Chapter 1149

With the emergence of crowdfunding and P2P online lending, the atmosphere is somewhat different.

Mr. Zhang's face changed and he said in a deep voice, "what's the difference between the two and illegal fund-raising?"

Ma Yun did not speak, Li Dong said: "the most fundamental difference lies in the supervision problem!"

"Who will supervise it?"

"Government, central bank, platform, enterprise, joint supervision!

Of course, the point is to raise the threshold!

Not every enterprise has the strength to build this platform, nor can any enterprise do it.

We can effectively avoid some risk control problems by raising the threshold, focusing on supervision, not letting go, and government supervision. "

Now that he has said it, Li Dong is not afraid to speak more.

Private fund-raising is illegal, but P2P is legal.

However, the main problem is that the threshold is too low.

It can be done by individuals. No matter you are a person or a dog, as long as you build a platform, some people will believe it. This has to be said that the government and the enterprises promoting the Internet financial industry have made mistakes.

We did not do a good job in publicity, control and supervision.

If we strictly control this industry when it is emerging, it will not happen in the future.

If we do a good job in large-scale publicity, only a few enterprises can obtain this qualification, and P2P scams will not be rampant.

is precisely because we did not do this well, so that the Internet financial system has been hit hard. For a long time, people only know Alipay, the balance of treasure, but do not know other Internet financial services.

If the regulation is really good, will there be chaos of fraud and usury from offline to online?

Will there be that kind of naked loan video, college students' families will be destroyed?

These are all manifestations of poor supervision. If we really want to crack down on them, such things will not happen.

The government is responsible for this, but the giant enterprises that promote the development of the Internet financial system also have the responsibility!

Ali, in fact, is responsible.

Some people may say that this has nothing to do with enterprises. They can't regulate and ignore others.

But in fact, with Ali's strength at that time and the government's strong suggestions to raise the threshold, these things are likely to be avoided.

Li Dong, as one of the founders, can't let himself bear this name.

Therefore, it is necessary to strengthen the supervision. It is better to raise the threshold, or even to allow only one family to enter the market.

At least relatively speaking, there is still some confidence in the distance.

In later generations, almost all Internet financial enterprises have no physical support, which is actually a big drawback.

Once there is a risk, their resistance is very weak, a little bit of wind and grass, roll up and run, that is a common thing.

And similar to the group with hundreds of billions of physical scale industries in the distance to do such a thing, unless there is really no way to go, otherwise, there is no way to run with money.

Of course, it can't be said that there is no risk at all.

But there is always a risk, which can be minimized in the distance.

Li Dong added: "the standard of threshold should be supported by industry, and the scale should not be too small.

Without industrial support, once encountering a financial crisis similar to today's, it is difficult for enterprises to ensure the safety of funds.

Of course, this fund can not actually reach the enterprise's own account, which is the government's supervision.

However, the threshold standard must be high. I said that the purpose of industrial support is not to be afraid of capital problems, but to be afraid that there are no restrictions on enterprises and that they can not be controlled at that time.

There are large-scale industries here, and they can't run. Unlike some enterprises, they can do this with a few computers, which is the same at home and abroad. "

Ma Yun's face is dark, MMP's, deliberately aimed at Laozi?

Resisting the impulse of swearing, Ma Yun frowned and said, "this is Internet finance. According to your opinion, Internet enterprises can't participate? Is that still called Internet Finance? "

Li Dong shrugged and said, "I'm just suggesting, not saying definitely.

Of course, the concept of industry is not just what you understand.

Our Internet enterprises, big data center, Cloud Computing Center, Internet Industrial Park, headquarters building

In fact, these can be seen as the embodiment of network materialization.

You have to think who I'm aiming at, that's your own careful eye.

I'm only aiming at those enterprises and individuals who do not have the strength to disrupt the market. "

Ma Yun is speechless. What can I say?

When they saw that they were again hooked up, they were helpless.

Mr. Zhang also cried and laughed and could not say: "you two, before this starts, you fight yourself. How can the Ministry of industry and information technology rest assured to push forward?

