Chapter 939： Do not believe

Mu Yangling felt that she could not be blamed for this matter. It was a decision she made under the combined effect of various conditions. Although there were some mistakes at present, she believed that it was a correct decision before.

Just think about it, Daqi has begun to collect taxes. After five years of recuperation, the people have breathed out, the treasury has surplus grain and money, and they have found the money from the treasury of the previous dynasty and put it into Qi Xiuyuan's inner treasury. , which means that they have a back-up fund, Daqi does not need Fan Zijin and Qi Haoran to subsidize it, and their money can be used freely.

Mu Yangling has no scruples, then, what to do with the money he earned?

Buy land and buy Zhuangzi?

This is no longer the best choice. Too much land is too scattered, and it is a burden. Coincidentally, at the beginning of the year, the No. 2 dry rice was put into large-scale planting, and the data for the planting of Chamcheng rice was obtained in the fall of last year. The planting range has been expanded and the yields are considerable.

How can such a good thing not be shared with the people of the whole country? Besides, the Secretary of the Si Nong Temple personally visited the Harvest Grain Shop, and Qi Xiuyuan also cultivated his faith in her, and asked her to cooperate with the Si Nong Temple if possible. Mu Yangling had the final say With the money and the materials in hand, it was found that the harvest should be spread throughout the twenty-five prefectures and twenty-eighty-nine prefectures. Although they would make their family tighten their belts, it seems that before the winter, their family's expenses will also be reduced. Not big.

And when it comes to winter and Chinese New Year, not only Fan Zijin will have a share here, but also the chicken and duck farming and greenhouse planting in Zhuangzi is also an income, so it is not a problem to support them during the Chinese New Year.

As a result, Mu Yangling used all the savings at home, including her dowry money.

Please forgive her for keeping the thinking habits of her previous life. She thinks that the husband and wife are one after marriage. Since her husband's pre-marital property is all up to her, there is no reason for her to squeeze the dowry, so their family's money was mixed together. Except for the names on the land deeds of the Grange, the other benefits were already mixed together.

Therefore, there is no emergency fund, and now she wants to set up a workshop, she can only borrow money.

Like Qi Haoran, Mu Yangling habitually asked Fan Zijin to borrow money first, but Fan Zijin couldn't get it, so she planned to go to Qi Xiuyuan.

Fan Zijin couldn't help it. He pointed at her with trembling fingers and was speechless. He asked, "How much profit can your grain store make, so you can put all the money in it."

Mu Yangling said in disapproval: "You can't say that, we can't do everything based on revenue. Yes, the annual revenue of my grain store may not be comparable to the profit of your restaurant for a month. But the results it brings are not comparable to that of a restaurant..."

Fan Zijin waved to interrupt her, "So you are doing charity?"

Mu Yangling shook his head, "No, my shop is also profitable, and it is also making money. I don't do business at a loss."

Fan Zijin sneered and asked, "I only ask you, does Haoran know about this?"

Mu Yangling nodded again and again, "How can I not tell Haoran about such a big thing at home? I will definitely ask him for his opinion. Haoran said that he can endure hardship and let me do it."

Fan Zijin was speechless to the couple, and couldn't help but feel fortunate. Except for Zhuangzi and Fengshou Grain Shop, who had tossed around by themselves, they all partnered with him in other businesses. Get him to subsidize it.

He doesn't dare to partner with Mu Yangling at all. How can he do business without looking at the future? Besides, he doesn't care about the profit and profit, but also the poor people. Are they doing business or charity?

Fan Zijin beckoned to call housekeeper Xia and said, "Go to the bank to pick up 20,000 taels of silver and send it to the next house."

"There's no need for so much," Mu Yangling said hurriedly: "I've calculated it, the initial investment will cost 2,000 taels, and I'll ask you for it again if it's not enough."

"Don't," Fan Zijin said, "I won't borrow it if I don't look back enough, and don't think about things that you can't get with 20,000 taels of silver. Also, I'll borrow this money from you, this business is yours. Make a toss for yourself, I won't participate."

"Don't," Mu Yangling said anxiously: "Zijin, you believe me, I will definitely be able to run these two workshops well, once the things are made, even if we don't rely on sea trade, we can still make a lot of money... …”

"Then congratulations, I'll leave it to Xiaoxiong and the others to marry their wives. Is it possible that you can save your money?" Fan Zijin glanced at her and said, "Just don't forget, this money is borrowed. It's done."

Mu Yangling knew at a glance that Fan Zijin didn't believe in her ability, she could only puff up her cheeks and say, "Okay, I'll give you an IOU."

Fan Zijin waved her away, it was really rare, these two people would actually get an IOU when they borrowed money.

Mu Yangling could only go back with drooping head, thinking, if something can't be researched, she will pay back the money, and if it can be done, it should be Fan Zijin's shareholding. He has no vision for such a profitable business. .

"Master Guo, you really let the princess toss herself." Butler Xia felt a little pain in the flesh, "This is a cost of 20,000 taels."

Fan Zijin's wealth is also in terms of overall capital. Now most of his money is invested in business. With 20,000 taels, they can do a lot of things. However, those wealthy businessmen who used to borrow money have always come to the door recently, wanting to be in Haimao. To get a piece of the pie, if the grandfather can't meet their demands, the money owed will have to be repaid immediately. In the past, the grandfather borrowed the money for Daqi and the emperor.

"Didn't your father say that the interests of the two companies should be separated? There are enough places for us to cooperate, and there is no need for me to intervene in these two workshops."

Xiabo's words, Fan Zijin still listened to it, and there is another important reason for his unwillingness to join the team. He really can't compliment Mu Yangling's talent and ability in business.

If you don’t want to make money as much as possible in business, are you still a businessman?

Whether it is Zhuangzi or the harvest grain shop, Mu Yangling always balances the interests of her and the people. Although he makes money, he earns very little, which is not in line with his principles of doing business.

His bottom line in business is to make money, and the purpose is to make more money, while Mu Yangling’s bottom line in business is not to lose money, and the purpose is to make money happily.

And the principle of her happiness is that she is happy, and most of the interests are also happy, for example, the objects of business - the common people.

Dao is different, so he should not get involved. This cooperation is different from the previous ones.

He manages and directs all the combined businesses of the two families. Haoran and Aling only look at the ledger. No matter what, no matter what he does, the two do not interfere, so they have been working happily so far.