Chapter 80 (1)
The Lyon Guild (8)
"I see."
The shop owner facing Rockefeller began to speak.
"Opinions are divided among the merchants here too. Some people think that if a customer entrusts their gold coins, they should naturally collect storage fees and make a profit, and they get angry about paying interest. There are also people like me who don't know much, and those who think it's right, and they are considering giving it a try."
If any bank tried to pay interest, they wouldn't be able to focus on the accumulating gold coins.
That's because ordinary people would prefer a bank that pays interest over one that charges storage fees, and gold coins would only pile up in such a bank.
Furthermore, people who have been storing gold coins on their own because they didn't want to pay storage fees would all entrust their gold coins to the bank, creating a structure where gold coins naturally accumulate.
"It seems that the opinions of bank merchants are also divided."
"More importantly, how did you come up with such an idea? In my opinion, it could just be a coincidence, or maybe you"
He was an extraordinary bank assistant who had even captured the lord.
It was almost like a rabbit catching a tiger.
Although it was obvious that he would soon become a goldsmith, the fact that an assistant had done such a thing was very impressive in his eyes.
"I thought you might be a genius in this field. There are geniuses everywhere."
"Ha ha, I'm not a genius. I'm just an ordinary bank assistant."
What genius?
He had simply applied the knowledge he already had here.
It was a trivial matter for Rockefeller.
"Anyway, the guild master was furious about that. As you know, the guild headquarters is right next door, right? He screamed so loudly that I thought my ears were going to fall off."
In the meantime, Rockefeller continued to speak.
"Unlike here, there is only one bank in our territory, and indirectly inheriting the lord's position, the loan business is always smooth."
"Who are you lending to?"
"We lend to our territory's residents and nearby aristocrats, up to the maximum amount they can afford to repay."
Rockefeller, who had a lot to say, paused for a moment to catch his breath and continued.
"Recently, a large natural disaster occurred in our area, and everyone is desperate for gold coin loans. We are also subtly increasing profits by lending them enough money not to die from debt."
"Ah, I heard there was a lot of trouble recently. They said the terrain changed due to frequent earthquakes?"
"Yes, it was an unfortunate event, but the lord and the residents were able to minimize casualties with good response."
"Hehe Anyway, listening to you, it seems like your business is going well."
"Moreover, by depositing church funds and receiving the church's protection, the business is thriving day by day."
Once he met the person involved in the rumor.
Even the shop owner, who had been half-doubtful of the rumors, couldn't help but have his ears perk up.
"I envy you."
"If you're envious, why don't you try it like me? It's not that difficult."
When Rockefeller subtly suggested his own way, the shop owner, whose name he didn't even know, began to shake his head.
There was a good reason for this.
The existence of the guild master, who considered Rockefeller a thorn in his side, was right there.
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