v2 Chapter 1279： Banking is changing

Just when the charter king brought his son-in-law to Chongxing headquarters and began to accept the bank. Li Chao and Li Shau Kee also came to Wing Lung Bank together, ready to take over. Originally, the two wanted to hold a press conference, but they heard that the charter king had successfully acquired Chong Hing Bank. Everyone is old friends, there is no need to steal the limelight with Bao Yugang.

In fact, there is another point, the size of the bank. The scale of Wing Lung Bank is smaller than that of Chong Hing, so the acquisition funds will inevitably be less. The media and the public are talking about numbers. Neither of the two of them has a big hand in the charter boat. Isn't it disguised to help others with propaganda! As the most shrewd person in Xiangjiang, he will never do such a thankless thing.

The entire negotiation process is in charge of Li Chaoren, and Li Zhaoji also promised that the bank will be managed by Li Chaoren in the future. Their family only has the right to supervise, so at this time; they must not steal Li Chaoren's limelight.

Li Chaoren said to the depositors who came to withdraw the money: "Hello, all depositors, I am Li Chaoren. From now on, I have reached an agreement with Mr. Wu Yisun on the matter of Wing Lung Bank with Mr. Li Shau Kee; the two jointly acquired Wing Lung. 100% equity in the bank."

"In other words, Wing Lung Bank will be jointly owned by both of us in the future. I hope you can give us a little time; when the bank accounts are cleared, you will come to handle the business. At that time, no matter what you do, we welcome it; and also I will send you a beautiful gift, I hope everyone can understand.”

Worrying about his lack of weight, Li Chaoren found a lot of extras.

I saw someone among the depositors said loudly: "Since the two Li Shengs have already acquired the bank, then we have nothing to worry about. I believe that with the financial resources of the two, we will definitely not miss us by this amount of money."

"Instead of forcibly withdrawing money here and losing interest, it is better to take a gift home in two days."

The people are like this, as long as someone takes the lead, of course others will follow. After all, not everyone is so assertive, and the crowd soon dispersed.

The Wu family is only envious of this. If their family continues to operate, the depositors will definitely not buy it. This is the strength gap, and it may be a gap that cannot be leaped.

Wu Yisun was very emotional, the Wu family is really not suitable for continuing to operate the banking industry. In the future, the banking industry of Hong Kong will be an era of big capital competition; if you are 30 years younger, you will definitely have a good fight with these people, but for now, forget it!

The bank handover was very smooth, and Li Chaoren was well prepared. If other tycoons in Hong Kong entered the banking industry on a whim, they would act immediately when they saw the opportunity. Then Li Chaoren can definitely be regarded as having a careful plan, and the idea of ​​having a bank of his own is not a day or two.

Whether it is Zheng Yutong or Bao Yugang, even if it is Huo, Dong, and Hu's three joint ventures; after the bank takes over, they need to rely on the previous staff in a short period of time, and there must be a smooth transition period.

Li Chaoren has directly appointed the presidents of each branch, which shows his preparation time and careful planning for this matter. At the same time, the efficiency of bank account review made Li Zhaoji admire. It seems that the choice of partners is really correct.

Seeing this scene, Wu Yisun said very seriously: "It is said that Li Sheng is a master of corporate management in Xiangjiang. It seems that the media's evaluation of you is still a little too low."

"It's not that I compliment you. In terms of business management, Bao Zixuan may not be your opponent. I can rest assured that Wing Lung Bank will be handed over to you."

After speaking, he left directly, as if he had no nostalgia at all. But everyone knows that it is definitely a superficial phenomenon; how can outsiders know the pain in the heart.

But what he said still made sense to the people at the scene. Heiyun Group is developing so fast and its revenue is so high. It has nothing to do with Bao Zixuan's management ability, this kid knows how to delegate power better. Not keen on business management. More time will be devoted to research. Compared with the direct management of the company, it is absolutely incomparable to Li Chaoren.

It's just because the Black Cloud Group is developing too fast, and Bao Zixuan's talent is very good, to a certain extent, people can't see its shortcomings. Jiang is still old and hot, and Wu Yisun is living out of his realm.

Li Chaoren didn't dare to say anything more, if it was magnified by the media, he would not be eliminated. Everyone in Hong Kong knows that the richest man in the Black Cloud Group is the number one entrepreneur. And it's the kind of existence that ranks first when it comes to business. He can have a large number of fans in Hong Kong and even the world; if he is known, he is so humble here; life will never be clean.

Now that Wu Yisun has left, I don't know if the old man is intentional or unintentional; it doesn't matter anymore. The most urgent task is to clean up the bank assets as soon as possible, so that it can operate as soon as possible.

Careful preparation, coupled with the other party's active cooperation. It made the bank clean-up work very smooth, and it was all completed in less than a day.

