The smile on Jacob Fugger's face these days has been unable to suppress, why? Because it ’s too easy to make money recently! As a banker, the Fugger family likes to find high-quality customers for loans. Just like the five big lines of China in the later generations, I saw the rich men such as Father Ma and Lao Wang looking for loans. Insurance, profit is enough ...
Moreover, this year's loans, the interest rate can be much higher than later generations. For those nobles and the Fugel family, the annual interest rate starts at 15%. This is still a noble with good repayment ability, and there are many debts. You need to increase interest to borrow money. For example, 20% or more ... Sometimes, in the event of war, the annual interest rate can even soar to 40% ...
what? You said those nobles might not be able to afford it? impossible. Why? This time to deal with those manors, those nobles were mortgaged with the purchased land. In any case, the land will not depreciate. It's not good, it's a big deal to confiscate those estates bought by mortgage ...
In short, loans with land mortgages are still relatively safe loans. In addition, the introduction of this business, Marin, is also a very high-quality customer in the eyes of Jacob Fugel, as much as the father of Ma and the old king in the eyes of the five major lines of later generations. Because, Marin has a hard currency mortgage-food and spirits!
Marin and Duke Ulrich purchased a population of hundreds of thousands of gold coins. All of this money needs to be borrowed from the Fugel family, and the annual interest rate is 15%. Marlin also has a mortgage, which can be grain or spirits brewed from grain. They are mortgaged at 80% of the market price, which is what the purchase price looks like. Of course, only when Marin can't afford the money will he mortgage the food or spirits. According to information from the Fugger family, the value of Marin's food and spirits far exceeds the value of the mortgage. Therefore, don't worry that Marin can't afford the loan. As a result, this business is to lie and make a profit.
Therefore, before Marin developed America into a prosperous country, the most profitable on the bright side was probably the Fugel family. Secondly, Ulrich, the Duke of Württemberg who took a lot of cash.
However, if in the long run, Marin, the most profitable person, does not count, the most profitable are the nobles who have divided most of the manor. This is because cultivated land is always preserved, especially in southern Germany with few plains.
Of course, in the long run, it will take hundreds of years. The value of these lands cannot be realized until the later generations start to speculate. If it is pure farming, the profit is still far less than that of the Fugel family who opened a bank. But for hundreds of years, who said that the descendants of these nobles can keep the land of their ancestors?
If considered from a risk perspective, Ulrich, the most unreliable Duke of Württemberg, has become the biggest winner. Because, he is already in the bag ...
But it is a pity that most of the money for this product has to be used to pay off debts, not to invest money to make money. Moreover, with the luxury style of this product, even if the debt can still be hundreds of thousands more, most of them will be spent ...
Otherwise, it is enough for him to cash in the proceeds of one to hundreds of thousands of Goulden coins and buy a few berlins.
However, Marin loved prodigals like Duke Ulrich. Because, if it weren't for the huge debt owed by millions of gold coins, how could it be forced to sell people? And Marin is the most underpopulated, and for this prodigal prince who dares to sell people, he is eager to kiss him.
Moreover, Marin wanted to use the Duke Ulrich as a benchmark and set an example to others. You know, in Germany, there is more than one Principality of Württemberg. In the entire Southern Germany region, most princely states are overpopulated. Mainly, there are too few plains here.
For hundreds of years of stable life, there was no war, and the population continued to increase, making all princes in southern Germany have a problem of surplus population. Therefore, the famous German mercenaries are mainly from the southern German region. Because, only here there is a surplus population to serve as soldiers and die ...
In addition to these peasant uprisings this year, there will be larger peasant uprisings in the next ten years, also in southern Germany.
In the German peasant war of 1524, more than 100,000 peasants were slaughtered by the repressors. Moreover, this is probably a strong man! If they even pack their families together, it is hundreds of thousands of people!
If you can take the opportunity to buy it, you can reclaim a large area of land in North America! You must know that when the 13 states of North America became independent, only 13 to 13 million states. Hundreds of thousands of people can completely reclaim two or three states. That is an old and beautiful state. A state has at least 100,000 square kilometers! Two or three states are bigger than the entire German region!
