Chapter 214

[214] Devastation Room 2 At the end of a sobering Oh Se-hyun, the public officials were spirited.

It is not just the financial sector that needs economic responsibility. The same goes for general consumers who have scratched the cards.

"Oh dear sir. So what do you think the card delinquents will do? "

"Will the government forgive debt?"

"Afraid not." No plans yet. How would I do if it was a life liability, it is a card. I am afraid of the opinion of the morality and so on. "

"If the government is not involved, I will take care of it. You do not have to worry. "

The president of the presidential office of the presidential office has become annoyed. This is also a burden if Oh Se-hyun tries to recover too much.

"Do you intend to sell the bad debt? It's a company that specializes in that. "

Those are the so-called 'credit information' companies.

They buy bad debts from card companies, commercial banks, mutual savings banks, and installment finance companies on average, from 30% to 10%.

Then, employees who specialize in collecting debt are mobilized to pressure the debtors to a level equal to that of the debtor.

Now these credit information companies are at their best.

The number of credit defaulters is close to 3 million, and the bad debt expenses that credit card companies have already treated as losses amount to 4 trillion won, and the amount of over 2 trillion won will be lost.

All delinquent loans of less than 100 million won for individual credit defaulters amounted to 44.7 trillion won, and overdue amounts of savings banks and installment finance companies exceeded 4 trillion won.

The Republic of Korea in 2003 is a delinquent republic.

Absolutely. It can not be solved only by the collection staff of Sunyook card. I do not want to lose a million won in this deal. Outside now, the army is going to sell the bad debt to their answer. "

If a bank holding short-term debt decides a recovery rate of 30%, it means that it will sell all the overdue amount to 30%.

"Do not fall for the triumphant victory. Sunyang card is just the beginning. All eight card companies are in a fight with their credit-impaired people, only to the degree of difference. If the current government has made a bold decision, we have to show it to the end. "

Oh Se-hyun said, looking at the embarrassed expression of the public officials.

"I think the next election, I will run like a herd to be responsible for the arrearage of a couple of trillions of people. Card companies and financial institutions, including me, will turn to those who do. "

When public officials were unable to open their mouths, officials from the financial sector rushed into the conference room.

Looking at their hard look, Oh Se-hyun first opened his mouth.

"Know this one before you say the result."

The eyes of everyone in the conference room turned to Oh Se-hyun.

"As soon as the acquisition of Sunyang Card is decided, I will pass all of the bad credit amount to the credit information company. And I hope that the credit information company will introduce you. "

The eyes of the executives at the moment were changed. Greed has permeated.

Knowingly, banks have a credit information company. Employees who have been created by former officers and cut off from the bank are hired as rector.

The incumbent officers are also investing in these companies to make a very profitable profit. If you do well, the loss of the bank is the profit of the credit information company.

They exchanged their eyes.

"Oh dear sir. This is our decision. "

They handed a piece of paper a half-fold to Oh Se-hyun.

"If you are negotiating with us about collection, I will pay more attention."

Oh Se-hyun checked the note and stuck it in his pocket.

"Prepare the contract. How much time do you have left? I will do everything in it. "

Oh Se-hyun was upset and the policy director 1 said.

Yes? Tell me how you set the recovery rate. "

"Chief. This is confidentiality between companies. I do not need to tell or need to know. And do not you just want the government to get a commitment? "

When Oh Se-hyun was shot, the first chief was in a clumsy state.

"I will normalize all services of the Sookmyung Card within 48 hours. Is not this supposed to be done? "

Oh Se-hyun, who was about to get out of the room, turned his head and turned.

"Oh, I forgot something."

He approached Cheong Wa Dae chief economist and whispered his whisper.

"If you want to see how I organize this Sukyang card, please give me a credit card."

The chief economist sees Osseon 's actions, which he can not catch, and he has not been able to say hello because he is an ally or an enemy.

* * * The Vibrator Vice President confirmed the documents placed in front of him several times and was a devastated room, saying nothing.

"I wanted to have a general meeting of shareholders. The only thing that really changes is that there is no connection between Vice President and Sunyang Card. "

It was the voice of Oh Se-hyun who felt no emotion.

The winner's arrogance did not seem to be the same as the number of documents, which did not contain the sorryness of taking the company.

"But why did you bring this to me? You do not have to tell me. It is only a matter of reporting change of major shareholder … "

"I want to discuss some things."

Conference Did not you just say that there is no connection with the Soviet card? "

"There is only one left. It is the name Sunyang. "

At first I did not know what it meant. But soon he noticed that he did not want to leave the name Sunyang.

"Let's go right now. What do you want?

"How about holding hands with me?"

I beg your pardon?