Li Chao and Li Shau Kee are not stingy either. They will re-evaluate bank employees; those who pass will be re-trained, and then their wages will be increased by 10%. Everyone has no opinion on this. One emperor and one courtier, this applies at all times.

In the evening, while Li Chao and Li Shau Kee were still discussing the situation in the office of the chairman of Wing Lung Bank, the accountant came in. He said very directly: "The two bosses, the accounts of Wing Lung Bank have been reasonable; it is much better than we thought."

Hearing it is much better than I thought before, what is going on here. Such an excellent bank, why did the Wu family give up. Is there any conspiracy here, many things have to be guarded against.

Li Chaoren: "What is the specific situation, you can tell me in detail."

The accountant was invited by Li Chaoren. At this time, Li Zhaoji would not issue orders; that is a taboo in the workplace. And since it has been promised that the bank will be handed over to Li Chaoren to manage, it must maintain its authority in the bank. Therefore, he will never speak lightly, and it is only when he and Li Chaoren are the only two who want to express their opinions.

It can be said that Li Shau Kee sees it very clearly, and he also started a business in partnership with his colleagues before, and he knows the truth here.

Accountant: "We have conducted a detailed investigation of Wing Lung Bank's loans. We found that there are basically no non-performing loans, which is unimaginable in the course of bank operations."

"Even if the Wu family has a good vision and the investigation is accurate; but at the right time, unexpected situations will inevitably occur. For example, the lender died unexpectedly, or other matters. You must know that Wing Lung Bank has been in business for more than 50 years since its establishment in the 1930s. How it is possible that there are no bad loans at all, it is simply unimaginable.”

"Later, I asked the Wu family to find out that the non-performing loans of Wing Lung Bank had all been exchanged ten days ago. To be precise, the day before Zheng Yutong acquired Far East Bank, the Qiu family found them. They are willing to exchange high-quality loans for the loans in the hands of Wing Lung Bank. Non-performing loans. And unlimited time and amount; the condition is to compensate the Qiu family for part of the price difference.”

"At that time, the Wu family thought that the Qiu family was going bankrupt and wanted to use the last remaining value of the bank. So they didn't say anything. After all, this is a good thing for Wing Lung Bank."

"Who would have imagined that the next day he received the news that Far East Bank was acquired by Zheng Yutong; then it is already obvious that the non-performing loans of Wing Lung Bank have all been transferred to Zheng's Bank."

"Actually, it's not just Wing Lung Bank. According to Wu's family, the non-performing loans of all banks in Heung Kong have basically been transferred to Far East Bank, which is now Zheng's Bank. Of course, this also includes Heiyun and HSBC."

"Based on my investigation and understanding of Xiangjiang's non-performing loans, Zheng's Bank should have non-performing loans of more than 10 billion Hong Kong dollars; this is why Zheng Yutong spared no effort to issue rare earth mining corporate bonds."

Hearing that there is such a thing in it, Zheng Yutong, who has always been shrewd, was actually dug such a big hole by Qiu Degen. Most importantly, he really jumped into it.

Li Chaoren: "It's hard work, bring the employees who are still working; have a good meal, don't save money for me and Li Sheng."

The accountant is also a smart person, knowing that the two bosses still have important things to discuss; so he withdrew.

Everything that should be reported has been reported clearly. As for what the boss will do next, it is not his concern. But at this time, the accountant is not without ideas at all. After all, this is a good opportunity to make a fortune. Xiangjiang can be said to be a stock market for all people, not to mention professionals in the financial field.

The Qiu family in the Far East has also exchanged non-performing loans with Heiyun Bank. Bao Zixuan must know about this. With the character of Bao's richest man, how could he not take revenge; after all, Zheng Yutong had caused him a lot of trouble before.

Things are definitely not that simple. It is not that the richest man is not retaliating, but that he is waiting for an opportunity. Absorb so many bad loans, once it is reported by the media. Enterprises under the Zheng family will inevitably bear the brunt.

Chow Tai Fook is not a listed company, and there is no good way to clean it up. But the Zheng family's New World Real Estate is definitely the target of everyone's attack. With the popularity of rare earth bonds in recent days, the stock price of New World Properties has continued to rise.

After the accountant analyzed the mystery, he kept silent; he decided to vote according to his own ideas. To this end, he also mortgaged his two houses, not to mention that he really made a lot of money, and he could even retire early. After Li Chaoren knew about this, he didn't say anything; he just let him work well. And also sold a part of Cheung Kong shares at an internal price, allowing it to enter the board of directors smoothly.

In fact, it is also a good fate, just in time to catch up with Li Chaoren when he is employing people. The better financial professionals in Hong Kong all want to work in Heiyun Bank. Lao Li also had no choice but to make a compromise.

However, it is also reflected from the side, not afraid of your courage, not afraid of your ability; afraid of you doing nothing, this is also the rule of the business game.