Yang Fan finally understood that it is not so difficult to get money through normal procedures these days. Unless it's profiteering, such as illegal fund-raising, it won't fall out of the sky.
Take the loan prepared by Yang Fan as an example. If the loan is approved according to the normal procedures, it is estimated that he can save enough money for the upgrading of Yuquan mountain villa, so what kind of loan should he use.
The speed of the loan is too slow. It's still private financing. Yang Fan has entrusted such a glorious task to general manager Lin Xiaoling once again. The loan can be continued and the financing should be carried out at the same time. This is called a red heart, two hands to prepare, two hands to grasp, and two hands to be hard.
As for the sale of shares in Yuquan villa, Yang Fan would never do it. How good it would be to be a person in charge of his own family. Yang Fan would not find a guy to fight for the right to speak for himself, even if only one percent of the shares were lost!
In addition to the above three methods, only the auction technology of Yuquan villa is left. But Yang Fan knows that this method will not work at all. The reason why Yuquan villa can grow such delicious vegetables and fruits is not relying on any technology, it is all because of the space.
Unless Yang Fan is willing to disclose the secret of Lingquan, he can't sell his technology.
Of course, Yang fan can also sell the seeds that have been bred by the space Lingquan, but that is no less than exposing the secret of the space Lingquan. Will people not study the seeds of the space Lingquan breeding when they buy them? In case of any research, Yang Fan will even have to cry to death in his dream.
Lin Xiaoling is still very capable. It took only two days to get financing. She told Yang Fan that it is expected to raise 50 million private financing in a short time, but the interest rate is a little high, and the monthly interest rate is two cents. Can Yang Fan accept it.
The monthly interest rate of two points is equal to the annual interest rate of 24%. That is to say, Yang Fan's private financing of 50 million yuan will pay back 62 million yuan even with capital and interest a year later.
"Black! It's so dark! Isn't this usury? "
Lin Xiaoling was choked by Yang Fan: "is the monthly interest still black? Mr. Yang, have you ever seen a real usury? The interest is settled by month or by day. The interest of every month or every day should be included in the cost. After a while, the principal will double or even several times! "
"Well That can't be so much. Xiaoling, if you discuss with the other party again, we'll pay twice the interest of the bank. How much interest does the bank want? Can't we just double it for them? "
Yang Fan thinks his money is not windy. Why should he get cheap? Those loaning bastards.
However, Yang Fan has forgotten that the money of other people's money lenders is not windy. Why let him use it in vain?
"Boss Yang, your request is too high. I'm sorry that I can't do it. You'd better go out in person or ask someone else for help."
Lin Xiaoling wants to give up her son directly. What kind of person is this? She gives you twice the bank interest and she gives you twice the bank interest. How many elder sisters do you have to borrow!
"Well, well, let me think about it. What's more, 50 million is not enough. Can we make two hundred million? It's not easy to run one hundred million? "
Yang Fan's attitude changed too fast, too fast for Lin Xiaoling to accept: "boss Yang, do you borrow or not? They are still waiting for the news. You have to think about it. When you think about it, the money will be lent to others. "
"However, 50 million is not enough. If you can't get 100 million, only 50 million won't work!"
Yang Fanzhi scratched his head. What he said was true. After this period of operation, Yuquan villa's account now has about 20 million yuan, plus 50 million yuan of financing. At best, Yang fan can use 70 million working capital at most. 70 million yuan is not enough space for upgrading jade pendant, and it is not a little bit worse.
"Then I can't help it. With my ability, I can only get 50 million yuan. Any more, you can only find others. Maybe you can find Bai Mei. She is willing to lend you 100 million yuan."
Yang Fan didn't want to borrow money from Baimei, but he really didn't open his mouth. He borrowed money from a woman. Yang Fan did have mental disorders.
Besides, Yang Fan is afraid of Baimei's dilemma. As long as he talks about the relationship between him and Baimei, Baimei will be in trouble again. It is estimated that he will have to pinch his nose to raise money for him. In that case, it is likely to use the working capital of Crystal Palace. How much liquidity can an enterprise have? Once the capital chain of Crystal Palace is broken, it is likely to cause some unexpected adverse consequences.
"Forget it, I'll not borrow it for the time being. I'll figure it out myself. You just have to keep an eye on the loan."
Yang Fan decided not to raise funds privately. 50 million yuan was not enough. It didn't work. Moreover, he had to pay such high interest, which was a waste of money.
As soon as Lin Xiaoling heard that Yang Fan would not let her manage the financing again, she was not calm. She was afraid that Yang Fan would be disappointed with her. All along, Lin Xiaoling wanted to prove her ability in front of Yang Fan. Therefore, every time she talked with Yang Fan about her work, she was serious and even aggressive. The purpose was not to let Yang Fan underestimate herself.
Now, Yang Fan seems to be disappointed with her, how can Lin Xiaoling not panic: "Yang Fan, don't worry, I'll think of a way, maybe we can get some more!""Oh, no, I want to open up. How can a living person let his urine suffocate? I have a way to make money. You really don't care about this matter. I'll go first. Goodbye!"
What Yang Fan thinks in his mind is how to make money, but he doesn't find the change of Lin Xiaoling's mood. In his opinion, Lin Xiaoling is a strong woman, and her work style is very tough. It's good that she doesn't choke herself on the chairman of the board.
Leaving the office, Yang Fan drove to the Jade Street in the antique market. He didn't come to buy jade raw materials. He just wanted to look around and see if he could think of any good way to raise money.
After two rounds of walking on the Jade Street, Yang Fan didn't think of any good way to make money. It's a good idea to rob the whole street. Let alone the jade and jadeite in this street, it is estimated that the space for his jade pendant will be upgraded again.
However, this idea is just an idea. Yang Fan is not so insane. In order to upgrade the jade pendant space, it is impossible to do anything by any means. Although Yang Fan's bottom line is relatively low, there is still a bottom line. It is still impossible to rob a jade street.
Just as Yang Fan was about to leave, he was suddenly attracted by the bustling scene in a shop. Just now he walked back and forth for a few times. There were only a lot of people in the shop, and they didn't feel as happy as they are now. Is this a big happy event? Otherwise, how could a group of people jump with such vigour like holding a party?
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