Chapter 70 Moonlight Bank, Moonlight Library



In the tavern, Silver Atom typed about his adventures in the Moonlight forum, sharing the wonders he had witnessed during his years in the Arcane Continent.

He described the World of Swords, where everything was sharp and infused with the essence of sword law.

It was said that merely staying there could grant enlightenment on the path of the sword.

He also recounted the Music Paradise, a forbidden domain that was both a paradise and a source of fascination.

Even the gentlest sound of the wind could mesmerize those who heard it.

Among the stories he shared, there was the Domain of Treasured Spirits, where every living being held a treasure within, awakening their spirits.

These incredible tales captivated the people of the Moonlight Kingdom, leaving them dreaming and yearning for more.

As Silver Atom basked in the attention he was receiving, taking a sip of his favorite wine, his token vibrated, indicating a new update.

[Personal Information

Moonlight Forum

Moonlight Library

Moonlight Bank]

"Moonlight Library?"

"Moonlight Bank?"

...

Three days later, a line of people could be seen forming in front of a newly built establishment called Moonlight Bank.

Among them was Alistair, a 15-year-old teenager who worked in construction.

His sister, Amara, who was only 5 years old, asked him, "Brother, what are we doing here?"

"We are here to borrow money," Alistair explained.

Three days ago, when the Moonlight Bank and Moonlight Library were updated in the token, it caused a sensation.

While the Moonlight Forum had also generated excitement, it was primarily seen as entertainment.

However, the Moonlight Bank and Moonlight Library were directly related to people's futures.

For example, Moonlight Bank allowed individuals to deposit their money and earn an interest rate of 3 percent per month.

However, this offer wasn't particularly attractive to the majority of people, as most of them struggled to make ends meet and didn't have spare money to deposit.

As for those who did have money, such as merchants, they were skeptical about entrusting their funds to a newly established bank.

This is where the Moonlight Library came into play, becoming the catalyst for the frenzy.

The library contained comprehensive knowledge, ranging from mage cultivation and knight training to professional knowledge and even magical blueprints.

Of course, Maximus didn't sell advanced knowledge beyond Tier 1.

Once people saw the wealth of knowledge within the Moonlight Library, a frenzy ensued.

People from all walks of life, from poor beggars to wealthy merchants, clamored to access the library.

Even the nobles, who initially scorned the Moonlight Bank as a means to exploit their wealth, were drawn in.

The reason was simple: To purchase the knowledge from the library, one needed Moonlight Credits, which were digital currency obtained by depositing money into the bank.

Moonlight Credits were divided into three tiers: Copper Credits, Silver Credits, and Gold Credits.

Hence, even after three days, the lines at physical bank branches across the kingdom showed no sign of ending.

After all, who wouldn't want to become a powerful mage or knight?

Which merchant wouldn't want to expand their business?

The sight of various blueprints alone made their mouths water with visions of a bright future.

Even the nobles, though they possessed hereditary privileges, recognized their own deficiencies and sought to improve themselves.

With the comprehensive inheritance available in the Moonlight Library, many hoped to consolidate their status and one day stand tall.

Others simply aimed to preserve their power, for even commoners had the opportunity to train and become knights or mages, so the nobles couldn't afford to lag behind.

As for how the poor commoners could afford to purchase these inheritances, the answer was borrowing from the bank.

"Borrow? Are we out of food?" Amara's eyes reddened, thinking they were going back to being hungry again.

After relocating to the Moonlight Kingdom, Alistair managed to secure a job at a construction site.

Their days had been filled with happiness, being able to eat the food they liked.

Although they couldn't indulge themselves extravagantly, it was enough for Amara.

"No, of course not. I'm here to borrow money to buy a training manual," Alistair said resolutely.

Alistair was tired of constantly relying on others for survival.

Their entire lives had been spent at the mercy of others.

Although he had tried to change their circumstances, he was unfortunately weak, and most importantly, he is dull-witted.

It wasn't that Alistair had a mental impairment, but whenever he tried to learn something, there was always a distraction.

It felt as though he shouldn't learn those things, as if his heart was telling him it wasn't his destiny and that he shouldn't waste time on them.

But until now, he still didn't understand the reason behind it all.

