245 6.39 Restructuring Of Kitakata And Everything Will Follow

Tomorrow there are a few things that need to be tidy up.

1. Bring out the bricks.

2. Close all Bank accounts and return money to residents and merchants back.

3. Make new ledger based on merchant, residents and employees. Zero-interest rate.

4. Tally figure with corporate account and physical figure of gold coins.

5. Push balances to Castles assets. Adjust the new figure accordingly. Update His Majesty.

6. Create new savings accounts for residents and employees (government officials and other employees on the business district as well)

7. Put up a sign that bank does not regulate interest like before. Only interest occurs to the loaner. Bank just like a safe.

8. Terminate those higher-ups in the Treasury and retain at least 3 low ranked staffs. (by this time, news of the decapitation had already reached the higher-ups and they left in a huff)

9. Mark out another 3 plots of land for relocation and compensate the residents concerned.

10. Relocation of Imperialist guards and Militia out from Fukushima totally. Employment of 1,000-2,500 Police units would be formed and trained by the ex Samurai. No criminal records. No gender preference. Minimum age 16 and above.

11. Proceed to widen and dredging of the river to at least 2km distance.

12. Fishes to return to the rivers. Dredged up the soil to be shipped to the warehouse for the process.

13. Complete marking of the 1st 40 lots towards the Northern Side before marking out 20 on each side. Distance from the current northern gate would extend 500m outwards.

14. Get the sample housing unit model from Bato-san.

15. Making new loan contracts for new housing units. Based on the 50-month repayment loan. 20% interest rate for Treasury.

16. Business loan. 50-month repayment loan. Minimum 10,000-100,000 gold coins. 20% interest rate for Treasury. No requirements for collateral. Make new loan contracts as well.

17. Set property tax for 1st district nobles residential to be 20 gold coins, 2nd district military personnel at 10 gold coins, 3rd district of the commoners at 5, and New District (one and two-bedroom houses) at 2 gold for 2 bedrooms and 1 gold for 1 bedroom.

18. Draw up the property tax based on the above to accurately mark out the taxes for the end year 1860.

19. Contact boss of glassmaker to start producing the glassware for Jams, Nail Polish, XO Sauce and Srikaya.

Izumi had left to perform her last rounds in the warehouses and Shu Uemura had left too for her home. So Hiko-sama, the 4 Execom members came over to the employees' meal area to break out some jars of yumeshu that I had drunk for several days now.

"Would Yours Truly care for a drink with us?" Kami-sama asked as he offered a drink to me. I laughed and slapped his back and said, "I'm just like you, you know. Only thing I got a title that's all. Nothing so grand about it. If I got stabbed, I still bleed red like anyone else."

The rest agreed and knew how down to earth I would be thinking most of the time. Then I showed to the guys my sketchpad and they copied on it as much as possible because when it comes to business, everyone was serious. Drinks aside, they copied and then discussed it while drinking.

"So these would be done by tomorrow?" asked Hide-sama.

"Yes, Seniors. Best be done in one day. Furthermore, get rid of the higher-ups in the Treasury first. Then get hold of just 3 of the staffs and then terminate the rest. You would get the assistance of these 3 guys first to settle all the monies of the merchants, staffs and traders account book.compile their data, make new empty books, tear up and dispose of the old ones away."

"The 3 ledger books are important to keep track of these accounts. Separate them accordingly to the numbering system so we don't need to think of which name goes into which category. SA means savings account, CA means corporate account. There won't be anything fancy like time deposit or fixed deposit accounts. Just these 2 would be fine."

"How about the Police Units?"

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"We would handle 200 just for Kitakata which means the current patrol men plus additional more. The rest will be up to each Mayor. Each mayor would be responsible for recruiting these men and training them."

"There are another 7 more municipalities so it would be at least 1,400 more Patrolmen within Fukushima and these would be under our payroll. All Treasury would be connected and all savings book would be issued here with the presence of ID."

"A ledger would be produced to mark out as PC or police constable. Our own employees would be EMP. Everyone got it? It's a simple record book, it may be hectic for the first day, but then it would be smooth thereafter."

"Adhere closely to the notations carefully and everything would follow.Please do get back to me once you had done so and tick those you had achieved. Take your time, no rush."

"For taxes, the General Tax Office should handle that. Housing loan and business loan yours truly would make them later. As for the slip deposits that we had made, the respective Treasurers had made proper transfers in the form of gold coins to our Treasury using armoured trucks."

"Hehehe. So that one needn't worry at all. All monies had gone through and merchants would be coming in to purchase in 2 days time. Tomorrow there won't be any activity at all except internally."

"Alright, Yours Truly... Consider it done." Toshi-sama replied as he closed his sketchpad and also closed his eyes as he drunk his yumeshu.

"So when are you getting married?" Hide-sama asked me.

"Hahahahaha... Wait till I can afford my own house. Right now based on our current statistics for the houses."

1st Phase New District

800 new plot of land.

1600 x 1 bedroom unit

1600 x 2 bedroom unit

Estimated 9600 residents.

2nd Phase Reformed District

78 new plot of land

234 longhouses

4 families each

Estimated 2808 new immigrants

3rd Phase Current District

145 old plot of land

290 x 1 bedroom unit

290 x 2 bedroom unit

Estimated 1740 residents.

"1st and 2nd phase will work concurrently. And once the new houses on 1st District are ready, we will draw lots and they will get to move out from their current place to a single house based in their choice. By then, they would be starting to pay their monthly repayment."

"Once everyone had moved out from their 3rd phase houses, construction of the 1 and 2 bedroom unit will commence once the New District had been completed. Materials would be reused and the cost would be lowered to 20/40 gold coins respectively. The price to purchase remains at 50/100 for 1 and 2 bedroom units respectively."

"In this way, our Treasury would be making income from the housing purchase loan. Let me break down for you guys how much output we need for each Phase."

Phase 1

1600 x 40 gold coins 1 bedroom unit

1600 x 70 gold coins 2 bedroom unit

Investment 176,000 gold

Returns at 20% is 400,000 gold

Phase 2

234 x 50 gold coins for each longhouse

Investment 17,400 gold

Returns 0

Phase 3

290 x 20 gold coins 1 bedroom unit

290 x 40 gold coins 2 bedroom unit

Investment 11,700 gold

Returns at 20% is 87,000

It took a while before the guys digest these and explained at by 50 months time, there should be a float of 487,000 inside the Treasury based on the interest earned. "Furthermore, please take note that the Treasury is now named as Fasuto Japan Bank."

"All funding would be from Fasuto Japan KabushikiGaisha and interest earned would be channelled into Fasuto Japan Bank. Income and Property Tax would also be channelled into Fasuto Japan Bank. Right now, float cash on hand is about 1.7 million gold coins. The amount that we have in corporate account is 38 million gold coins."

"I would take out the amount accordingly from the float cash and pay for the construction of the houses and I would urge Kayu-San to get more men from the surrounding settlement and small villages. In this way, work can be executed smoothly."

"Alright, Gentlemen. Its time to hit the sack and I would be discussing with His Majesty on procuring another 3 more plots for 9 warehouses for another 4 more products. Anything, please do get back to me so we can expedite matters professionally."

We finished off the drinks and I excused myself and went into the house and follow up with matters at heart. Hiko-sama was left discussing with the Execom members.