Chapter 282

[282] The Goldman Sachs Group, Inc., a US investment bank and the largest financial market player in the world,Started as a bill-trading company founded by the German-based Jewish Markus Goldman and took over the financial market in the 21st century.

A total of more than 30,000 employees in 50 offices in 23 countries sweep the money without discriminating between borders and currencies.

Also, in the days of President Bill Clinton and George Bush, there were many people who came here as finance ministers, the US Secretary of the Treasury, and they gave all sorts of regulations and wings to the Goldman Sachs.

They manipulated financial books to allow Greece to join the European Union, and as a result, they were culprits of the Greek bankruptcy and the European financial crisis that followed.

However, it symbolizes neoliberalism and the adverse effects of financial capital because it has made a huge profit in the process.

Finally, on Friday morning at D-day, the future of the company emerged before the headquarters of Goldman Sachs.

Even if nearly 10 million American citizens lose their jobs due to the financial meltdown of the United States, even if nearly 6 million people lose their homes, they will pay hundreds of billions of dollars in dividends, win bonuses and burst champagne.

The collapsing company will rebuild with the blood of the people anyway, and it will sweep away the money by creating derivative products like fraud.

I want to spit once, but I left it.

I am also very different from the way they are, but I am also the same person who takes the money.

Let's get it on.

The TFT team leader who followed me swallowed the dry saliva and followed me. A $ 1 billion contract tightened him.

"These crazy chicks … "

As soon as I entered the lobby, a Korean bathrock popped out.

The lobby of Goldman Sachs was filled with more expensive items than Nonhyun – dong luxury furniture store.

The marbles on the floor and walls were tolerable, but who would have thought to make the marble to the reception desk?

The chair, which is prepared for the people waiting in the lobby for a very short time, is a masterpiece over one million won. There are dozens of such stools just like subway stations.

This is the first time I have had this kind of money. Once again, when I was about to jump out of my mouth, the team leader, who came with me, greeted my hand and greeted someone.

We went into the conference room along with him and there were three people waiting for us. One officer, two managers. They shook their eyes and swallowed their tongue for my money.

* * * "If you do not mind, I will not let you go, but I will tell you a costume too."

The youngest man, who has already climbed to the position of the executive, laughed and said.

Go ahead.

"There is already a similar swap. I signed a contract two years ago. "

It would be one of those people who had a good eye for Rachel.

"The difference is that the contract you made two years ago gives premium premium every month. At first it was a low premium, but the higher the price of a mortgage, the higher the premium. I'm paying a premium of 9% now. I see tremendous losses. "

"So we do not want to be in terms of the year, but on a monthly basis?"

"Afraid not." I just want to let you know. If mortgage loans are rumored to be a bad lump, you'll be in big trouble. "

"Do you know that variable interest rates apply to mortgages this year? Do you think that the delinquency rate is already growing and there is no insolvency? "

I wanted to see what they were thinking.

I wonder if it is believed to be safe or is it to hide the insolvency.

"Mr Jin, Securities is not a loan. The AAA grade is basic and there are a few bad loans. So it is a good product. The AAA grade is enough to cover the B grade damage. You do not throw away your steak because you have a stiff tendon in a perfect steak, right? "

"Now the price of the house is so high that we are going through some adjustments. There is no slump. "

One manager also opened his mouth.

"Goldman Sachs thinks well. But it is not enough to withdraw our thoughts. Oh, thank you for the information, of course. "

The young officer shrugged his shoulders and paired his palms.

"So let's look at Miracle's thoughts in detail."

The three people unfolded the summary we prepared and went down in an instant.

"Product analysis is excellent. Miracle also. "

"If only two things agree smoothly, the contract will be fine."

I checked their contented face and I slowly opened my mouth.

"I will accept insurance even if I pay monthly. In addition, there are precedents that already have a premium condition, so I will follow that. "

The team leader who came together looked at my attention with anxious expression.

If premium is, the premium to pay when the value of the stock rises sharply. The premium may go up to a level that may be difficult to cover in an instant.

I nodded lightly toward him. It was a signal to be relieved, but his worries did not disappear from his face.

"What we have to say is that it feels untied. Haha

Young executives said different conditions before the laugh was over.

"Just as there is a precedent, insurance is 4.8%."

He laughed and showed his displeasure.

"Oh, the same condition two years ago? That would be a little difficult. "

"Why are they so hard? If the value of the home guarantee securities falls, the risk will rise and the insurance money will rise, but is not the value of the securities steadily rising two years ago? Does not that mean the risk has decreased? I do not see any problem with the same conditions, but … ? "

The three men who had tongued their tongue gave their whispers to each other after seeking consent.

After a while, I rubbed my throat with my fingers.

"How much do you think about the amount of swap?"

"It sounds like you will accept my terms depending on the amount?"

OK. If you exceed $ 100 million, I will conclude at 4.8%. "

done!

