Busy, Li Dong's wedding is finally over.
Almost all the relatives and friends have left, and the business people are very busy. More than half of them left on that day.
On the morning of the 8th, Shen Xuehua and Shen Du were sent off. In the afternoon, Li Dong finally had room to breathe.
……
Dongyuan.
Li Dong lay on the beach chair beside the artificial lake and said lazily, "do you think it's time for us to hire a private accountant in the future?"
"What's the matter?"
"Let's just say that the company's people are not our private employees. We can't find them for everything.
This wedding preparation, spent so much money, received a lot of red envelopes, can't always let people from afar help us count it.
These private affairs should be separated from public affairs. "
Shen Xi nodded her head and said, "well, I'll arrange these things, so you don't have to worry about them."
"Well, you can arrange. By the way, have you figured out where to spend your honeymoon next? "
Shen Xi said with a smile, "do you really want to give yourself a long vacation?
It's been more than half a month since the last ten days of May. But you haven't been to the company once. Do you really care? "
Li Dong yawned: "if I get married, I have to give myself a holiday.
Isn't it good now?
Everything was going well. Without me, everyone did well.
And I'm not here, and the rest of us are not that stressed.
What's more, my wealth continues to grow, which makes me feel especially good when I don't work for nothing.
I haven't found this before.
Now think about it. It's time to enjoy. "
"Really?"
Shen Xi laughed, and Li Dong cheated others by saying this.
These days, although Li Dong is busy with the wedding, he has been busy at night. In addition to the company's business, why can he be busy.
He didn't care. In fact, he would take time to have a look at the important documents in the distance.
Including those days when the retail alliance officially opened, Li Dong has been staring at this matter, and obviously still attaches great importance to it.
If you really think he doesn't care, it's definitely because others think too much.
However, Shen Xi doesn't ask him what plan he has now. They discuss the next schedule.
……
At the same time.
Lin'an.
The first thing Ma Yun did back to the company was to hold a meeting.
In the meeting room, Ma Yun's face was serious: "if anyone thinks that Li Dong is married and degenerated, he is an idiot!
Who if think, Li Dong is lack of aggressiveness now, also be an idiot!
When I was in Pingchuan, I had a few conversations with Li Dong.
He didn't say anything else, just one thing, Wan cartoon is applying for a consumer finance license!
You all know what that means.
Once the ten thousand card gets this license, next, the Internet financial field, the distant layout will be reasonable, legal and can continue to grow.
Far away is now preparing, fully prepared.
They are applying for all kinds of licenses.
Li Dong is more mature and dangerous than before.
He is now doing things well, and then he will be ready to kill, rather than the same as before, he will go first and then... "
The door of the conference room was knocked before he could finish his speech.
Ma Yun slightly coagulates eyebrow, voice way: "come in!"
His secretary opened the door and saw Ma Yun looking at himself and said, "Chairman, you said that you should inform you of the news from afar in time.
Just now, new news came out from the CBRC.
The first batch of four consumer finance licenses were issued, and those who got the four licenses were BOC Consumer Finance Co., Ltd., BOC Consumer Finance Co., Ltd., Jincheng Consumer Finance Co., Ltd., and distant finance company... "
Ma Yun's face changed slightly: "so fast?"
Li Dong's front foot just said, did not expect the blink of an eye, the other side took the license plate to hand.
There are only four enterprises in the first batch of pilot projects, and there are only four licenses, which is enough to show how important this license is.
Taking a deep breath, Ma Yun nodded his head and said, "I know."
When the secretary came out of the door, Ma Yun continued: "we all heard that. Only four got the license plate!
Among them, the first three are supported by banks, BOC is supported by BOC, Beiyin is supported by Beijing Bank, and Jincheng is supported by Shudu bank.
Only far away, did not rely on other financial institutions, but alone won this license.
What's more, I've heard that the principle of issuing licenses is one province at most.
In other words, if you get a license plate from afar, Jiangbei will not issue such a license again.
Now it's still Jiangbei. Once it's expanded from afar, it's hard to say that there are still several companies in East China who can get license plates.In addition, the business scope of consumer finance license is very wide.
The loan is only one aspect. I don't know if you have checked. According to the regulations, consumer finance companies can undertake many businesses.
These include the issuance of financial bonds, domestic interbank lending, borrowing from domestic financial institutions, agency sales of insurance products related to consumer loans, and fixed income securities investment business wait!
All the people here know what it means!
It means that the remote ten thousand cartoon can officially use the money of yu'ebao, and use the money legally and legally.
Maybe not all of them, but fixed income securities investment business can be done by themselves.
What's more, borrowing from domestic financial institutions, as long as the remote side is well prepared, high leverage can be used in the distance to make Internet Finance bigger and bigger.
Including the issue of financial bonds, it means that in the distance, it can raise money by itself to expand its business, and they can issue financial bonds themselves.
In summary, the distance to get the license plate has been ahead of everyone in the financial field.
Some local banks, including some local banks, have no credibility in the distance. However, with the credibility, there are legal licenses in the distance and their business is recognized by the government.
This is extremely terrible!
In the future, if our other institutions do not respond, the market share of ten thousand cartoon will continue to explode.
Li Dong will not necessarily compete with us at that time. The object of his contention is the traditional financial institutions.
Although it is only a license plate, it is of great importance... "
Ma Yun said for a while. Someone in the conference room frowned and said, "Chairman, it's really unexpected that we got the consumer finance license from afar.
But even so, it is not necessarily a bad thing to grow up in the Internet financial industry from afar. "
Seeing Ma Yun looking at himself, he did not feel timid. He looked straight at Ma Yun and said, "in fact, I don't think Ali has to compete with distant places in every field.
