Chapter 656： It's up to Shi Lei

The sound of the scepter became somewhat oozy.

"you sure?"

Shi Lei said with a smile: "Of course it is OK, otherwise, I will get out of here, and after 24 hours, I will lose my opportunity to be exempt from punishment."

Shi Lei didn't say anything, Shi Lei continued with a smile: "Do you think I will forget this thing, or ignore it? Then you can just take the opportunity to be punished without punishment. But how do I Maybe I forgot? From the beginning, what I thought was to use the identification card with the quota, instead of using the identification card with my own funds. I will never forget this, it is related to my life. The rewards given to me by the black card cannot be used for self-funded profits. Except for investment-type rewards. "

"But you didn't have that much on your body at the time, did you?" Heika was still fighting.

Shi Lei said with a smile: "As long as it is my money, you have no way to limit it to a quota or self-financing. To put it plainly, I spend all the money left after each quota cycle is my self-fund."

"But you only had a quota of 436,500 yuan at that time. When you confirmed that the 400,000 yuan was used as a value for consumption, you only had 36,500 yuan."

Shi Lei clapped his hands lightly and said, "Can we not play this obvious word game? In the previous quota cycle, my quota was one million, not 436,500 yuan. So Even if the 400,000 is considered as a value-added consumption, it must be included in the quota, and my remaining balance is also 600,000 yuan. This has nothing to do with how much I spent at that time, because those consumptions recognized by you and the black card, It can also be paid by my own funds. This is the only thing you can't control. You can't always order me to not allow me to use my own funds for reasonable consumption. So, as long as the use of the quota for each quota cycle is completed, and it exceeds It ’s up to me to decide which part is counted as quota consumption and which is counted as autonomous fund consumption. Your logic is typical machine logic, the large set is consumption, and the small set is line consumption and autonomous fund consumption. , But before the settlement date, the specific collection of all consumption should be determined by me. So ... hehe ... "

The scepter knew that he could not mislead Shi Lei, and had to announce: "The third-level commissioner, this quota cycle uses 75,000 yuan for collectible consumption, and complies with the maximum consumption limit of 10% of the collectible consumption guidelines. by."

Shi Lei smiled very proudly, and he said, "And in the last credit cycle, I just spent another 75,000 yuan. Alas, there is more than that, but I spent 10,755,000 yuan. It has already been achieved. So, I will be promoted to the third level without any punishment. Thank you, scepter, and I have 2 million more independent funds. Although you have been pitted more than 200,000, but I'm still very satisfied. "

The scepter said in a very disgusting tone: "Walk around ..."

Shi Lei laughed, pressed the card ejection button, and the scepter disappeared from the cash machine's screen. Shi Lei retrieved the black card.

When returning to the apartment, Shi Lei called the investment cheat card with his consciousness. Then, in his mind, a picture exactly the same as the app on the screen of the previous phone appeared. If there was any difference, it was probably The size is different. The interface in the brain is obviously larger and clearer. It is commonly called higher resolution.

Of course, Shi Lei is not using an investment cheat card now, he just wants to confirm the effect of the black card virtualization.

Experiments show that it really works better.

Of course, Shi Lei still can't appreciate the benefits of the scepter.

However, it is actually quite worthwhile to exchange for a black card virtualization with such a thing as a little red flower.

While standing in the elevator, Shi Lei looked at the mobile phone, and the mobile phone was clean. Except for the normal APP in this world, there was no more APP given to him by the black card.

Shi Lei checked his account again, and inside was lying quietly 10 million funds. His independent funds were still not available in the stock market.

After careful calculation, it's June 3rd. Shi Lei received a black card in mid-October last year. Since the novice trial stage and the first stage use one week as the quota cycle, wait until Shi Lei rises to the second stage The settlement date is advanced to the third day of each month.

Counting it out, Shi Lei received a black card just within eight months, and his quota has risen to 10 million. In this regard, it is because he worked very hard to control after the second level, and there was some accident that the base score was deducted by thirty. Otherwise, Shi Lei should have been promoted to the third level almost three months ago. Now, I'm afraid that I'm infinitely close to the fourth level.

This money, Shi Lei already has a use, there is no doubt that it is used for loans to buy the house in the villa community developed by Wei Qing's home.

The total price of that house is more than 27 million yuan. After erasing the fraction, Wei Qing can give him a 5% discount. In other words, this house, Shi Lei only needs 22,655,000 It can be won, Wei Qing said at the time that the fractions continue to be erased, and Shi Lei actually needs to pay only 25 million.

There are still a small number of facilities that are not completed there, and the sales certificate will soon be available, and the market will be opened at that time.

Said it was the opening, but Shi Lei estimates that there were only nine single-family villas in that community, and in all likelihood, 98 people had already been booked before the opening. By then, it was just a comedy. Wei Qing told Shi Lei that their family had already negotiated with a bank in Wu Dong, and the loan process had been carried out in advance. When the market opened, Shi Lei and other buyers would only need to submit their own ID book and credit records. You can enter the last step of the loan process.

However, Shi Lei also discussed with Wei Qing that the Wei family should not be too anxious to withdraw funds, and Shi Lei did not want to borrow from the bank, mainly because bank loans can only be repaid once a year, and even if Shi Lei only lent for one year, The monthly repayment is only more than one million ~ www.novelhall.com ~ This will make Shi Lei, which has now increased to 10 million, leaving too much money to spend.

As a result of the discussion, Shi Lei paid five million yuan to the Wei family, and the remaining 20 million yuan. He pledged with Qixuan's shares, and thereafter returned at least five million yuan each month, up to four months. Of course, Shi Lei can pay it off at any time in advance without any interest.

For Wei Qing, there was no pressure. He called his father and his father simply agreed.

Qi Xuan's momentum is just right, and Wei Qing's father also knows that Shi Lei has a good relationship with the Bai family, the Yu family, and the Song family, let alone four months, even if it is repaid four years later, 20 million yuan, he also Not too concerned.

Later, Shi Lei hung the apartment he was living in to an intermediary. The apartment was a black card reward for his own funds. After having the villa, he no longer needed to hold the apartment.

It is obviously more in Shi Lei's interest to turn it into autonomous funds at hand.

The value of this apartment is close to 3 million, plus the 2.4 million cash that Shi Lei realized from the stock market two days later, and he has about 5.4 million of self-owned funds on hand.