All he knew was that when it came to swords, he felt immense joy, and learning about them came effortlessly, as if everything became as simple as one plus one.

Unfortunately, he hadn't yet come across a knight training manual that specialized in swords.

Most of them focused on strengthening the body or specialized in other weapons.

He had come to borrow money to find out if there was truly something special between him and swords.

...

After waiting for nearly half a day, it was finally their turn.

A receptionist greeted them with a smile and asked, "Hello, deposit or loan?"

"Loan, please," Alistair replied seriously.

"Please put your identity token here," the receptionist instructed, pointing to the oddly shaped device.

Alistair followed the instructions and placed his token inside.

After a moment, it lit up, and a virtual panel appeared in front of the receptionist.

Alistair couldn't see the details clearly as they appeared blurred in his view.

"Mr. Alistair, you can borrow 1000 gold credits at 10 percent annual interest," the receptionist said, sounding somewhat shocked.

The people behind them, who were also taking out loans, were equally astonished.

Most borrowers could only obtain a maximum of 10 gold credits.

But this young lad could borrow up to 1000 gold credits?

Alistair wasn't too overwhelmed by the amount of money since his monthly salary was equivalent to 1 gold coin.

Due to his immense strength, he could perform the work of more than 30 men at the ongoing construction site of the kingdom.

If he didn't urgently need money, he wouldn't have even considered taking out a loan.

Before relocating to this place, he was very weak, as if deprived of all nutrients.

Despite his proficiency with the sword, it was rendered useless by his weak body.

As a result, he had to rely on the provisions of others.

However, since arriving in this place less than a month ago, something strange happened.

His body seemed to absorb the surrounding energy like a sponge.

His previously weak and malnourished physique transformed into a handsome and tall one, almost catching to that of a knight. 

Moreover, whenever he engaged in training and swung the sword, a mysterious force would enter his body, further enhancing his strength.

This was why he felt excited about purchasing formal sword manuals. 

After all, with just blindly training, he had already achieved significant improvements.

He could only imagine the possibilities that formal training would unlock.

Now, after obtaining the loan, he was eager to acquire the sword training manual without delay.

...

Maximus, in the castle's hidden underground chamber, was engrossed in scribing runic patterns when he was alarmed by the notification of Aethercore Nexus.

Intrigued, he turned his attention to see what had happened.

The notification displayed: [Detected Rank 9 Primordial potential, Sword Spirit body (Sealed)].

"What!" Maximus exclaimed in surprise.

Was he dreaming?

What did rank 9 potential mean?

It meant that as long as one didn't die, they could be promoted to Tier 9, even while sleeping with sufficient mana.

You see, in the vast population of the Arcane Continent, with billions of trillions of individuals, there were only slightly over a thousand known Tier 9 beings.

And yet, there was a hidden dragon in his small pond?

Maximus clicked on all of Alistair's registered life experiences stored in his token.

"Is this a protagonist?" Maximus unconsciously muttered to himself as he discovered that Alistair's life experiences perfectly matched the template of a protagonist.

No parents? Check.

Poverty? Check.

Handsome? Check.

Having a sister? Check.

All of Alistair's life experiences coincided with the template of a protagonist.

"What is this sealed state?" he questioned himself, knowing full well that no one was going to provide an answer.

After being lost in thought for a while, Maximus edited the approved loan to 1000 gold credits.

The device that scanned the token to evaluate the amount of credit one could borrow was merely a disguise.

Its main purpose was to scan the mana and spirit signature in the token to assess one's potential.

As for evaluating the amount of credit one could borrow, the Aethercore nexus could easily handle that task.

Evaluating honesty, income, spending habits, and other factors was a piece of cake for it to calculate.

However, assessing talent required a special device.

After approving the loan of 1000 credits, Maximus sighed at the tricks of fate.

His former self, who had been born into wealth, possessed nothing but trash talent.

Meanwhile, others who had struggled their entire lives were originally destined for greatness.

Was being the "son of destiny" destined to be a life of suffering?

Fortunately, Maximus was not in that predicament. He was a transmigrator, armed with a cheat, and he was very satisfied with it.

After all, he only needed to remain steady, and he could achieve everything he desired.