Chapter 1035： The importance of banks

The effect of worshipping with Marin is very obvious. First of all, the priests of the Basilica of Lateran saw the unknown Giovanni Di Lorenzo de Medici and nodded.

The Basilica of Lateran is currently the residence of the Pope, and most of the priests in the house are celebrities of Julius II. Although their status is not high, because they are the pope's cronies, their eyes are usually higher than the top. General bishops, they are too lazy to give a good face. Only the cardinals can get their respect. Before going to the Basilica of Latran, the priests didn't take him seriously. But now, obviously the grade has improved a lot ...

What makes Giovanni Di Lorenzo de Medici even more ecstatic is the gain in economic benefits. Because, after Julius II, he talked to him and said that he would return some important economic industries in Florence to the Medici family.

Before Charles VIII entered Italy in 1494, the Medici family was the ruling family in Florence and controlled many industries in the economic lifeline of the Republic of Florence. But with the French invasion in 1494, the Medici family was driven out of Florence. Then, the Medici family began to decline.

What are the pillar industries of Florence? Mainly the wool industry, as well as the financial industry, and of course there are various handicrafts, but it is not as good as the first two. Moreover, this financial industry includes highly profitable coinage.

After losing the dominance of Florence, the Medici family lost control of Florence's woolen industry and financial industry, and only retained some humble handicraft workshops and service industries, continuing to lurk in Florence.

After Marin helped the Pope to capture the city of Florence, Pope Julius II returned to many industries of the Medici family, but mainly in the wool industry. The particularly important financial industry, including coinage rights, was not returned.

How important is the financial industry? I can borrow a lot of money! And how important is money? In the election of the Pope, money is the decisive force!

In the original history, why was Leo X successfully elected Pope? It is because he has the support of the bankers in Florence!

Originally, the Papal State captured the Republic of Florence in 1511. Then, in 1512, the Medici family regained control of the Republic of Florence. And the banks in Florence (not modern banks, more like ancient money houses, which do not give depositors interest), also fell back into the control of the Medici family.

After the death of Julius II in 1513, the reason why Giovanni Di Lorenzo de Medici was successfully elected as a pope as an pope was due to the support of Florence bankers .

Because of the loss of dominance in Florence for more than ten years, Giovanni Di Lorenzo de Medici did not have much money in his hands. But with the support of the bankers in Florence, he had enough funds to participate in the campaign and was eventually elected.

In history, many historians do n’t understand why Leo X took only two years to defeat the huge wealth accumulated by the previous two popes. In fact, although Leo X squandered, he did not throw gold coins to play. The reason why he quickly lost the light of the Holy See was because he needed to repay the debts of those bankers ...

...

Of course, that was the original thing in history. In the time and space where Marin participated, Julius II did not immediately hand over control of the banking industry to the Medici family after occupying Florence, and only returned those wool mills. The reason why the financial industry did not return it was actually Marin ’s idea. Because, he wants to use it as a favor ...

No, Marin and Giovanni Di Lorenzo de Medici sworn and told him vowedly-I will fight for more benefits for you ...

Then, the Pope talked to Giovanni Di Lorenzo de Medici—or would Florence's financial management be returned to the Medici family?

Giovanni Di Lorenzo de Medici is not a fool, how can he refuse? Suddenly nodded and agreed ...

In fact, there are not many banks that originally belonged to the Medici family in Florence, only two larger industry leaders. However, the return of Julius II this time is not only the two big banks, but the management of the Florence banking industry, which is very powerful.

You should know that in this era, most of the nobles in Europe lived on borrowed money. The main reason is that at that time, European kings and nobles did not have the right to tax ordinary people. Therefore, before the religious revolution, the European church was the richest, because the church had the right to impose a "Tithe". The religious revolution is inseparable from the wealth of the kings and nobles who coveted the church.

Because there was no money, the king at that time wanted to start a war, and he had to get the support of bankers, otherwise the war would not be fought. Elections for the Pope and the selection of Emperor Shinra must be strongly supported by bankers. Otherwise, with so much campaign funding, most people simply cannot afford it.

At this time in Italy, there are mainly three financial centers-Venice Financial Center, Genoa Financial Center, and Florence Financial Center.

