v2 Chapter 1282： Banking changes day five

Just after Zhang Yuliang announced the successful acquisition of Nanyang Commercial Bank, Zheng Yutong, Shen Bi, and Bao Yugang started a secret meeting in the office of the chairman of HSBC. Although I don't want to have anything to do with Shaqiantong, it is impossible to get rid of the other party now. If that is the case, the Bao family will definitely pay a very heavy price.

But with the acquisition of Nanyang Commercial Bank by the Zhang family, Shen Bi was relieved. There are too many people coming to banks to buy bonds of rare earth mining companies these days. Originally this was a good thing, and he didn't have to bear the burden when it happened. After all, as a publisher, you only earn a fee.

But he knows the state of Zheng's Bank better than anyone else. If there is a problem with the bonds, it is bound to hurt HSBC. After all, HSBC endorsed the bond, but it had to bear huge losses. There is also one thing that worries him, that is, the charter king.

At this time, Bao Yugang didn't know what happened between him and Shadantong; if the other party knew it, he would have known that Zheng's Bank had absorbed so many non-performing loans; At the same time, Chong Hing Bank has nothing to do with him, and the transition from professional manager to boss may be difficult to achieve.

Zheng Yutong said first: "Bao Sheng, Shen Sheng; that boy Bao Zixuan asked his father-in-law to come forward to buy Nanyang Commercial Bank, so it seems that he will definitely start a competition with us."

"And I also heard that Li Zhaoji, Li Chaoren's Wing Lung Bank, and Huo, Dong, and Hu's Wing Hang Bank have reached an agreement with Heiyun Group. In the future, they will purchase the same office equipment of Heiyun Bank and ATM automatic deposit. ATM machine."

"Although I don't want to admit it, the Black Cloud Group is indeed ahead in the bank office system. If we have a few banks without ATM machines, how can we compete with others?"

"After all, labor costs are one aspect, and the most important thing is that we can't provide 24-hour service."

What the bank is fighting for, the financial strength is one aspect, and the more important thing is the service. The reason why Heiyun Bank develops so rapidly is because it has a large number of ATM machines in every corner of Hong Kong. To put it bluntly, even if it is a dancer; you can save money on the way home at night, which is relatively safe.

But so far, only Heiyun Bank can do it. There may be a few more now; but among the added ones, Zheng's and Bao's banks are not included.

HSBC can rely on the huge advantages it has accumulated before to do some business that other banks cannot do to survive. But rare earth bonds are only temporary and cannot last. Recently, the bank funds are increasing every day, but they will have to pay high interest in the future.

If there is a problem with the rare earth mining company, then the Zheng family and the Bao family, including HSBC, will never have a better life.

Although Bao Yugang didn't like Zheng Yutong, but for the sake of profit and the bank's survival, he didn't care so much at this time. To put it bluntly, the nature of businessmen is like this, and no one will have trouble living with money. If it's just Zheng Yutong, maybe I'll think about it. But now that Shen Bi is also beside him, he can only twist into a rope and cooperate next time.

It can be said that the relationship between the three is very interesting, two Chinese tycoons; it takes a British National Congress to match up with them in order to communicate and cooperate. The most important thing is that the two are very familiar with each other before and have worked together on many projects.

Bao Yugang: "Shen Sheng, now that we have all entered the banking industry, we must develop our own bank. This is not only about making money, but also about reputation."

In fact, Shen Bi certainly understood what the charter king said. After all, compared to making money, these Chinese tycoons attached great importance to reputation. Moreover, it is also related to the issue of obtaining and distributing resources. Investments always lose money, and family assets have shrunk severely. Then other families or forces will not seek cooperation with you in the future, and the government will not invite you to invest in it, so many opportunities will be lost invisibly.

At this time, Daban Shen began to regret it, knowing that Bao Yugang would invite him to run Chong Hing Bank together; there would not be so many troubles. It is completely possible to use some of HSBC's resources. Although there is the principle of non-compete avoidance, it is completely possible to operate in the dark. But now it's too late to say anything, there is only one way to go to the dark.

To save the shark gall is to save yourself, and there is no other choice.