Of course, the so-called development of two or three states is unlikely to be fully reclaimed. However, fertile land on both sides of major rivers can still be developed. This was how the pioneers of the colonists who colonized the Americas did this. For places that do not depend on the river for irrigation, they are too lazy to develop and only develop fertile land by the river ...
In Europe, the fertile land by the river is generally only in the hands of nobles ...
Marin now spends a lot of money and buying people from the prodigal Duke Ulrich is actually showing it to others. At the appropriate time after the completion of the transaction, Marin will deliberately reveal the news to make other South German princes jealous. Then, after a few years, when the peasant uprising broke out in 1524, they would think of it-it seems that these rebellions can still be used to exchange money! Then, without Marin, they will take the initiative to promote. After all, most German princes have bad finances. If they can exchange money, they will not be willing to kill ...
Or, it can be said that princes with good economic conditions will not squeeze farmers too much. Without squeezing peasants, there will be no peasant uprising ...
In other words, for any princely country where a peasant uprising broke out, its princes must be very short of money. Otherwise, it will not squeeze the peasants and force the peasants to launch an uprising.
At that time, these princes who lacked money caught the rebel peasants and sold them for money. They would definitely be willing. After all, nobody wants to be a poor ghost ...
...
When Marin urged the Principality of Württemberg to **** the 26,500 farmers and their families to Karlsruhe for shipment as soon as possible, the local Emden port bought 3,000 peasant families from the Breischgau area for a total of 1.3 Ten thousand people, the last batch of 3,000 people have already shipped to Hong Kong and left for the American continent.
The destination of these 13,000 immigrants this time is still New Jersey, just east of the Delaware River. There is an area of 20,000 square kilometers. Before, it was mainly dominated by tens of thousands of English refugees, and there were only a few thousand Germans. Including the New York area on the edge of New Jersey, it is also mainly refugees in England.
After all, Marin is a German. Naturally, he does not want the English that he values most to have an advantage, even if they are also Germanic.
Therefore, whether it is this batch of 13,000 people or the next batch of hundreds of thousands of Württembergers, they will definitely be placed in New York and New Jersey in order to make the Germans dominate. Of course, the little flickers taught by Taylor are also equipped. Marin needed these missionaries to help him wander and let the new immigrants die.
Fortunately, many of Taylor's disciples can now be on their own, and they don't need Taylor to go out and teach Xiao Huo. And many of Taylor ’s disciples can work together to teach more young Foolish missionaries to help Marin settle down ...
However, New Jersey certainly cannot use more than a hundred thousand people. Therefore, when more than 100,000 immigrants from the Württemberg area arrived, Marin ’s colonial army would cross the Delaware River and head in the direction of later Delaware and Pennsylvania to the west ~ Occupy and develop these areas.
In later generations, Pennsylvania's Red Oak is very famous. The famous "Constitution" battleship was built mainly from red oak. Moreover, Pennsylvania is rich in resources. The coal resources in the Appalachian Mountains in the west are very rich. Pittsburgh, the famous steel center of the United States in the later generations, is located in the western part of Pennsylvania, close to the coal mine in the Appalachian Mountains.
In addition, the world ’s first modern oil well was drilled by Derek, the “progenitor of oil”, in Testerville, not far from Lake Erie in northwestern Pennsylvania in 1859.
Marin didn't know exactly where Testerville was, but he knew that before an oil well like Testerville was developed, there would definitely be oilseeds exposing the ground and emitting odors like sulfur. Otherwise, the early oil practitioners would not drill there. After all, at that time, the petroleum industry had not yet started, and there was no theory of "looking for water in an oblique direction and looking for oil in an anticline". They can only be drilled because of the oilseed outcrop ...
And control of Pennsylvania, then, you can go further west, looking for high-quality iron ore in the Great Lakes region. There are iron and coal, and the industrial conditions here are even better than those in Germany. After all, the German native is actually lacking iron ore. Like the high-quality iron ore in the Great Lakes region, there are fewer ...