The upper body of the vibrator vice chair leaning on the chair jumped like a spring. What does this mean?

"As you know, Miracle holds a controlling stake of 16% in the group. Ah… Of course I'll have to check again. I do not know how the two vice presidents have modified their stakeholder structure. But I expect it will be at least 15%. "

"So?"

"The Soviet card is completely disconnected. If you want to get out of the group building, you have to pack it. If you do not write your name, you have to change it. "

"I do not want to change my name, do not want to move?"

"Yeah. I just want to sit here and sit down. The company employees are afraid of change. If you do not change the name of Sunyang and the position of your workplace, you will be relieved. Actually, it is the people. Whatever the king is, what does it matter? If you do not change your eating habits, you do not really care who your big shareholder is. "

Vibrator vice president's eyes were shining.

"Does that mean there is no change in management?"

"I do not want to have a big waterfall. I'm going to cut some stupid people who look at this card in a hurry, but … "

Only major shareholders change.

Even if Vibrator Vice President held the Soviet card, some of the executives responsible for this would have blown up.

"Then what does it mean to be with me?"

"Did not the vice chairman of his brother, 7%, enter his hands this time? I will support your group with a lot of support.

"So you'll keep me with 16% Miracle?"

"It's not 16%. It will now be 23%. I'll get the stake I put in as collateral. "

Vibrator vice president closed his eyes.

The company also fled, and I forgot that the guy in front of me picked up both of them.

26% of oneself, 23% of miracles … .

He has now reached a position equal to himself.

The vibrator shook his eyes for a long time.

It's not just keeping your name and not moving.

If Miracle pushes her, she gets a 49% stake at once. Only 2% to half or more.

It only takes a few executives. It is a charter reversal at a glance. And do not you have a nephew?

If 10% of Jindojun is on his side, he can get rid of him right away.

"Hey, oh the president. I hand it over to the voting rights of that stake. It does not sound like equity. Only the voting rights … "

The vibrator laughed and had to close his mouth due to his hands lifting. It is an obvious rejection.

"What I said to take my hand is another meaning. It means that I will only help you to defend your position now. If we hold our hands, can not vice president shake the whole group in their hands and shake it? "

I felt like an irritated vibrator.

"Oh representative. Honestly, as a manager, is not my brother not qualified? How many companies have you been through before? I'm going to give it a go. "

Vice president Jin Young-ki once said that it was destroyed by his hand, so he got the nickname of "Man's hand". At the same time, I did not build a new company or increase it.

It was because of Chairman Jeon's desire to think only of keeping a good company well.

"Vice President. That does not make sense to me. I'm not interested in how stupid or reckless the vice president of the past is. I only see it now. "

Oh Se-hyeon was hanging the vibrator hanging coolly.

"Take a good look at the current management indicators. I do not have time to spot anything. Sunyang Electronics makes huge money. "

"That's because the market is good, is not it? Even if you put a scarecrow on the spot, its performance is out! "

Vibrators thought that the crisis was now an opportunity. It was desperate to get a chance to catch this opportunity.

"I am a better vice president of the club, like a scarecrow."

I beg your pardon?

"If you were Vice Chairman, you would have started a new business based on Sunyang Electronics' huge operating profits. That's what a talented executive has to do. Endless expansion and expansion, is not this the ultimate goal of large conglomerates? "

"But why?"

"I am a shareholder. Stability is more important than adventure. Stable dividends are better than uncertain growth. "

"O representative … "

Please cut it out. My thoughts do not change. Please answer only if I accept what I said. "

There is no choice.

He smiled as he watched the vibrator shaking his head without power.

"Then please tell the management of the Sunkyung card. I just … "

The Vibrator Vice President threw a very important question to Oh Se-hyun, who is about to stand up.

"Oh representative. I'm asking for your hand. What about our position in Miracle? Probably…

I could not speak to the end of my life. I was afraid of asking whether I am the largest shareholder.

"Dojun? Hmm … I have invested quite a lot of money and I have a stake in it. "What's this about?"

"Oh, no."

Oh Se Hyun said with a smile.

"If you are wary of your nephew, you do not have to worry. It is not what Do Jon is pursuing. The goal is also different. "

"What is his goal?"

Well… I do not know exactly, but I would have a bigger goal than the Sunyang Group president. Haha

He left the words that he could not catch, and he left.

For a while, the vibrator, which was sitting idly, raised the body.

I overcame the crisis that might have been driven by my brother. Now we have to take the opportunity.

Without opportunity there will be despair, but there is a concrete opportunity. That guy who just went out is an opportunity. If you take him only as a friendly, you can shake the whole group of Sunyang.

The vibrator stepped into the Presidential Office of Sunyang Card to handle the work of opportunity.