Chapter 482

The major banks studied it and finally adopted the practice of the British Island bank, which is the ancestor of this aspect, that is, to abolish the deposit reserve completely.

The deposit reserve system was first invented by the British Island bank. After hundreds of years of use, they found that the bigger the bank, the more dangerous the cash in the vault.

Once robbed, if there is no other external forces to help, it is easy to be run bankrupt.

Therefore, yingdao is also the first to abolish this system. Nowadays, there are few people who use this system all over the world. The Chinese Empire where Ding Yi lived used to use this system when the banks were state-owned.

However, at that time, the major domestic banks were all state-owned, and they were not afraid of bankruptcy even if they were robbed. The state would support them.

So the abolition of this system does not mean that the bank treasury will not release cash.

It's just that the amount of cash deposited can be greatly reduced.

For example, for super large banking groups such as Mitsui bank, Fuji Bank and Toyo group, the reserve ratio of the head office used to be about 10% - 18%, which means that if you have a trillion yuan deposit on your book, you need to put 10-18 billion yuan of cash in the Treasury.

Now we need to abolish this system and just store the regular amount.

For example, banks of Mitsui bank, Fuji Bank and Toyo group, a billion yuan of cash from the head office is enough.

In this way, even if it is robbed again, the loss is not very big.

What about the extra cash?

This is what the British islanders first came up with. Similar to insurance companies, they give a large amount of cash to the state as collateral.

Foreign insurance companies have to pay a deposit to the state. If the company goes bankrupt, the state can take the money to compensate the insurer.

Therefore, Ding yiwanwan did not expect that because he robbed two banks in the island in succession, all the large banks in the island cancelled the deposit reserve system and deposited a large amount of cash in the state for guarantee. Once this kind of thing happened again, the state could support it.

So the new problem comes. What if Ding Yi grabs the island's national treasury again?

No matter what happened to the major banks, the country will definitely not go bankrupt.

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More than six in the evening, it was already dark.

The palace of the heavenly king is full of lights.

A car entered from the main hall gate, passed through the main hall, the upper hall and the tea house, and finally stopped in front of several connected two-story buildings.

There are three buildings in a row. The one in the middle is called Yusuo. It is the place where the heavenly king of the island lives.

On the left side of Yusuo is the most popular "Sanjiu collection hall" in the royal palace.

Sanjiu museum is the treasure house of the Imperial Palace on the island. There are more than 9000 works of art, all handed down from the Warring States period, with a history of nearly a thousand years. Many cultural relics can be compared with the national treasures that Ding Yi just seized in the museum.

On the left side of Yusuo is the temple of heaven, where the king of heaven meets and entertains guests.

The car stopped at Shinto Museum, yoshido got off first, then opened the door respectfully.

Ding Yi and gentleness get off the bus one after another.

In front of the temple of heaven, there is a man in various clothes. The man has a sword eyebrow and looks magnificent. He also wears a samurai sword around his waist. It looks like he has practiced Kung Fu.

"Welcome Mr. Ding and his friends to the imperial residence. I'm the Guard officer of the palace hall. I'll serve you for a long time."

In ancient times, the official name of this man was the Guard commander of the Imperial Palace, who was in charge of the safety of the king and queen.

"The king of heaven is waiting for you in there, please." Obuchi reaches out for a pose.

But found that Ding Yi and gentle but standing still.

Because they are communicating with each other.

Ding Yi's mind has just been swept to the Sanjiu Museum.

But when his mind came to the Sanjiu library, he finally knew why he chose to eat here.

Wuwu, outside the Sanjiu Tibetan Museum, a gust of wind howled around, as if it had wrapped Sanjiu Tibetan Museum with a layer of black fog.

When Ding Yi's invincible mind swept to the top, it was like mud into the sea, unable to enter.

"Boss, do you find the house next door odd?" Ding Yi asks tenderness in a hurry, and his heart is shocked.

For a long time, he thought that he was an invincible figure, a half immortal cultivator. But now he not only saw the gentleness of another Xuanshi, but also saw something that could not be explained by science in the imperial palace of this island.