These three financial centers, many banks, kings and nobles, can borrow a lot of money from here. Of course, the price paid is also very high. Because, the interest on borrowing money is as high as 10%. Among them, the Genoa Financial Center, which later lent a lot of money to the Spanish Habsburg dynasty, but with the subsequent declaration of Philip II ’s national bankruptcy (that is, official debt, and more than one bankruptcy), the Genoa financial industry suffered A heavy blow, and then faded.

In the German region, there are some family chaebols headed by the Fugel family. Whoever they support will have enough financial resources to run for the emperor.

As for France, there are also a large number of bankers in Paris, and French bankers are also highly concentrated in Paris. This led to a consequence-that is, the revolution of France in the later generations, as long as it won Paris, it won a full victory. Because, taking Paris, it is equivalent to controlling most of the French banks, not too much money ... You occupy Paris, it is equivalent to occupying the headquarters and vaults of those banks, can you lack money? Therefore, in France, as long as it occupied Paris, it was equivalent to taking control of most of France ’s wealth, which was equivalent to occupying the entire France. Once Paris is lost, the French will surrender immediately, and will never linger ...

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The reason why Giovanni Di Lorenzo de Medici is excited is that-mastering the management of Florence's banking industry is equivalent to mastering the right to distribute Florence's funds. Although the Medici family had no money at this time, the bankers in Florence had money ...

what? You said those bankers may not be willing to borrow money? What is management right for? Give him a suspension of business for rectification, revoke his license, to see him dare to stab?

You said that the money is not yours, just borrowed? Brother, you probably do n’t know what a big man is. The meaning of big figures is not how much money you have, but how much money you can mobilize ...

Ma Yunniu, right? Worth more than 200 billion. However, most of his assets are stocks and real estate, and the live money that can be used is actually a small part.

And those big presidents, such as the presidents of the five major national banks, their personal assets are far less than Ma Yun's fractions. However, their influence ability far exceeds those of the rich. Even if Ma Yun is known as Daddy Ma, he must kneel down and call his father in front of those big presidents ... because those presidents can mobilize more funds than Ma Yun ’s total assets ... So, Ma Yun is in front of those big bosses, Very well-behaved, saying "be prepared at any time for inclusion" ...

...

Florence, as Italy's third-ranked financial center, so many bankers will be re-integrated into the management of the Medici family in the future, and Giovanni di Lorenzo de Medici is of course very excited.

Although the Medici family is relatively poor now, mastering those bankers ~ www.novelhall.com ~ can use the money of those bankers to "give money for the Medici family".

To give a simple example, some of the later generations are more expensive, and they have no money in themselves. However, by virtue of their relationship, they can borrow a lot of money from the bank. Then, they took down the land and engaged in real estate development, a community, they can make them make hundreds of millions or more. Previously, he didn't have a penny. But as long as the bank is willing to lend him money, plus the land, he can easily become a rich man ...

Therefore, the role of banks is very large. The premise is that you can borrow money from the bank. In that case, you can make money with it. The reason why the gap between the rich and the poor in the later generations of China is growing is mainly because-banks are only willing to lend money to the rich or related people, and the poor who really lack money can not borrow money at the bank ... rich Or someone who can borrow money from the bank will use the money to make money and become more and more rich; if you can't borrow money without money, you will never have money unless you can win the lottery ...

Which industry the bank supports, which industry can develop rapidly or even explode. For example, in real estate, if the bank does not provide loans for 20 or 30 years, ordinary people simply cannot afford a house. If you can't afford a house, real estate will not develop, because you can't sell it. National Article 5, National Article 8, and National Article 100 are useless. As soon as the bank announces that it will not provide mortgage services, the real estate will immediately collapse ...

So, if you want to make a fortune, hurry up and get to know bank executives. As long as you know a person who has the right to decide to lend and give you millions of tens of millions of illegal loans, you can go to the peak of your life in the future ... what? You said no good project? Hoarding a house ... That's a brainless pig that can make a fortune ... (Well, Lao Niu is talking about a few years ago. In the future, Lao Niu doesn't dare to judge, but don't do this, don't contact me if you lose. ...)

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