At this time, we need to unite all forces to promote this industry... "

His voice dropped, and Li Dong's eyes lit up and said, "Sir, did you agree?"Mr. Zhang said with a smile: "it's not a matter of whether you agree or not. You have to look at it again.

Of course, I have no objection to it. It is also the wish of all of us that the Internet industry can get new development.

As for the issues of regulation and threshold, we need to prepare for long-term research.

In short, in my opinion, your proposal is still feasible.

After I go back, I will do some detailed investigation. I also hope that several people present can provide us with some detailed data reports and feasible specific plans and measures.

When appropriate, I will contact the relevant departments with the central government to discuss with you in detail.

Whether it is feasible now, the road still has to go. "

Li Dong several people quickly nodded, the chairman of the Internet association also said with a smile: "as Mr. said, the road still has to go, can't stop eating because of choking.

On the side of the association, we will try our best to coordinate everything.

This conference, in my opinion, is extremely successful.

A number of enterprises with a sense of social responsibility have emerged, and a number of industry leaders with pioneering spirit have emerged.

The development of the Internet industry is inseparable from you and requires the joint efforts of all people.

No matter whether this road can go out or succeed, I hope that all of you here will not give up hope or despair for the future.

Society needs you... "

The chairman of the board of directors is the chairman of the board of directors. Li Dong, who said that he was a great man soon.

However, the public understood her potential meaning.

This is not necessarily a success, the possibility of failure is great, let us not because of this resentment and self abandonment.

In fact, there is no need for the chairman to remind us that none of the people present is tenacious.

A failure is nothing.

It is only a matter of time before the promotion fails.

Seeing that President Hu said something pessimistic, Mr. Zhang said with a smile: "no matter what, the Ministry of industry and information technology will give you the greatest support.

I can't guarantee that the payment system will be open and standardized. I will promote the government to enact laws and regulations at the latest next year.

This is the biggest guarantee I can give you. "

People were moved. At this time, Mr. Zhang said such firm words, which also had to pay a price.

Once the payment system can not be legalized, Mr. Zhang's reputation will be completely discredited.

In general, these people don't have a lot to say.

Today, I'm afraid I've had some impact. Mr. Zhang himself may feel that if there's no progress at all, I'm sorry for everyone's enthusiasm and ambition.

Therefore, this left this guarantee in the end.

The original intention of Li Dong and Ma Yun was to promote the regularization and legalization of the payment system, which has now been achieved.

……

After the small meeting, Mr. Zhang and Du Anmin left first.

Li Dong did not rush to leave, a few people sat in the meeting room for a while, Ma Huateng gave everyone a smoke, everyone smoked together.

While smoking, Ma Huateng puffed out a cigarette ring and said: "I've been holding up a lot these days. Next time we have a meeting, we should allow smoking.

Every time I hold a meeting, something in my mind is confused. "

Brother Ma is a big smoker. Li Dong can smoke or not. He is flustered for a while.

To Ma Huateng's words, people are too lazy to answer questions.

Li Yanhong took a look at Li Dong and thought: "Li Dong, you and Ma Yun's ideas are good, but in my opinion, the time is not mature.

At this time, if we want to compete with traditional finance, we lack some strength.

Among the several enterprises present, only the powerful can reach the scale of 100 billion.

It is hard to imagine how difficult it is to promote the traditional financial sector which is one hundred times larger than ours. "

Li Dong said with a smile: "I know this, and I have never thought of reaching the goal one step at a time.

The reason why I mentioned this is to give you a preparation.

To say the least, we first put forward a big demand, and the traditional monopoly industries will certainly set up obstacles.

At this time, if we reduce our requirements, they will feel that they have succeeded and made money. They will relax the restrictions on us, and some of our plans will be easier to implement.

Otherwise, do you think Mr. Zhang will guarantee the openness of the payment field to us at this time?

When we asked for 10 million yuan, he didn't give it, and we asked for another 1 million yuan, it would be much easier to talk about. "

People laugh, reason is this reason, Ma Huateng or way: "easy to cause vigilance."

"Don't you say they're not vigilant?"

