Chapter 1961

Feng Yu talked with Qiu Boyun about his views. Qiu Boyun also expressed support. In fact, the state-owned assets side also expressed concern about the share exchange through Lianxiang group, which is actually against it.

Since everyone is against it, it's yellow. IBM was disappointed, but the army didn't care. If IBM can get tens of billions of dollars to do system research and development, he will be a little nervous.

Now IBM's practices are just bluffing. IBM's profit in one year is not much. They need to improve their technical advantages in other businesses. How dare they make such a big stall?

Microsoft is relieved to learn that the cooperation between Lianxiang Yinshan and IBM is broken. If the two companies cooperate, the impact on Microsoft will be fatal. Even some directors are pessimistic that Microsoft will surely fail.

But since they can't cooperate successfully, they are more relieved. Microsoft decided to speed up the research and development of mobile phone system, and immediately launch their winphone system, that is, the operating system specifically for smart phones. At the same time, it plans to launch its own tablet computer, Microsoft brand tablet computer.

There is also to increase the promotion of win7, you even think Yinshan is not to make profits, then we Microsoft can also make profits, throw money to promote, we can also play!

Feng Yu asked storm electronics and Lianxiang group to speed up the upgrading of smart phones and tablets, to remind people of smart phones, the first to think of storm phones, tablets, and l-pad.

As for himself, he buried himself in the United States and dealt with the business of the bank. The development of Minsheng Bank seems to be resisted by some big banks in China who do not want to let Minsheng Bank develop.

It's normal for them to do so. But Feng Yu is not too worried. He doesn't think these banks can hold down the bank.

Just after the financial crisis, the financial industry in the United States has fallen into a low tide. But at this time, it's a good time to expand, because many peers are bankrupt, and there will be many businesses waiting for you to do.

The integration of financial companies under Minsheng Bank has also been completed. Now it is a good opportunity to expand vigorously while other banks are shrinking.

Many banks are afraid to handle some businesses because they have many bad assets. For example, some businesses with high risks or low profits do very little.

They dare not do it with high risk. After detailed assessment, the bank can do it. They are not willing to do low profit businesses. Many of their businesses are still in debt. If they pay interest, they will have nothing left. Of course, they are not willing to do such investments.

However, Minsheng Bank can selectively do some of these businesses. Although the profit is low, there are still some. Their assets are in good condition. Although they earn less now, they can increase many customers. In the long run, it is also cost-effective.

Feng Yu is very satisfied with the overseas development of Minsheng Bank, which is faster than he imagined. Now the profit seems not very high, but when enough funds are raised, there will be more choices to invest and higher profits.

The bank is the core of a financial group. Any big financial group has its own commercial bank.

One is that it is more convenient to mobilize funds. In addition, it can use other people's money to help them make money and increase their ability to resist financial risks.

Feng Yu needs a bank of his own, and when he is in China, he is subject to many restrictions. Despite the vigorous development of joint-stock commercial banks in China, they are all controlled by state-owned assets.

As a pure private commercial bank, the development of Minsheng Bank is far from satisfactory. Even in some places, it's not as good as foreign banks being taken care of. Of course, the development of foreign banks in China is not so good, China is still the world of state-owned banks.

Huaxia has also examined the business models of the island countries, the United States and other consortia, and has also developed the financial industry as a pillar industry. I think it's a good choice to use commercial banks to raise funds, lend money or invest in other industries to make money.

China's reform has never stopped. We don't want to copy the old path of any country. Because of different national conditions, we always stumble when crossing the river by feeling the stones.

Today, the development has gone smoothly. However, they found that some national policies once implemented were too early, such as the issue of social security for all.

Although it has not been completely completed up to now, some hidden dangers have emerged.

For example, people are more and more able to live, and the time of receiving pension is longer and longer. At that time, when making this policy, they calculated it according to the average age of over 70 years old. They thought that after you pay 15 years of social security, you will retire, and the state will never have a problem supporting you for more than 10 years.

But now it's not more than a decade. It's more than 20 years, or even more than 30 years. Then the pension goes up every year, because the price goes up and the basic wage goes up.

Fortunately, they found a new way to solve the problem, that is, to invest in pension funds and other businesses with strong earning power, such as Feng Yu's.

We can't make the gap of social security bigger and bigger. It needs higher and higher national income. Not only tax revenue, but also investment income growth of state-owned assets.Financial industry is an important industry, and the state should certainly control it in its own hands. Many people are afraid that they will not be restricted by Minsheng Bank, so Minsheng Bank will rely on the celebrity effect of those shareholders, especially the celebrity effect of Feng Yu, to absorb reserves or raise funds in the form of funds, and state-owned banks will be in the downwind.

The above meaning is that finance, transportation, energy, food and other industries related to the fundamental of the country must be firmly in the hands of the country.

Feng Yu is not opposed to this either. If he is in that position, he will choose the same way, which will make the country more stable.

Fortunately, when Feng Yu let Minsheng Bank develop abroad, the state also gave him a lot of covert support.

For example, the cooperation with state-owned banks has become very much. The development of state-owned banks overseas can be earlier and faster than that of Minsheng Bank, because the capital is more abundant.

After cooperating with the state-owned banks of China, many businesses of Minsheng Bank have been carried out more smoothly. No one would object to Feng Yu's going abroad to get money.

We learn from each other and make progress together. Feng Yu was not very familiar with the banking industry in his previous life. He was good at stocks, futures, funds and other investments.

However, he learned a lot in this life, and with the help of many professional talents, his development is much easier than he imagined.

While Feng Yu was waiting for the monthly sales statistics of Yinshan, Kameda Zhengxiong called to ask Feng Yu for help.

Is Kameda in trouble? This is a very important helper for Feng Yu. He must help.

But when he said the whole thing, Feng Yu was shocked.

……