Chapter 595： : The new Ponzi scheme

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In the white porcelain cup, amber-colored old wine was flowing, and the aroma of the wine was overflowing. The nose filled everyone's nose. A jug of wine was filled with 6 glasses. Lanfei handed the jug to the waiter standing behind. The waiter turned out When I was in the hip flask, I was a little hurried, a little embarrassed, and obediently, don't say that such an expensive thing broke, otherwise, you can't afford to sell yourself.

"Everyone, for our meeting." Lan Fei raised his glass and said to everyone.

Everyone also raised their wine glasses and gestured towards Lan Fei. Lu Ning slowly took a sip. It is indeed a 40-year-old Huadiao Liquor. It is pure and tasteful enough to make people linger. Among them, Chen Jie is the last I can’t wait, the women may be due to their own drinking problems. They just tasted it. Only Chen Jie took a full sip, which should be about one or two.

You know, after so long in the cellar, the aroma of this wine can be intoxicating. Maybe it is more pure than the high-grade white wine. Chen Jie took a big mouthful, and for a while, he almost couldn't recall the taste, and quickly took a few deep breaths. In case he was embarrassed, but, the more he was like this, the more difficult it was to fight him. In the end, his face became flushed, and he almost died because of a sip of wine.

After finally getting over, I saw Lu Ning and the others smiling but not smiling. Okay, I was embarrassed again, but fortunately, except for Boss Lan, I was all my own. It didn't hurt, it didn't hurt.

"Mr. Chen, it's better to taste slowly." Lan Fei didn't say much, just a kind reminder.

Seeing that Lan Fei was a good wine and a delicacy, Lu Ning gave Chen Jie a wink, and the latter quickly asked the waiter to add a seat and buy a pair of tableware.

In this regard, Lan Fei did not refuse, originally in order to deepen understanding with Lu Ning, of course, to follow the kindness and sit down.

The atmosphere on the wine table was pretty good. Everyone was chatting about their own experiences, and it was not cold. Among them, Lu Ning listened all the time and did not express any opinions. It was Chen Jie who returned to the appearance of talking and talking. All, there are no things he can't do, typical bragging, but everyone really didn't take his words to heart, anyway, there is always someone who wants to say more, otherwise it won't be good to be cold.

"Boss Lan, how did you think of being in the catering industry?" After a long time, Lu Ning had a word with Lan Fei, and both sides were not in a hurry. It was a slow trial.

"It's okay, I am a woman and I don't know much about other things. I think that people rely on food as the sky, so I just devote myself to this one." Lan Fei helped her front bangs and said casually.

"Boss Lan is rather self-effacing. Looking at Boss Lan's conversation, he can only be cultivated by family members. Just a private cook is a little overkill." Lu Ning sort of ordered Lan Fei's birth, and took the other side by the way.

"In front of Mr. Lu, I really don’t have much to say about my background. However, a few friends told me about some business, but I don’t understand. I was thinking about finding someone for advice. I don’t know. Can Mr. Lu help me solve my doubts?" Lan Fei also counted back. You know my background, and I know your family. It's a good fight, but Chen Jie and others sound like it During a normal chat, the only person who could understand the scene was probably Qin Lan.

"Oh, what kind of business? I would like to hear it in detail. I can't ask for advice. It's just a discussion with each other." Lu Ning said politely.

"Not long ago, a former playmate approached me, saying that the Internet industry will tell about the rise recently, and he wanted to build a platform similar to online lending, saying that he would gather small amounts of funds and lend to those in need. Which type of people say that they use the Internet to make private micro-lending models, and use the Internet and mobile Internet technology to provide related financial and monetary services."

A friend of Lan Fei really mentioned this matter to her, and it can be regarded as a small sender of funds. A more active person in the second-generation circle. When she found herself, she said she was in the new industry of the Internet. When it comes to a way to make money, Lan Fei doesn't know much about the emerging industry like the Internet. Therefore, taking this opportunity, you can also ask Lu Ning for advice.

Lu Ning was happy when he heard it, oh, it’s incredible, isn’t this a very popular P2P business in the future, I didn’t expect it to be thought of now?

"Boss Lan, this friend of yours is a flexible man." Lu Ning said with a smile.

"Oh? According to Mr. Lu, this project can be done?" Lan Fei glanced at Lu Ning, waiting for his answer. To be honest, Lan Fei is not very optimistic about this project. Thinking that Lu Ning praised the person who proposed this idea, could it be said that this Mr. Lu also took such a crooked path? If this is the case, for this Mr. Lu, he can only keep the friendship between gentlemen as pale as water.

In fact, this can be regarded as a test for Lan Fei. After all, Lan Fei himself is not optimistic about this project. If Lu Ning supports it, then Lu Ning's position in Lan Fei's heart will drop by one level.

"If I were Lan boss, it would be better not to touch this industry." Lan Fei did not expect that Lu Ning's next sentence would be directly reversed.

"Huh? Didn't Mr. Lu just say that this project is good? Why did he say that all of a sudden?"

"Stop, the type of project you just mentioned is actually a modern version of a Ponzi scheme How do you get others to invest more money with you? Isn't it just giving high interest as bait? Don’t you? Let’s not say if there are so many people making money, even if they do, then, do you think these borrowers can guarantee that there will be no bad debts?"

Lu Ning smiled and took a sip of the huadiao, and continued: "Also, if you have more money, you definitely want to learn to invest. After all, the money you borrowed has high interest rates, and you want to return the interest to investors. In addition to tearing down the east wall to make up the west wall, there is also investment, but can you guarantee that you will only allow every opportunity? Or do you think the money will increase in your hands?"

Lu Ning's problem instantly solved what Lan Fei had always felt was wrong. That's right, isn't this the template of the Ponzi scheme? Just put on a high-tech hat.

"So, I said that the person who came up with this project is a smart person. At least, he can gather a fortune in a short time, and then use high-tech as a cover, and then inflate some investment income, at least, in the short term. Any problem, spend money lavishly and live the most luxurious life, after all, the money is not yours."

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