It is also a fact that Ali's strength is not as good as far away.
We can compete in a certain field and from afar, but it is too difficult for us to compete in an all-round way.
In that case, we can give up part of our business... "
Ma Yun said coldly: "you should know, Internet Finance actually runs through the whole IT industry!"
"I know." The speaker said frankly: "I know that controlling Internet finance is equivalent to controlling the lifeblood of some IT companies.
But I still want to say a few points, first, remote can not do all the control.
This point can be seen from the payment license issued before, when the national team enters.
Second, we don't have to get involved in many businesses. Our single payment platform is enough at present.
Internet finance is a new industry. Social acceptance will not be too large in the short term, and its impact on us is also limited.
Third, what I said is a little ugly. Don't mind.
Ali, it's not time for us to make a comprehensive layout. This will only slow us down. We can't do what Li Dong does.
Yes, if you don't, I'm afraid it will be very difficult to keep up.
But what about that?
He does his Internet finance, and we do our e-commerce. As long as the payment is in our industry and the consumers still use our payment system, it is already enough.
What's more, the group is now in a difficult position. Before the privatization of Alibaba network, the company's money was almost spent.
All of the funds raised by taking out treasure have been smashed on logistics and platforms, but the chairman should not forget that we are not only engaged in these businesses!
Ali's foundation is actually B2B. Class B customers are our important strategic partners.
Now, the core of Alibaba is moving to C-class users. Is that really a good thing?
It's not necessarily a wise choice to have to collide with the hard surface in the distance.
To develop our strengths and avoid weaknesses, we continue to expand B2B business and attract class B customers. Next, we support class C customers. This is the fundamental of Ali.
Now, there is a general mood in Ali, which I think is very bad.
That is, what they do from afar must be right. If they do it, we will do it immediately. Even if we can't eat a big head, we can't eat nothing. But I don't think it will come to a good end if we follow the trend.
The core of an enterprise lies in its own originality.
Since we can make B2B bigger and have a global foundation, why do we have to work hard on B2C and C2C.
Once we make B2B the first in the world, China's small and medium-sized enterprises are actually our potential partners.
At this time, we can compete with distant places. Even if we lose in class C, we still have the hope of growing up, instead of changing our name directly like Teng Xun. "After he finished, some people did not agree with him: "it is not that we follow the trend from afar and do the C industry, but we started first.
And from the beginning, we have been very strong in the C industry, which was once the largest in Asia.
Now, are we not doing it because we are doing it from afar?
You said that the core of Ali is B2B, which I do not deny, but also do not admit.
Industrial diversification is the trend. There is still a lack of a single type of business in order to impact the giant field. "
"It's all about the future. You'd better take care of the things in front of you first." The man who spoke before hummed: "now, Ali's business is shrinking, and it's all in the point of food shortage.
At this time, regardless of the actual situation, still thinking about future expansion, is it really necessary?
If you want me to say, Ali should stick to his own road at the beginning, rather than be affected by the distant influence. At this time, a lot of investment in logistics industry.
If we have the strength, it is not necessary to say much.
But if we don't have this strength, we shouldn't have to be fat. "
"That's not true..."
“……”
In the conference room, executives are divided.
Some people feel that they can avoid competing with distant places and play their strengths.
If we don't do B2B business from afar, there will be no space for competition. Ali will shrink its strength in other places and put limited funds into the industry that has grown, which will create greater benefits.
Some people think that if we don't do it now, it doesn't mean we won't do it in the future.
Give in now, and you'll have nothing to do after that.
While the distance is not big, Ali is the right choice to keep up, so that there is no room for expansion in the future.
The public said that she was reasonable and the old woman was reasonable. After a while, people on both sides quarreled.
For a long time, Ma Yun interrupted with some headache: "what we have said is actually reasonable. If we are willing to accept the present situation from afar, it will be easy to say.
But do you think this is possible?
It's not possible!
Instead of eliminating Li Dong's ambition, he became even more ambitious.
Therefore, at this time, we must not let go, otherwise, there will be more and more powerful in the future.
At that time, we really have no way back.
Internet finance still needs to be done, otherwise Alipay will be replaced sooner or later, and finally become our own internal payment software instead of the socialized financial payment system now occupying a very high market.
"But..." Some people once again questioned: "but we can't get the license plate at present. If we do it by force, we may be caught in the distance, which is even more inappropriate."
Ma Yun tapped on the table and said for a long time, "we can't do it, but someone can do it. Bailian, Huarun, Sulin These offline giants have this strength.
Or there is no way to cooperate.
Anyway, if you can't give up, don't give up.
If you give up a piece of market today and give up another piece tomorrow, you think it's a stop loss. In fact, the meat will only be cut more and more.
At the end of the day, we even had to be chewed by Li Dong
Many people nodded in agreement.
began to refute Ma Yun's senior executive and sighed. "So, the chairman must follow up, even if Alipay, who is just independent, once again meets the distribution of interests."
Ma Yun was silent for a moment and then said slowly, "I don't want to be like this, but we can't lose this piece. If we lose it, we will have more trouble."
“……”
People were speechless. At last, many people sighed in their hearts. Now Ali is unable to support himself.
I don't know what happened to Ali in the end.
Far away really like defeat Teng Xun as the defeat of Ali, then when the time to go and choose?
With these messy thoughts, although the meeting continued, many people were somewhat distracted.
Seeing this scene, Ma Yun's eyebrows were even more severe.
At the same time, he couldn't help thinking about Li Dong, the guy. What's the next step?
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