5% no, 6%. Like Goldman Sachs, it's rare for you to digest large amounts at once.

"Oh, the problem is resolved at one time," he said.

The three of them made a puzzled look in my smile.

"Because it is one billion dollars, is not it the sum of money and the insurance rate in one time?"

Their expression was indeed spectacular.

I was amazed by the tremendous amount, and I was also pleased to see that a large amount of $ 48 million, or 4.8% of the $ 1 billion, was coming in.

And a little bit, as if holding ace poker card in the poker game, I was shaken by the pounding weak.

"May I interpret it good that you do not say anything?"

"Oh, excuse me. Of course, you can interpret it well. No, do we have to ask? Haha

The team leader who came with me constantly sent and received texts. We are in real-time reviewing the situation of employees who visited other financial institutions.

I wrote down the number in the thick contract.

4.8% and $ 1 billion.

As soon as I finished signing the contract, they laughed.

Where is the contract that is both satisfying like this?

He shook his chair and shook one by one. I have my hands on my hands.

At this time, the team leader whispered whisperingly.

"We signed 26 deals, including London."

A young executive of Goldman Sachs said of my smile, which was brighter.

"It sounds like good news, too."

"Yeah. This is a very good deal. "

"Oh, congratulations. Could you please tell me what the contents are? "

"You will soon know. It's hard to hide these things anyway. Does not Wall Wall have a wall to hide its secrets? "

There are two ways to spread word of mouth. Somebody hit a jackpot, or they got punched.

"I must leave my ears open wide. If it's Miracle, is not it rumored to be a successful investment? "

I do not understand how great the contradiction is in what you say.

I signed the contract, so now it is irreversible. I threw a few hints at him.

"We are Miracle, which is famous for its successful investment. So today, is this a successful contract that I have signed here? "

I shook the thick contract lightly.

Our success means their failure. A successful contract that both sides are satisfied with is … Very rare.

Then laughter disappeared from their faces.

Humans are reluctant to think about bad things. So the possibility is reduced.

They will be feeling the cumbersome nightmare that the US housing market has collapsed – the likelihood that they will look like they will never happen and have been reduced to a minimum.

"Well, it'll tell you when this contract is going to be successful. Sure!

I left the frozen ones behind and left the conference room.

The sunny New York sky is more beautiful today.

"Would you like to go for lunch? Delicious hot dogs and hot coffee, how are you? "

I walked to the food truck on the corner with the leader of the uneasy face still.

* * * That afternoon, I gave my Miracle staff a great bonus and I left early.

I wanted to share a little bit of my pleasant heart, and I know that the best way is to spend the money I did not think and the time to spend it.

I went to the bar where I went with Rachel to celebrate alone.

As I sipped beer and laughed, I could hear the sound of the army in the bars.

"Miracle's been around for a whole day doing crazy things … Did you hear that? "

"Of course. Does anyone know the news? "

"How much did you sprinkle?"

"I do not know the exact amount, but thanks to Miracle, it's all about money. I heard that Deutsche Bank is only $ 12 million. "

"Damn, the executives will have another bonus."

"Is not it uneasy? If Miracle's crazy thing succeeds, you have to give $ 240 million. All the contracted departments are all good. "

"Did you see the crazy thing succeed? I have to pay a huge amount of insurance in the future … . Miracle also closed the door. "

But they did not laugh at my madness.

If you think of one place, Miracle is crazy. But everyone guesses that money on Wall Street is enormous. If you turn the phone a few times, you'll find billions of billions, and if you go beyond crazy, you start thinking seriously.

Because of this, even though there were worrying whispers around the bar, laughter did not come out.

"Do you know you did the same thing in London?"

London The City? "

Really? I heard that he was throwing a $ 600 million credit default swap contract to the Bank of England. Did he really have a $ 10 billion swap? "

"If only it was real. What if Miracle's bet is right? "

"What's going on? The whole wall is fucked. "

Friday evening. Two days from now until Monday.

Those who read the warning lights quickly will gather busy people, have an emergency meeting, work busily, and still think that they are mad at me.

"Hey, Son."

A middle – aged bartender with a gray hair said with a beer bottle in front of me.

"Last time with Rachel, what did you do with $ 70 billion here?"

"I did. Do you know Rachel? "

"sure. She is a regular here. It's a routine to have a couple of glasses of your favorite cocktails and leave. "

"Sure you are."

"I know Rachel is the boss of Miracle. So here and there, is the military troops involved with Miracle's crazy $ 70 billion? "

The bartender also shook his eyes, unable to hide his curiosity.

I wanted to have a good cup, but it broke my heart.

I took out a hundred dollars in my wallet.

"Do you have any money to buy a house?"

No. I do not owe you. "

"Good luck with that. Then sell this bar before it's too late. "

“What?”

The surprised bartender did not even think about getting a hundred dollars.

"Only the white men will lose their money on Wall Street."

He smiled at the bartender with a blank face and went out to New York nightlife.