Chapter 192: Chapter 101: You Understand Financial Cases, Right? (Extra Chapter for Silver Meng Fans) _3

Forget it, let me be the first one again, shining like a "astronomical overtime fee" satellite that I've released into this world, blinding their dog eyes.

The main difficulties of this case lie in several aspects, one is jurisdiction. Many banks stipulate in their contracts that both parties should refer to a certain institution for disputes.

For instance, in this contract, both parties have agreed to bring their disputes to the Jingzhou City Arbitration Committee.

Then there's the risk disclosure document, a standard format document, in which both parties, Aunt Wu and Uncle Zhang, have signed.

This is also an unfavorable aspect for me, but Old Tang has always felt that this so-called contract can't truly prove that a proper warning has been given.

It's simple, let alone the elderly, even young people who aren't professionals can't understand these contracts—they're too thick and too technical.

One can only listen to what the salespeople say.

Under such circumstances, a mere signature, in Old Tang's opinion, proves nothing.

How the actual returns of the fund are calculated, what percentage of risk might result in how much loss, and the maximum potential loss.

These are the details that should really have been disclosed. Obviously, the other party didn't disclose these, mentioning only that there were risks.

Sometimes risks simply aren't the same...

That day, Old Tang worked overtime till late into the night, stopping his work only after 3 a.m., then dozing off in a massage chair for a while.

The next morning at eight o'clock, Old Tang left on time with his briefcase in hand.

Although the case didn't trigger any exciting tasks, it didn't matter—on one hand, he needed the money, on the other, he needed some relaxation.

Such cases were his idea of relaxation.

Old Tang nodded and said, "I guess there aren't many lawyers named Tang Fangjing in Jingzhou, comrade. You don't need to worry about the rest; just check whether it can be accepted and filed, that'll do."

"And you don't need to doubt I'm scamming for money, take a look at the entrusted agency contract we signed, it's based on contingency."

Upon hearing this, Xiao Jiang glanced at the contract and quickly said, "No, no, Lawyer Tang, of course you wouldn't be scamming for money. Then we'll accept it here, and notify you later whether it's filed or not?"

"No problem, then I'll be off."

Watching Lawyer Tang limp away, Xiao Jiang quickly called out, "Director, Director, I have a financial case here that needs to be reviewed, it's Lawyer Tang's!"

He felt it was best to get it reviewed quickly, lest Lawyer Tang keels over halfway through the process, creating an awkward situation later.

A day later, Old Tang received a call from the Intermediate Court, deciding to file the case!

...

At the People's Road branch of Bright Silver Bank, saleswoman You Qiaolan was chatting with a housewife, and it was evident that her continuous compliments were quite effective.

People always like to be flattered; sometimes, when you are put on a pedestal, only to be asked to part with some "small money" to buy this financial product or that insurance, it can be hard to say no.

Feeling embarrassed to refuse at such a moment, some would buy and end up with a loss.

For You Qiaolan, as long as the financial products were sold, she didn't care whether the customers lost or gained. If they gained, all the better; if they lost, it was none of her concern.

She was just a salesperson, after all.

Over the years, it seemed only once did an old couple come seeking her, but investing itself carries risks; complaining to the bank after a loss was pointless—it wasn't the bank that compensated them.

Right when she was enjoying her chat with the client, her supervisor suddenly called her over.

"What's the matter, Manager? I was just about to close a deal. Is something wrong?" You Qiaolan asked curiously while walking over.