Shen Bi: "As for products such as bank office equipment and ATM, there are currently two ways to go. The first is to directly negotiate with Heiyun Group. I believe that with the purchase volume of our three companies, Bao Zixuan cannot be indifferent. Although he doesn't want to admit it, he Still have to say, Heiyun Bank office equipment and ATM machines are really the latest in the world. Therefore, if you want to better serve customers, it is best to get them.

"It can also be purchased in the UK, after all, the world's first ATM machine was invented in the UK. However, there is a major flaw in the current British product that needs to be overcome; that is, you can only withdraw money, not deposit."

In fact, even Shen Bi himself couldn't convince himself to buy British goods at the moment. A product with only half of its functions will definitely not be able to compete with others. Customers are not fools, of course they know how to choose.

Charter King: "British products are fine, after all, they are still semi-finished products. If we buy them back, we will not be laughed at. Therefore, we can only find a way from the Heiyun Group. The product is bought back. And there is one more thing that can be used, the anti-monopoly law. The big deal is to let the Governor's Office come forward to coordinate, I believe that Bao Zixuan is domineering; Youde's face will still be given."

If you are slaughtered, you can only admit that you are unlucky, who can't produce it yourself; and in this world, only Heiyun Group's products are the best.

Shen Bi: "Bao Zixuan is a businessman, and besides, this is a good opportunity to promote bank office products, so there is no reason to refuse. And with the issuance of rare earth bonds, both Zheng's Bank and Bao's Bank have become stable, at least There is absolutely no shortage of funds. Bao Zixuan has the ability and strength, but he can't do anything to us."

At this time, the most bottomless is definitely Shaqiantong. After all, he has caused Bao Zixuan a lot of trouble before; now the initiative is in the hands of others, and of course they will deliberately pinch you.

Bao Yugang: "To find a way now, one of us must negotiate with the Black Cloud Group in the past. Neither Zheng Sheng nor I are suitable, so I hope Shen Sheng can come forward."

No one wants to go to the door to beg the enemy. But Zheng Yutong was excluded first. After all, he met Bao Zixuan; it would be good if they didn't fight. If the other party tried to stimulate him, it would definitely collapse.

The charter king recorded video when he was chatting with others before, but if he had a criminal record, the other party would definitely doubt his sincerity. On the contrary, Shen Bi is the most suitable. After all, although the two have had conflicts, they haven't had much interaction recently.

Moreover, both of them graduated from Oxford, so there is still a little bit of friendship; although this kind of friendship can be said to be plastic, but after all, there is still a little relationship.

Although reluctant, since he has already boarded the pirate ship, he can only bite the bullet.

And he also knew that Bao Yugang and Zheng Yutong were both good-faced people. If you feel slighted during the conversation with Bao Zixuan, and quarreling with the other party, it will only make things worse.

Shen Bi: "Since Bao Sheng said so, then the next one will be the richest man. But the two of you must be prepared, and the other party's asking price is inevitable. After all, it is a seller's market, and only the Heiyun Group can provide this in the world today. .UU Reading ”

"So I hope that after things are done, the two of you don't think I spend too much money."

As long as Shen Bi is willing to come forward, it's nothing more than spending a little more money, it's no big deal.

Zheng Yutong: "As long as things can be done, no matter how much it costs, I will never complain."

After several days of investigation and analysis, Shaqiantong also calmed down. Investment banks are indeed promising. But it must not be speculative, and must be developed for a long time. Banks attach great importance to word of mouth and credibility, and need to persevere.

The rapid development of Heiyun Bank is not only due to the large number of employees of Heiyun Group, but also its good service system. Bao Zixuan also has a rare earth mining company, but when the bank was run on, it did not use the black cloud companies to make a fuss. With the intelligence of the other party, it is not unexpected, but not wanting to disrupt the normal operation of the bank.

After the end of the rare earth mineral company bond, you can't fool around. It is necessary to formulate a scientific strategic plan for the bank, and strive to build a century-old enterprise.

In this way, at the request of Bao Yugang and Zheng Yutong; even if Shen Bi was reluctant, he would take the initiative to contact Bao's richest man.