Chapter 3720

Xiaolu's immediate vigilance caught his mother's attention, and he quickly lowered his voice and asked, "Why do you want to leave when the team really needs manpower?"

"Do you still remember Uncle Mark?" Dawei also looked at his mother-in-law cautiously, but fortunately, the mother-in-law just glanced at her and didn't pay attention.

"We didn't come that day when we got married, but the child came at the full moon. The one with a big red envelope? It said it was to make up for the marriage." Xiaolu asked.

"Yes, that's him." Dawei nodded.

"What happened to him?" Xiaolu asked.

"Do you know he's working hard?" Dawei asked.

"I don't know!" Xiaolu shook his head.

"He joined the "Xuanwu City Group"." David said.

"Ah! "Xuanwu City Group"!" Xiaolu exclaimed, she naturally knows the name of "Xuanwu City Group". Before, "Xuanwu City Group" recruited life players, and she applied for it, but because the level was too low , did not apply for the job, but the yearning for "Xuanwu City Group" never stopped.

"Yes, he joined the "Xuanwu City Group" and became a small soldier. He didn't tell us. Now, he has become a squadron leader and has some rights. He sent me a message and asked me if I would like to join. There is his recommendation , I basically have no problem going in." Dawei said.

"But, what about the current team?" Xiaolu asked. If it was another company, she would definitely disagree, but "Xuanwu City Group" is different. "Xuanwu City Group" is famous for its benefits. "Xuanwu City Group" is like holding a golden rice bowl, and you don't have to worry about being hungry anymore.

"This is what I think. I am in the team now, and I can't make much contribution. If I join the "Xuanwu City Group", on the one hand, I can make more money and improve our lives. If I have leftovers, I can also help Boss, second, if I play well, I can also indirectly help the boss." Dawei said.

"Your intention is good, but, if you do this, will people say... gossip." Xiaolu originally wanted to ask whether he would be called betrayal, but when the words came to his lips, he quickly changed other words.

"There must be some people who don't understand, but I have a clear conscience." Dawei said firmly.

"You can talk to the boss about the situation first, I believe the boss will understand." Xiaolu said.

"Well, the boss will definitely believe me." Dawei nodded vigorously, as if to cheer himself up.

...

"The country's banking license is very difficult to obtain!"

In the city lord's mansion, in Dongfang Herring's office, the financial advisor in suits and shoes wanted to start with this sentence.

"As a subordinate, I do not recommend that the boss open a bank. The best time to open a bank has passed." This is the second sentence of the financial consultant.

Oriental Herring has a long-standing idea of ​​opening a bank. Gein's childhood dream was that the richest person is the richest bank. In Dongfang Herring's young mind, the person who can afford to open a bank is the richest.

After I grew up, I realized the naivety of this kind of thinking, and now I have the idea of ​​opening a bank because everyone has no money, making money is difficult, and borrowing money is much easier.

If the idea of ​​raising wages does not work, then open a bank, and the player will borrow money from the bank, and there will be no problem. After he expressed his thoughts, no one agreed, but there was no objection either. Dongfang Herring was a little discouraged, so he called a financial advisor and wanted to hear advice from professionals.

As soon as the financial advisor spoke, Dongfang Herring's expression dropped.

"With the boss' worth and capital, he is qualified to open a bank. The purpose of a bank is to make a profit. However, the bank's profit period is very long, it may be several years, or it may be decades. With the current scale of "Xuanwu City Group" In other words, the profitability of many projects exceeds that of KaiBank." The financial consultant continued.

He is a financial consultant hired by "Xuanwu City Group". He is clear about the group's plans and projects. It can be said that he is concerned about all projects related to money.

He may be more aware of some projects of "Xuanwu City Group" than Dongfang Herring.

"A bank is a financial institution, subject to the supervision of the China Banking and Insurance Regulatory Commission. There are too many red lines in the policy, which restrict the development of the bank. "Xuanwu City Group" is a private enterprise. If the bank cannot keep pace with the group, it will have two sets of personnel. The team has greatly increased the cost." The financial consultant said.

"Why are so many people scrambling to open a bank?" Dongfang Herring asked.

"Yes, there are a lot of banks now. In addition to the six major state-owned banks, there are more than 4,000 banks in the country. So many people open banks, they must not go bankrupt because they have found a profit point. May I ask the boss, If you open a bank, where is the profit point?" The financial advisor immediately went on to say: "Storing deposits and lending are common practices, this, the starting point of all banks is the same."

"Potential loan!" Dongfang Herring said slowly.

"Boss, can you make it clearer? I don't quite understand." The financial advisor showed a puzzled expression.

"My target group is players. Players who need money the most do not have any assets. It is impossible for them to take out items as collateral, but players have potential. We have made a system that can evaluate the potential of players. Through Potential lending is like the current credit system." Dongfang Herring said.

"Is it reliable?" The financial advisor's expression clearly expressed disbelief.

"Reliable!" Dongfang Herring said vigorously.

"You are a master, you said it is reliable, then it is reliable, but, boss, from making materials, to submitting the application for a bank license, to getting the approval, the process can be as fast as one or two years, and as slow as three or four years. At that time, is this potential loan still useful?" asked the financial advisor.

"Does it take so long?" Dongfang Herring asked.

"This is going well. Some companies have applied for more than ten years, but they have not been approved. Moreover, everyone who applies must be prepared to fail. Out of a hundred applicants, generally ninety-nine are rejected. Refused." The financial advisor said.

"Overseas, will the situation be better if you apply for a bank abroad?" Dongfang Herring asked.

"Does the boss only plan to do business abroad? Even if the boss only does business abroad, the difficulty will not be less than domestic." The financial consultant said.

"Isn't there a multinational bank?" Dongfang Herring asked.

"State-owned! Other banks, it's not impossible, but the conditions are harsh." The financial consultant said.

"Is there any other faster way, shortcut." Dongfang Herring asked.

"Acquisition!" The financial advisor said slowly.

Dongfang Herring suddenly thought of a person, and asked, "How much do you know about Guo's International Bank?"

"Guo's International Bank?" the financial advisor muttered, his eyes lit up suddenly, and he blurted out: "Bankruptcy and reorganization!"