Chapter 74 (2)
"People will come here to borrow money due to the earthquake damage. You know exactly how to proceed as we discussed before, right?"
"Of course, I know. I'll keep the interest low, but I'll be sure to thoroughly check the credit."
"You certainly know it well."
"And I'll replace the outgoing money with these promissory notes."
This was the most important thing.
Rockefeller nodded alone and opened his mouth.
"That's the most important thing. Give promissory notes instead of gold coins, no matter what. That's advantageous for us."
'Protect the real money' and lend the 'fake money (promissory notes)' to collect interest.
That was the reason Rockefeller insisted on promissory notes.
Then, it became like doing business with non-existent money, so whether the loan interest was 1% or 3%, it was always a profit for the bank. And since promissory notes could be issued infinitely, it was possible to lend more than the amount of gold coins held by the bank.
'It's the miracle logic of banks.'
"Do you know that?"
Joshua showed a confident smile.
"Of course I do. That's how we benefit."
"And get the fortress repairs done in advance. It will cost more if you repair it later."
Knowing the future, Rockefeller knew when the dwarves would attack.
"Enemies inside are important, but the ones we should be most wary of are the enemies outside, not the inside."
"Is that because of the dwarves?"
"Right. Originally, the owner of this land were not humans but dwarves."
"Got it. Then I'll also replace the repair cost for the fortress with promissory notes."
Rockefeller smiled brightly at Joshua.
"Yes, it's not too difficult, so you should be able to do it well on your own."
* * *
Rockefeller, who hurriedly left for Lyon, arrived in Lyon, one of the most prosperous commercial cities in the empire, a few days later with a guide.
Lyon was a metropolis incomparable to the Montefeltro territory located on the outskirts of the empire, and there were many people living there.
Upon arriving in Lyon, Rockefeller headed straight for the cathedral.
It was the place where his younger brother Leo, who was working hard in a distant land, and Bishop Verkis, whom he had come to know through Father Peter, resided.
"What brings you here? I hope there's no problem?"
When Bishop Verkis asked with a slightly worried expression, Rockefeller immediately shook his head.
"No, it's not that. I came here because I have some business."
"Business? What business?"
"I came all the way here to join the Lyon Guild."
"The Lyon Guild?"
"Yes, I want to meet the Lyon Guild leader who is here."
Contrary to Rockefeller's thoughts, Bishop Verkis' expression was not very good.
"Suddenly... why?"
"You came here to meet Benjamin? Hmmm..."
"Yes. Is there any problem?"
As Rockefeller asked worriedly, Bishop Verkis shook his head.
"No, not really. It's just that..."
Despite his words, there seemed to be something going on.
"Excuse me, but may I ask what the issue is?"
"It's nothing big. The relationship between the guild here and us has become a little bad because of an incident that happened when you were with us."
At that, Rockefeller expressed his confusion.
"What do you mean?"
"It's just a family matter. It's a part you don't need to know."
"But I'm still a family member, aren't I?"
"Well, yes... but you're only closer than a stranger."
Rockefeller couldn't help but tilt his head at the ambiguous words.
'What on earth is going on?'
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