilities, there is production at any time, so don't worry."

"It is better to recruit more computer talents now. In the future, banks want to grow and develop. Not only professional financial talents, but also the computer aspect is equally important."

Hearing Bao Zixuan say this, Hu Yingxiang immediately understood what he meant. Everyone is smart, and some things can't be said too bluntly.

The two people, who were far apart in their alcohol intake, only drank one bottle of red wine. That is to say, I am worried that the richest man will not have enough fun, otherwise, for people who can drink a bottle of foreign wine for a month; it is impossible to drink so much with you!

Fortunately, the goals of the two parties have been reached, and the richest man Bao has successfully formulated banking standards; at least the banking system and equipment have been adopted by external banks. While the bank has yet to make an acquisition, even that would be a huge step forward.

As for Hu Yingxiang, with Bao Zixuan's promise not to compete with him, then everything will be a lot easier. Except for the Heiyun Group, other people in Xiangjiang want to compete with the three of them; it really depends on the strength of the family and whether the body is so tough.

It can be said that Yongheng Bank is already in their pockets, and they are only waiting for the good news from the eldest son of the Dong family.

At the same time, in a teahouse near the head office of Wing Hang Bank; the eldest son of the Dong family is having a meeting with Feng Yaojing, chairman of Wing Hang Bank.

The division of labor was very clear before. Fok Yingdong did not participate in the specific negotiations because of his identity, but only sat in the rear and negotiated with China mainland to enter the bank. Hu Yingxiang is responsible for communicating with Bao Zixuan, so that the other party does not participate, and buys banking equipment; of course, it is best to connect to Heiyun Bank. At present, it seems that Hu Yingxiang has achieved a successful result; now everything is in place, it is only up to Mr. Dong to persuade Feng Yaojing.

At this time, Wing Hang Bank was in a very difficult situation, just today. The bank's capital reserve has been reduced by 600 million Hong Kong dollars. The effect of shark gallbladder and advertising investment regardless of cost can be described as very obvious.

If the current situation continues, it may be supported for less than a month. Starting a bank requires capital, but the family that started a bank in the early days does not necessarily have too rich assets. Most of them take deposits and then go out on loans, earning an interest spread. But depositors want to withdraw their deposits, they will give the bank up to 3 days. Even if it is an amount of hundreds of millions, it will not exceed a week.

But it is not so easy to recover the loan. Therefore, once a run breaks out, if one's own strength is not strong and there are no strong allies, it is easy to collapse. Back then, Bao Zixuan was known as the richest man in Hong Kong, but when faced with a run on the bank, he also needed to mobilize funds from abroad, because the bank funds must be loaned out, otherwise what would be the profit. If you just put your money where it is, it is estimated that it will go out of business faster!

Wing Hang Bank does not have the strength to include the richest man, and can only pray for a miracle, otherwise there is no way.

Feng Yaojing: "Dong Sheng, everyone is very busy, so please speak up if you have anything to say."

As an old man who has been in the shopping mall for many years, of course, he knows what Dong Da Gongzi's visit is. But some words can't be said clearly, maybe it's better for the other party to take the initiative; it's better to have a little initiative.

Mr. Dong said very seriously: "Feng Sheng, since you asked, there is nothing to hide from here. I came for the matter of Yongheng Bank, but I came to say that I wanted to acquire Yongheng Bank."

Seeing that the other party was not hiding, he spoke very frankly. At least it showed sincerity, and it was much better than others. When the Feng family wanted to acquire a company before, they would inevitably help analyze the company's predicament, and then depreciate it. But the other party didn't do that, maybe it was disdain, maybe it was an attitude.

I came here just to talk to you about bank acquisitions, and I don't want to hear about other things; at the same time, I have no interest in knowing.

Feng Yaojing: "Everyone is a smart person. It seems that it is difficult for the Feng family to keep Yongheng Bank, but Dong Sheng is not the only buyer! So I want to hear the specific price, and then make a final decision."

Typical tell you, good goods do not worry about buyers. Young Master Dong was well prepared and said with a smile, "There are many families and companies that want to acquire Yongheng Bank. After all, with Zheng Yutong's entry into the banking industry, other families will not fall behind."

"But this time it's the Dong family, the Huo family, and the Hu family joining forces; just imagine who else will compete with us."

"And just now, Hu Sheng has reached an agreement with Bao's richest man. Heiyun Bank will not acquire Yongheng Bank. If you don't believe it, you can verify it."

"As for the chartering king's family, the target has always been Chong Hing Bank. Therefore, there is no competition. Feng Sheng is a smart person and should know what this means."

"Perhaps Yongheng Bank has other buyers, but Feng Sheng himself is not sure whether the price can be higher than ours!"

"At present, there are four banks in Xiangjiang to choose from, and we don't necessarily hang the Yongheng family. What is the state of the bank now, even if the media reports can't explain the problem, doesn't Feng Sheng know it by himself!"

Hearing that the three are united, and also persuaded Bao Zixuan. In addition, the goal of the charter king is very clear, and it has always been Chong Hing Bank. That is to say, unless the bank is sold to HSBC; but with Shen Bi's stingy character, he can't give much money. Perhaps selling to the three joint ventures is the best choice, and at the same time, it can also form a good relationship!

But at this time, Feng Yaojing was still very unwilling. He started the bank in 37 years; it has been nearly 40 years now. I haven't seen any storms during this period, is there really no hope at all!