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Upon hearing that there was money to borrow, Maximilian I went to Giovanni Di Lorenzo de Medici to negotiate borrowing money. And Giovanni Di Lorenzo de Medici also knew that Marin's bottom line obtained laterite iron ore in the south of Luxembourg.
But Giovanni Di Lorenzo de Medici disagreed with Marin's condition that the emperor should use the laterite iron ore of the Principality of Luxembourg as a mortgage. Because, in current Europe, iron ore is not so valuable.
Why? Because there is no modern industry in Europe, the demand for steel is very small. Therefore, even after a long-term exploitation of hundreds of millions of tons in later generations, only 270 million tons of lateritic iron ore in Luxembourg ’s Gutland Plain are not so valuable.
As a professional, Giovanni Di Lorenzo de Medici assessed that the iron ore mine in Luxembourg is worth up to 50,000 gold coins. Used as a mortgage, I can't borrow much money at all. So he suggested that Marin simply buy the iron ore. Then, let the emperor use other things as collateral to borrow money. In other words, the Luxembourg iron ore was dealt with by Giovanni Di Lorenzo de Medici as an addition to this loan.
After thinking for a while, Marin decided to let Giovanni Di Lorenzo de Medici, a professional, handle the negotiations with Maximilian I. Anyway, so much money in the bank will have to be lent before interest will be generated.
After some negotiating confrontation, Maximilian I, who continued to use money, finally agreed to sell the laterite iron ore area in the southern part of the Principality of Luxembourg to Marin for 30,000 gold coins. Then, Giovanni Di Lorenzo de Medici also provided Maximilian I with a loan of 300,000 gold coins, with the lowest interest rate of 10.
To be honest, this year's interest rate is already very favorable in this era. Because many loan sharks have an annual interest rate of up to 30. Giovanni Di Lorenzo de Medici gave this low interest rate, already looking at the friendly price given on Marin's face. Of course, Maximilian I also used a large block of land in the Principality of Luxembourg as a mortgage. If the debt cannot be repaid within 10 years, then all these fiefs shall belong to Siena Bank.
In fact, the principal of 10 years of interest and 10 years of interest is paid back. If you can get collateral again, it will be considered profitable. But the loan interest in this era is so high, even if it is 10 years of interest, it is considered low and very kind.
Maximilian I was still very satisfied with this low-interest loan. But he didn't know that this loan was just a cover, and Marin's real goal was the big iron mine in Luxembourg. If 270 million tons of steel were smelted, that would be very scary. Of course, in this era, due to technical limitations, Marin could not fully develop and utilize the iron ore all at once. However, as long as the ownership is in his own hands, Marin is not afraid of the shortage of iron ore. Luxembourg ’s iron ore is mined, passes through the Moselle, an important tributary of the Rhine, and enters the Rhine, and can be transported to the Ruhr area for smelting into steel. As for Archbishop Trier along the Moselle, he will not cause himself trouble. Because, standing behind the Marin ...
...
In fact, Marimba must not let Maximilian I borrow more money. If it doesn't have any money in the end, you can use the territory as a mortgage. For example, the Dutch province is pretty good.
However, this is limited to Maximilian I. Because Maximilian I was a very kind person in historical records. The so-called kind-hearted people are relatively shameful.
For example, Maximilian I died in debt hiding in his later years. This is because he knew shame. Change a shameless emperor, and you will be in debt, what can you do with me? Still hiding debt? Will it work? His grandson, Charles V, used the method of abdication to let his son Philip II declare the country bankrupt, and directly relied on the huge extra debt of 20 million Ducat gold coins, which is extremely shameless. In fact, this honest emperor, frightened to escape because of fear of being in debt. In fact, if he is shameless, he can simply ignore those creditors. Every banker, how about getting an emperor?
Therefore, Marlin still believes in the character of Maximilian I. If the other party takes the territorial mortgage, Marin is also at ease. But if he changed to his son Philip, Marin would not believe it. Because Philip was merciless and shameless, and Charles V's shamelessness was influenced by him.
...
After entering the city of Rome, Marin lay on the blanket in the carriage and arrived at the Basilica of Lateran where Pope Julius II was.
After arriving at the backyard of the Temple of Latran, Marin couldn't sit down. He could only order someone to get a bed and let him lie on his stomach ...