Ma Huateng waved his hand and said, "don't argue about this. What didn't happen is meaningless.

For the moment, let's talk about something else. Do you have any plans for the evening?

If not, have a dinner together in the evening.Lao Yu and boss Liu have been waiting to get together for a long time. Yesterday, they wanted to invite Li Dong. As a result, you didn't run a day. Is it OK tonight? "

Li Dong knew that he was Liu Chuanzhi, and he nodded with a smile: "no problem. Let's get together. As long as we don't get drunk, we are still good friends.

I'll fight him to the end in the evening. Don't get off the table if you lose a kilo. "

Ma Yun glared at him and said, "what do you think I do? Am I drunk crazy

Ma Huateng and Li Yanhong held back a smile, and Li Dong hummed, "who knows who's crazy about wine? We're not familiar with each other. Once we drink, we'll stick to the sky and the ground, and we'll stick to me. It's not to find fault."

"No, it's no fun to drink with this guy. Huateng, Yanhong, I'll go first!"

Ma Yun was so angry that he left his words and wanted to leave.

Li Dong scoffed: "we must do what we say, but don't really run back then."

Ma Yun has a black face and is too lazy to pay attention to him.

Ma Huateng and Li Yanhong followed with a few words, and Ma Yun hummed: "I'm looking for everyone's sake, otherwise..."

"Or are you going to fight me alone?"

"Rude!"

Ma Yun is short of breath. Ma De, how can he meet such a rolling knife? He can't beat him or scold him. His liver aches.

One side of the Ma Huateng and Li Yanhong are almost stretched out, quickly pull two people to go out.

If you don't go, old ma is mad. How can I do if I get beaten up by Li Dong.

At the thought, they looked at each other, and then they couldn't help laughing.

In front of outsiders, big guys are serious and rigorous, but in private, there are all kinds of messy situations.

In any case, they are all from the same class, and ninety nine percent of the Internet industry's real upstarts are grassroots.

Everyone has a common language, will not be despised because you burst a few rude words.

Sometimes, in some public occasions, these people say they are used to it, or get angry, and start swearing.

Strictly speaking, Li Yanhong and Ma Huateng are better than others. They don't talk much and pay more attention to their image in public.

Li Dong and Ma Yun can't. these two guys are too rude in public because they talk a lot. They have been criticized for some time.

……

Outside the International Convention Center.

Several people parted ways, Li Dong got on the car, looking tired.

It's not so easy to promote the progress of an industry. He and Ma Yun are both under pressure.

two people after the meeting ridicule a few words, but also for decompression.

Even the chairman of the Internet association is so pessimistic, Mr. Zhang can't guarantee, and Du Anmin doesn't speak. It can be seen that things are more difficult than everyone imagined.

Li Dong, as the initiator, was under great pressure, but he didn't show it.

However, something has to be done.

In fact, Li Dong can wait for Ma Yun to be the initiator and pioneer, but he can't wait.

In three or five years, too much has changed.

At that time, some things may be different. Seizing every opportunity to push these forward will not waste his rebirth.

After three or five years of development, maybe everything is different.

Thinking about something, Li Dong fell asleep in the car.

Until arriving at the hotel, Li Dong opened his eyes in the light voice of Bai su.

After a long breath, Li Dong rubbed his cheek. Seeing that he was a little tired, Bai Su whispered, "Mr. Li, Wang Xin is here again. Do you want him to come back later?"

"No, make me a strong tea. I'll talk to him."

Hearing that Wang Xin came, Li Dong forced himself to keep up his spirits. At the end of today's Internet Conference, he saw Wang Xin by the way. The guy in the province turned back and ran away.

Seeing Li Dong insist, Bai Su doesn't persuade him again.

Looking at Li Dong's back upstairs, Bai Su whispered, "Li should always have a good rest."

Only close and long-term contact with Li Dong will you understand that his success has not been easy.

In the past few months, Li Dong has never stopped moving forward. In other words, in the past five years, he has never stopped his pace.

Tan Yong said dryly: "it's time to rest. In fact, even I feel tired."

They looked at each other and then shook their heads. It was a vain thing to say.

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