"It's a big surprise. It's an array chart. Unexpectedly, there are people in this country who can set up the array chart. It's a kind of primary array chart within the Yin gathering array. It gathers the spirit of Yin evil. Ordinary people don't understand it. They are easy to be invaded by Yin evil and get sick. You're a master of internal alchemy. You don't have to be afraid at all, but his array eyes seem a bit old. I'm afraid they've been arranged for hundreds of years."

Is there anyone else here who knows how to set up the array? Ding Yi was very surprised.

Originally, the king of the island really knew Ding Yi's prestige and invited him to dinner.

Now seeing a member of the service department family, and seeing that the Sanjiu Museum still has a map, Ding Yi immediately knows that today's meal is probably a grand feast.

But now he has tenderness around him, which is no different from a living immortal, so he is not afraid.

Obuchi said a word, found that Ding Yi and gentle did not respond, can not help but say again: "welcome to the imperial residence, please come inside."

"Oh, I'm sorry." Ding Yi smiles and takes the lead in entering the temple of heaven.

As soon as I enter the gate, my face is filled with solemnity.

The building inside is like a temple, not like a banquet hall. When you walk in, you will see a tall statue. The statue is a woman in kimono, with a small sun behind her head. The statue is exquisitely made, with superb craftsmanship. There is a dazzling light coming out of the statue.

"The great God of heaven?" Ding Yi naturally recognized the statue. It is a figure in the myth and legend of the island, the God of heaven, also known as the sun god.

In the minds of the islanders, the great God of heaven is equivalent to Nu Wa, the founding God of human beings in the myths and legends of the Chinese Empire.

"Just a moment, you two. Your majesty will be out in a minute." Yoshida wild two people to here, slightly bent down, turned away, the scene only Obuchi with two people.

Ding Yi is not worried. Instead, he is a little surprised. Come on, come on, let's see what tricks you are playing.

With his back against the gentle mountain, Ding Yi was not afraid. He looked up at the statue.

The woman in the statue is elegant and graceful, and there is a kind of brilliance in her body.

"In this country, there have been Xuanshi." Tender suddenly way.

"What?" Ding Yi was really surprised.

"Or, just like you, some Xuanshi was left in this country and met by others, so he made great achievements in his studies, but he may not be as good as you, and finally he died here."

"How do you know?" Ding Yi asked with his eyes open.

"There is a kind of Rune array carved in the statue, which is called" Tianzhao divine light technique ". It makes people feel awed and awed. This is the magic power of Tiandao League."

"However, this man only learned a little, or he was seriously injured at that time, and did not use all his skills. The Tianzhao divine light skill of Tiandao league can rejuvenate his hands and cure serious diseases. It is said that he has the power to bring back the dead."

"Grass." Ding Yi thinks that the islanders know that they are going to cry to death.

According to the ancient books on the island, when an ancient great God fled from the country of huangquan, a beautiful goddess appeared in her left eye. Because the goddess was born shining brightly on the heaven and earth, she was named the great God of heaven. And the management of the grassland (where the gods live).

The goddess taught silkworm rearing, weaving, and land reclamation in Tian grassland, and established the foundation of the island country.

This is similar to the creation of human beings by Nuwa.

Myth is written like this, but after listening to the gentle words, Ding Yi has a new picture in his mind.

Thousands of years ago, wild animals were everywhere and savages were rampant here. Suddenly, a Xuanshi passed through the island from other galaxies. Maybe he flew too long in the universe, or exhausted himself, but fell on the island.

She was worshipped by savages for practicing the divine light of the sky. She was probably seriously injured. Later, she taught fish herding and other skills here, evolved savages, and laid the foundation of civilization for the island country.

No wonder his words are a bit like our country.

The more Ding Yi thinks about it, the more realistic his version is.

"Ha ha ha, Ding Yi, we meet again." Just when Ding Yi and gentleness are discussing how this island country came from, there is a laughing voice from outside.

Then, there is takebu Yingzheng and meiko ninja, who was with takebu Yingzheng last time.

They both came out of the inner room at the same time. When they came out, Ding Yi was surprised because they were hiding in the inner room, and they didn't even sweep his mind.

Meizi is still following him like a loyal servant. When she sees Ding Yi, she smiles and nods.

In his eyes, Hattori was full of surprise and pride. His expression looked at Ding Yi like a dead man. It seemed that today's Ding Yi would die here.