Julius II laughed when he saw Marin lying innocently on the bed. And Marin was full of grudges:
"My father-in-law, I was almost dead. You still laughed at me! If I were to die, Angela would be a widow, and no one would take care of Felice ..."
"Oh, do you think my daughter will have no one? Even if you become a widow? Or someone will line up to grab it!" Julius II said proudly.
Well, originally planned to seek comfort, Malin suddenly turned into a river of sadness. It wasn't his own father. If old Huffman saw it, he would have been comforted for a long time.
Julius II then remedied:
"It's just a knife in the butt, it's not the egg in front. As long as you have a month's injury, you can jump around alive, what's the worry? It's not a big injury."
Marin depressed:
"It's really not a big deal with a knife in the ass, but life is inconvenient! You see, I can't sit down now, nor can I ride a horse, it's very inconvenient!"
Julius II laughed happily again, and saw Marin lying there, he watched Zhile.
"Right, my father-in-law, after I broke the city of Siena, I robbed millions of coins in the Siena bank vault. But Bishop Giovanni told me that the money could not be moved. Otherwise, it would offend the Holy See. Many cardinals. What do you think of this? "
Julius II nodded and said:
"Giovanni is right, there are indeed many cardinals in the Holy See who have deposits in the bank of Siena. This is also normal, because the city of Siena is closest to Rome. It is me, who also opened in the bank of Siena I have an account with thousands of gold coins, and the picture shows that it is convenient to withdraw money. "
Marin nodded, and it seemed that Giovanni Di Lorenzo de Medici did not flicker him. He then told Julius II of his intention to continue operating the Siena Bank.
Julius II saw that the banks of Siena had become their son-in-law's industry and naturally supported them vigorously. So he promised Marin to allow Siena Bank to open branches on the street near the Basilica of Lateran.
Earlier, because of the tense relationship between the two sides, although the bank of Siena had business dealings with the bishops of the Holy See, the bank of Siena did not have a public branch in the city of Rome, and only had relatively remote offices to absorb those bishops deposit.
Julius II allowed the Siena Bank to set up an open branch in the city of Rome, and it was still near the Basilica of Lateran, which definitely gave great support. In this way, it is very convenient for those bishops in the Holy See to save and withdraw money. Now that the Holy See is corrupt, the bishops are rich, and if the Siena Bank can take over their deposits, it will definitely let the bank take off.
In addition, at the request of Marin, Julius II also agreed to suppress the activities of the banks of Venice and Genoa in the city of Rome, to avoid the competition between the banks of the two countries and Marin for depositors. However, the bank of Florence makes Marin a little embarrassed. Because this is controlled by the future pope, it is not easy to suppress.
Of course, these are secondary. Today, Marin came to the main task, in fact, to help Siena Bank fight for a very important business to help the Holy See mint ...
Although the Papal State has been around for more than 700 years, some Popes will coin some coins. However, the Papal State did not have stable coinage because of financial underdevelopment. It was not until the establishment of the Holy Spirit Bank in 1605 that the Papal State had a fixed currency foundry.
Before the establishment of the Holy Spirit Bank, the Holy See actually coined coins many times. For example, in 1530, the Holy See was the first to use a spiral coin-making machine to cast a batch of gold coins. However, this batch of gold coins is not large, more like commemorative gold coins.
...
Marin ’s plan is to use www.novelhall.com to take advantage of Julius II ’s relationship to allow Siena Bank to take over the business of manufacturing gold coins for the Papal State.
Of course, Marin's move is not to make money, but to ignite the popularity of Siena Bank. You see, our banks are all coining for the Holy See. How powerful is it?
This point, just like what was listed as a tribute in ancient times, is inevitably sought after. What can the emperor use? Must be high-end products ...
In other words, Marin intends to use the opportunity of coining for the Holy See to give Siena Bank a face all over Europe and brush its reputation.
Moreover, Marin has a big killer such as a spiral mint, and it is very simple to undertake the gold coin casting of the Holy See.
His specific plan was to cast a batch of high-quality gold coins printed with the head of Julius II for the Holy See, and to establish a reputation for the bank of Siena. At the same time, let Julius II designate Siena Bank as "the official designated cooperative bank of the Holy See" to enhance the compulsion of Siena Bank ...
(= Old Iron, please remember for a second)